Martha Awad is a CFP®, CFA®, and holds a Series 66 license with 22 years of industry experience. She is currently with Wealth Enhancement Advisory Services, LLC and Wealth Enhancement Group, having joined in 2021, and previously worked at Cardan Capital Partners, LLC from 2015 to 2021. Awad serves as Advisory Board Chair for College Invest and holds board roles with the Metro State University of Denver Foundation and Rose Community Foundation, where she participates in investment oversight and strategic planning. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized consulting, using a strategic investment approach that combines passive and active management with quantitative and fundamental research.

Jason Salter is a financial advisor with TIAA-CREF in Denver, Colorado, holding Series 63 and Series 65 credentials and having 19 years of industry experience. He has been with TIAA-CREF since 2006. Outside of his advisory work, Salter serves as Vice President and coach for the Green Mountain Junior Baseball Association, a community-based youth baseball organization. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing ties to TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, operating within a vertically integrated structure that includes affiliated funds and donor-advised fund advisory services.

Mark Morrison is a financial advisor with Citigroup Global Markets, holding a Series 66 license and seven years of industry experience. He previously worked at TIAA and the University of North Carolina at Chapel Hill. Outside of his advisory role, Morrison creates and sells his own photographs as NFTs, receiving cryptocurrency payments. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles and arrangements.

Joy Kaminski is a financial advisor with Lincoln Investment in Arvada, Colorado, holding Series 63 and Series 65 licenses and 14 years of industry experience. She has worked at Lincoln Investment since 2015 and concurrently serves as Marketing Manager at The Voyager Group, a financial services and insurance firm. Kaminski also operated Finding Joy Photography from 2005 to 2022. Lincoln Investment Planning, LLC is a large enterprise investment advisory and broker-dealer serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm combines advisor-led consulting with in-house investment management and uses a layered model involving third-party managers, offering both discretionary and non-discretionary services tailored to client objectives.

Reagan Blissard is a financial advisor at TIAA-CREF with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TIAA-CREF since 2018, previously working at Strategic Advisers, Inc. and FIDELITY Brokerage Services LLC. Outside of advising, he manages real estate rental properties through Bliss Management LLC. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plan relationships. The firm offers model and customized portfolio management and acts as adviser to a donor-advised fund within a vertically integrated structure.

Drake Turner is a financial advisor at AE Wealth Management, LLC with a Series 65 credential and two years of industry experience. He previously worked at Heartland Retirement Group, where he was a licensed insurance agent involved in life and health insurance sales. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm employs a model portfolio and direct asset management approach, utilizing a range of strategies such as direct indexing and tactical asset allocation.

Adam Wager is a financial advisor at Mercer Global Advisors Inc. in Denver, CO, holding a Series 65 designation with two years of industry experience. His entire work history has been with Mercer Global Advisors and includes multiple roles since 2020. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, providing a range of advisory services including investment management, financial planning, and family office services. The firm employs a Modern Portfolio Theory-based investment approach with globally diversified portfolios and offers specialized programs such as Market Series and tax-managed options.

Mark Erickson is a financial advisor with TIAA-CREF in Glendale, CO, holding Series 63 and Series 65 registrations and bringing 28 years of industry experience. He has been with TIAA-CREF since 2000. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm differentiates planning services from ongoing discretionary management, provides tailored portfolio management options, and serves as adviser to a donor-advised fund.

Thomas Wolf is a CFP® professional with 17 years of industry experience, currently serving as an advisor at Oppenheimer. His prior experience includes roles at Morgan Stanley Private Bank, Morgan Stanley, Merrill, Citigroup Global Markets, and Wells Fargo Investments. In addition to his advisory work, he mentors business students at the University of Colorado Leeds School of Business, advising them on entering the professional world. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of investment programs and advisory services that include discretionary and non-discretionary portfolio management, consulting, and retirement planning.

Joshua Chebul is a CFP® and Series 65-licensed financial advisor at Focus Partners Wealth, LLC with five years of industry experience. He previously worked at Buckingham Strategic Wealth, LLC and Holistiplan, LLC before joining Focus Partners. Chebul is based in Denver, CO. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with a wide range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach using a blend of active and passive strategies, multiple portfolio management tools, and access to private and registered pooled vehicles.

