Jina Leonardi is a financial advisor at Vanguard Advisers with three years of industry experience. She holds a Series 66 designation and has worked at multiple Vanguard affiliates since 2022. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, emphasizing scale and digital delivery through its extensive advisory team.

Chad Kilhefner is a CFP® with 24 years of industry experience, currently serving at Vanguard Advisers. He has been with The Vanguard Group since 2002. Outside of his advisory role, he is a volunteer board member for the Personal Financial Planning Advisory Board at Kutztown University and works as a fitness and self-defense blog host. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to personalize asset allocations, primarily utilizing Vanguard funds and ETFs.

Athena Mccarthy is a CFP® with 19 years of experience in the financial industry, currently serving as an advisor at Vanguard Advisers since 2007. She holds a Series 63 license and is based in Malvern, PA. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that incorporates proprietary models and largely uses Vanguard funds and ETFs. The firm manages a large-scale digital platform with over 2,400 advisors and serves a diverse client base focused on retirement and savings goals.

Kristin Witmer is a CFP®, ChFC®, and Series 63-licensed financial advisor with 23 years of industry experience. She has been with The Vanguard Group since 2011 and is based in Malvern, PA. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios mainly from Vanguard funds and ETFs, featuring customization options such as tax-aware strategies and ESG exposure.

Theodore Liadis is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at The Vanguard Group and its affiliated entities since 2021. Outside of his advisory role, he is also engaged as a delivery driver for Lehigh Pizza. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing hundreds of thousands of client relationships through a combination of automated platforms and advisory teams.

John Eyen is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 11 years of industry experience. His prior work includes roles at Berthel Fisher & Company Financial Services and the U.S. Postal Service. Outside of advising, he owns and operates an e-commerce business, Eyen Exchange LLC. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to tailor asset allocations, primarily utilizing Vanguard funds and ETFs, and manages a large client base with over 2,200 advisors.

Robert Defalco is a Series 66 credentialed financial advisor at Merrill with 28 years of industry experience. He has been with Merrill Lynch since 1986. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Maria Kokoszka is a financial advisor at RBC Capital Markets with one year of industry experience. She holds a Series 66 designation and has previously worked at Continental Warranty, Delaware Solid Waste Authority, and Camp Bow Wow. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with customized portfolio management and planning services, utilizing both in-house and third-party investment managers.

Leon Edelman is a CFP®-certified financial advisor with 14 years of industry experience, currently practicing at Vanguard Advisers. He has worked at The Vanguard Group since 2012. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring personalized asset allocations and portfolios primarily composed of Vanguard funds and ETFs.

Albert Weikel III is a CFP® with 29 years of industry experience and has been with The Vanguard Group, Inc. since 1996. He is based in Malvern, PA, and holds Series 63 and Series 65 licenses. Vanguard Advisers delivers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, supported by a large advisory team serving a broad client base.

Michael Harrington is a financial advisor at Charles Schwab in Radnor, PA, holding Series 63 and Series 65 licenses with 28 years of industry experience. He has been with Charles Schwab and its affiliated Trust Bank since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management alongside brokerage, custody, and financial planning services. The firm is notable for its scale, integrated service model, and multi-asset investment approach supported by in-house research and alternative investment options.

Gary Martin is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has been with Vanguard Advisers since 2015 and is also employed by The Vanguard Group, Inc. Outside of his advisory role, Martin is contracted for delivery services with Uber Eats and DoorDash. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios built mainly from Vanguard funds and ETFs, combining scale with digital delivery supported by a team servicing model.

Philip Brown is a Financial Consultant at Fidelity Investments, having joined the firm in 2023. He collaborates with families, individuals, and business owners to develop custom financial plans by understanding their goals and aspirations. Philip aims to ensure that each plan is comprehensible and tailored to the unique financial situation of his clients, delivering an exceptional client experience with support from his team at Fidelity. Philip's professional experience includes roles as a Planning Consultant and Relationship Manager at Fidelity Investments from 2022 to 2024. Prior to joining Fidelity, he worked as a Financial Advisor at Farley Financial Group from 2021 to 2022 and at McAdam Financial from 2020 to 2021.

John Musewicz is a financial advisor with Vanguard Advisers in Malvern, PA, holding a Series 66 designation and seven years of industry experience. He has been with The Vanguard Group since 2008 and is currently self-employed as an umpire for youth sports leagues. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Cadence Morgan is a Financial Consultant currently working at Fidelity Investments. In this role, Cadence assists clients in transforming their financial goals into clear and actionable strategies, focusing on tailored planning solutions and building adaptive roadmaps to support clients' futures. Cadence has held multiple roles in the financial services industry, including Investment Consultant and Central Relationship Manager at Fidelity Investments, as well as Retirement Sales Consultant, Retirement Specialist, and Client Services positions at Vanguard. This experience spans from 2019 to the present, providing a foundation in retirement planning, client relationship management, and investment consulting. As a Certified Financial Planner®, Cadence employs a collaborative approach that emphasizes consistent communication and transparency to help clients gain clarity and confidence in their financial decisions.

Andrew Dolan is a financial advisor at Ameriprise with six years of industry experience. He holds Series 63 and Series 65 securities registrations. Prior to joining Ameriprise in 2021, he worked at Lincoln Financial Distributors and Jackson Cross Partners and spent four years at Pennsylvania State University. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

James Veit is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. from 2015 to 2017. Veit also works as an insurance agent and owns JRV Financial, LLC, an entity for pass-through compensation. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, employing firm-approved software tools and structured annual planning engagements.

Dylan Wolff is a Series 66-licensed financial advisor with Vanguard Advisers, bringing three years of industry experience. He has held roles within various Vanguard affiliates since 2023 and previously worked in retail and service positions. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models to personalize asset allocations and offers a wide range of customizable portfolio options built mainly from Vanguard funds and ETFs.

Edward Christiano is a financial advisor at Fidelity with 20 years of industry experience. He holds the Series 66 designation and has worked at various divisions within Fidelity since 2006. Fidelity's Strategic Advisers LLC serves retail and institutional clients by providing investment management and advisory services, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, delegated management to sub-advisers, and roles advising registered investment companies and fund-of-funds.

Vincent Sobocinski is a CFP® with 19 years of industry experience, currently serving at Vanguard Advisers since 2023. He has been associated with The Vanguard Group and Vanguard Marketing Corporation since 2007. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s approach combines goal-based, algorithm-driven asset allocation with a large scale digital platform, managing portfolios primarily composed of Vanguard funds and ETFs.