Ernesto Cowley is a financial advisor at TIAA-CREF in Boulder, CO, holding Series 63 and Series 66 designations with 16 years of industry experience. He has been with TIAA-CREF since 2010. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm operates within a vertically integrated model using affiliated funds and serves as adviser to a donor-advised fund sponsored by Charityvest.

Sean Koutsakis is a financial advisor at PNC Wealth Management with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at LPL Financial LLC, BMO Bank NA, Bancwest Investment Services, Inc., and Bank of the West. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithm-driven risk assessment and invests in mutual funds and ETFs with annual rebalancing.

Matthew Michalak is a CFP® professional with five years of industry experience, currently affiliated with Valic Financial Advisors in Lakewood, CO. His prior roles include positions at NorthRock Partners LLC and JPMorgan Chase Bank. Outside of advisory work, he is an agent authorized to sell non-securities insurance products and also works as a delivery driver. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management and financial planning through a large network of advisors. The firm utilizes discretionary unified managed accounts with Envestnet’s platform and provides tax-aware and impact overlay services.

Alan Beugg is a financial advisor at Focus Partners Wealth, LLC with 28 years of industry experience. He holds a Series 66 designation and has previously worked at Kovitz Investment Group Partners, Ifam Capital, PURSHE KAPLAN STERLING INVESTMENTS, UBS Financial Services, and Citigroup Global Markets. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with a range of wealth management and advisory services. The firm emphasizes long-term, tax- and fee-sensitive portfolio construction using a blend of active and passive strategies within an enhanced open architecture framework.

Brittany Del Favero is a Series 65-licensed financial advisor with Creative Planning, LLC, based in Arvada, Colorado. She has two years of industry experience and has worked previously with Lockton Companies and Westmark Wealth Management. Creative Planning provides investment advisory and financial planning services to a diverse client base including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in client assets and employs a financial planning-led investment process focused on low-cost indexing and buy-and-hold strategies, supplemented by advanced portfolio management techniques and a range of retirement plan services.

Adam Peters is a financial advisor at Allworth Financial, L.P. with 26 years of industry experience. He holds the CFP®, ChFC®, and Series 63 designations. Peters has worked at Hanson McClain Securities and Hanson McClain Advisors since 2014. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a variety of model strategies and employs third-party sub-advisers and specialized technology to manage held-away retirement accounts.

Lucas Bisbee is a financial advisor at Eagle Strategies (NY Life) in Denver, CO, with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Eagle Strategies since 2023. Prior to his advisory career, Bisbee was involved in ice hockey officiating, contracting as an on-ice official with the American Hockey League and the National Collegiate Hockey Conference. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm offers tailored solutions across multiple program types and manages a substantial asset base predominantly on a non-discretionary basis.

Marques Brewer is a financial advisor at TIAA-CREF with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through TIAA-administered employer retirement plans and offers a range of managed account options alongside affiliated trust and donor-advised fund services.

Rachel Corpuz is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Osaic Institutions, Inc. She previously worked at CUSO Financial Services, L.P. for 22 years and has been with Gateway Services Group for 25 years. Outside of her advisory role, she owns and operates Torched and Twisted Jewelry, a business focused on jewelry production and sales. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services and employs a hybrid adviser/broker-dealer model, providing clients with access to discretionary and non-discretionary accounts, alternative investments, and lending solutions.

Monroe Mc Anuff is a financial advisor with Eagle Strategies (NY Life) based in Lakewood, CO, holding Series 63 and Series 66 licenses and having nine years of industry experience. He has worked with Eagle Strategies since 2019 and with New York Life Insurance Company since 2016. Outside of his advisory role, he is an investor in a personal training business, Fit Life Inc. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers a variety of program types and emphasizes tailored recommendations, with most assets managed on a non-discretionary basis.

Aaron Schettler is a financial advisor with OSAIC Institutions, INC. holding Series 63 and Series 65 licenses and has 23 years of industry experience. He has worked at Infinex Investments, Inc. since 2018 and was previously affiliated with Primerica Advisors and Primerica Financial Services from 2002 to 2018. Outside of his advisory work, Schettler performs as a variety artist and clown, volunteers with the Association of Financial Educators providing financial education workshops, serves as a board member for a homeowners association, and owns a small business bookkeeping and budgeting service. OSAIC Institutions, Inc. is an SEC‑registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a hybrid adviser/broker‑dealer model. The firm offers customized advisory services and employs independent adviser representatives for investment analysis and account management while maintaining firm supervision.