Derek Moore is a financial advisor with Eagle Strategies (NY Life) based in Denver, CO, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Eagle Strategies since 2012 and is also associated with Five Peaks Capital Group LLC. Outside of his advisory work, he is an investor in Alpine Media Technology, a company developing digital advertising technology for ski chair lifts and gondolas in North America. Eagle Strategies serves a diverse client base including individuals, institutions, and retirement plans, offering financial planning, investment management, and retirement-plan advisory services. The firm employs multiple program types with an emphasis on tailoring recommendations to client goals, managing a substantial asset base primarily on a non-discretionary basis and operating within an integrated New York Life affiliate structure.

Ryan Milinazzo is a financial advisor with Commonwealth Financial Network based in Denver, CO, holding a Series 66 designation and eight years of industry experience. He previously worked at HD Vest Investment Services and Andarko Petroleum Corporation. Outside of advisory services, he provides tax preparation as a CPA through Hadad-Milinazzo Financial Group, Inc. Commonwealth Financial Network serves a national network of approximately 2,900 advisors and hundreds of thousands of clients, managing over $212 billion in assets. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, and custody services, enabling advisors to implement portfolios using internal models or third-party platforms.

Patric Mclaughlin is a CFA® charterholder with 27 years of industry experience, currently serving at D.A. Davidson & Co. in Denver, Colorado, where he has worked since 2007. He holds a passive partnership interest in Bigelow Asset Management, LLC, from which he receives distributions but is not actively involved. D.A. Davidson & Co. offers investment advisory and brokerage services to a broad client base, including retirement plans, individuals, charitable organizations, and corporations. The firm operates under fiduciary standards and provides services such as ERISA retirement plan advisory, comprehensive financial planning, and a Private Wealth program for high-net-worth clients.

Stephen Bogosian is a financial advisor at CWM, LLC with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Carson Wealth, Beacon Capital Management, Swan Global Investments, Northern Lights Distributors, Athenainvest Advisors, and Assetmark. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm employs discretionary portfolio management using model portfolios, combines fundamental and technical analysis with third-party sub-advisors, and offers a range of retirement-plan services.

Erin Hadary is a CFP® and holds a Series 66 license, with 13 years of industry experience. She has worked at Moneta Group Investment Advisors, LLC since 2019, following roles at Dunston Financial Group and ELH Consulting Services. Moneta Group Investment Advisors serves high-net-worth individuals, families, trusts, and various institutional clients, offering portfolio management, financial planning, and family office services. The firm operates with Partner-led Teams supported by a centralized Investment Department, focusing on diversified, multi-asset allocations and tailored client plans.

Amanda Reynolds is a financial advisor with Integrity Alliance, LLC in Denver, Colorado. She holds Series 63 and Series 65 licenses and has three years of industry experience. Prior to joining Integrity Alliance, she worked briefly at BFC Planning, Inc. and Securities Management & Research, Inc., and she has been associated with Huff and Associates Inc. for over two decades. Outside of her advisory role, she owns and manages Honey B's Macaron, a bakery business. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm provides continuous asset management, financial planning, and consulting services using a variety of investment approaches and platforms.

David Manley Jr. is a financial advisor with Eagle Strategies (NY Life) in Broomfield, Colorado, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. His career includes roles at Summit Financial Strategies, Summit Financial Solutions, Blanchard Financial Services, Nylife Securities LLC, and New York Life Insurance Company. He is also involved in insurance brokering through his ownership of Summit Financial Strategies, focusing on non-registered insurance products. Eagle Strategies serves a diverse client base, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers tailored solutions via multiple program types and manages the majority of its assets on a non-discretionary basis, working extensively with institutional sponsors and individual investors.

Carolyn Meske is a financial advisor at Oppenheimer with 33 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Oppenheimer since 2010. Prior to that, she was with AllianceBernstein L.P. and Neuberger Berman BD LLC. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs including asset management, consulting, and retirement services, employing both discretionary and non-discretionary strategies across equity, balanced, and fixed-income portfolios.

Valeria Vallecillo is a financial advisor at Citigroup Global Markets with six years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Fidelity Investments and Merrill. Vallecillo is based in Denver, CO. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal oversight and supports both discretionary and non-discretionary accounts.

Paul Hojnicki is a CFA® charterholder with over 18 years of industry experience. He is currently with CIBC Private Wealth Advisors, Inc. in Denver, CO, where he has worked since 2019. Prior to joining CIBC, he spent 15 years at Wells Fargo Private Bank. CIBC Private Wealth Advisors provides investment and wealth advisory services to a diverse client base, including individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm combines internal and external management resources with governance committees to offer customized portfolio management, financial planning, and family office services, managing approximately $67.8 billion in assets across 175 advisors.