Breila O Halloran is a financial advisor with TIAA-CREF who holds Series 63 and Series 66 licenses and has six years of industry experience. She has worked at TIAA-CREF since 2019 and previously held positions outside the financial industry, including roles in dental practices and hospitality. Outside of her advisory work, she participates as a user tester for various companies on a third-party feedback platform. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, and other entities. The firm separates point-in-time planning from ongoing portfolio management and operates within a vertically integrated group offering affiliated funds.

Chad Mcdonnell is a CFP® professional with 27 years of industry experience, currently working at Corient in Denver, CO. His prior experience includes roles at Segall Bryant & Hamill, ALPS Distributors, Inc., and Denver Investment Advisors, LLC. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and charitable organizations. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party manager solutions and utilizes risk management tools and stress testing to align portfolios with client objectives.

Devonee Quinn is a CFP® and Series 65-licensed financial advisor with 16 years of industry experience. She is currently with Creative Planning, where she has worked since 2022, and previously held roles at WIPFLI Financial Advisors, LotusGroup Advisors, and Lee Financial Corp. Outside of financial advising, she works as an independent consultant in wine sales through Wine Retriever, LLC. Creative Planning is a large enterprise firm managing approximately $217 billion in assets, serving a diverse client base that includes individuals, corporations, foundations, trusts, and retirement plans. The firm emphasizes a financial planning-led investment process focused on low-cost indexing and offers a range of supplemental strategies along with affiliated non-investment businesses such as legal and trust services.

Micheal Paul is a financial advisor with Eagle Strategies (NY Life) in Broomfield, CO, holding a Series 66 designation and 14 years of industry experience. His prior work includes four years at Edward Jones before joining Eagle Strategies and affiliated companies in 2016. He is also appointed with outside insurance carriers to broker non-registered investment-related insurance products. Eagle Strategies serves a diverse client base including individuals, institutional investors, and retirement plans, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and focuses on tailoring recommendations to client goals, managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Rebeca Melendez is a financial advisor at TIAA-CREF with 18 years of industry experience. She holds the Series 63 and Series 66 licenses and has worked at TIAA-CREF and TIAA since 2000, with a brief tenure at Transamerica Retirement Advisors. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and managed account programs to individuals, trusts, estates, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides both point-in-time planning and ongoing discretionary management, including customized portfolios and model-based strategies.

Steven Bresler is a financial advisor with PlanMember Securities Corporation in Golden, CO, holding Series 63 and Series 65 designations and having 42 years of industry experience. He has worked at PlanMember since 2020 and previously held roles at Empower Retirement and GWFS Equities. Outside of his advisory work, Bresler serves as Vice President of Business Development for Client 4 Life, a business software sales company. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary and offering participant-level investment options through unitized, risk-based mutual fund portfolios. The firm supports plan sponsors and participants with education and planning services, operating with a top-down strategic asset allocation process.

Cary Chapman is a CFA® charterholder and holds a Series 65 license with nine years of industry experience. He is based in Denver, CO, and has worked at CIBC Private Wealth Management since 2005. Prior to that, he held roles at Rocky Mountain Wealth Advisors, Curian Capital, and Prima Capital Management. CIBC Private Wealth Advisors serves a diverse client base including high net worth individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm offers portfolio management, financial and estate planning, philanthropy advisory, and Family Office services, employing a customized investment approach supported by internal teams and committees.

Ryan Mitchell is a CFP® professional at Focus Partners Wealth, LLC with 14 years of industry experience. His prior roles include seven years each at Buckingham Strategic Wealth, LLC and Win Wealth Management, Inc. Additionally, he worked in media relations at the University of Denver for 15 years. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with comprehensive wealth management services. The firm’s investment approach blends active and passive strategies within an enhanced open architecture framework, utilizing fundamental and quantitative analysis alongside specialized tools such as trend-following and options overlay strategies.

Travis Mayberry is a financial advisor at TIAA-CREF with 25 years of industry experience. He holds a Series 66 credential and has previously worked at Fidelity in various capacities from 2015 to 2022. Outside of advising, he is involved in managing a rental property with his wife. TIAA-CREF’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides both point-in-time financial planning and ongoing portfolio management under a fiduciary standard, utilizing model and customized portfolios.