Lisa Davis is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and bringing 12 years of industry experience. She has been with Hornor, Townsend & Kent since 2014 and also maintains a longstanding association with Penn Mutual Life Insurance Company. Outside of her advisory role, she serves as a trustee for the American College of Financial Services and participates on the boards of industry organizations, including FINSECA, as well as in charitable efforts supporting financial professional development. Hornor, Townsend & Kent serves individuals—including high-net-worth clients—trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and a FINRA-member broker-dealer, offering a range of discretionary and non-discretionary account options and leveraging third-party asset manager relationships under a comprehensive supervisory framework.

Christian De Lorenzo is a CFP® affiliated with Hightower Advisors, based in Marlton, NJ, with one year of industry experience. Prior to joining Hightower, he worked at Meyer Capital Group and has been a licensed real estate agent with RE/MAX of Princeton. Hightower Advisors serves a diverse range of individual and institutional clients, offering investment advisory and planning services with an emphasis on manager selection and multi-manager solutions that include both affiliated and third-party managers.

Zachary Rhoda is a financial advisor at Lincoln Investment with a Series 66 designation and two years of industry experience. His prior work includes roles at Clearpath Wealth Partners, Rev.com, Ciconte's Pizza West Deptford, West Deptford Free Public Library, and West Deptford Public Schools. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base, including individual and high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, advisor-led consulting, and portfolio management supported by an in-house Investment Management & Research team that develops strategic model portfolios and adaptive strategies.

Kevin Jones is a financial advisor at Citizens Securities, Inc. in Conshohocken, PA, with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bank of America, Merrill, and Georgetown. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, while also operating as a broker-dealer and insurance agency.

James Bergmaier is a CFP® professional with over 21 years of experience, currently serving at Hornor, Townsend & Kent, LLC. He has been with Hornor, Townsend & Kent since 2015 and concurrently with Penn Mutual Life Insurance Company. Bergmaier serves as an advisory board member for the American College Center for Special Needs and as a director of the Ardent Community Trust of Pennsylvania, a nonprofit administering special needs trusts. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Giancarlo Guizado is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Transamerica Investors Securities Corporation, LPL Financial LLC, Principal Life Insurance Company, New York Life, and various fitness-related businesses. He also works seasonally as a tax preparer. Transamerica Retirement Advisors serves employer-sponsored retirement plan participants and IRA owners through managed advice programs and investment education services, using Morningstar Investment Management for portfolio construction and oversight. The firm operates at scale with over 200,000 clients and focuses on asset allocation and retirement guidance rather than high-net-worth or standalone financial planning.

Candice Fleischood is a financial advisor at TIAA-CREF with Series 65 and Series 63 licenses and one year of industry experience. She previously worked at PNC Private Bank for five years and Wells Fargo Private Bank for seven years. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm provides planning services that end at delivery and ongoing discretionary management through model portfolios or customized portfolios, operating under a fiduciary standard within a vertically integrated group.

Robert O’Hara is a financial advisor with Sanctuary Advisors, LLC, holding a Series 66 credential and 21 years of industry experience. His career includes tenure at major firms such as Merrill and Bank of America. He serves as an advisory board member for the nonprofit Cathedral Kitchen in Camden, New Jersey. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and charitable organizations, through a network of over 400 independent advisors. The firm offers a range of portfolio management solutions and employs various analytical approaches while acting as a fiduciary under written advisory agreements.

Michael Santifort Jr. is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Citizens Securities since 2009. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory platform and a Managed Account program, operating as both a broker-dealer and insurance agency, and is wholly owned by Citizens Bank, N.A.

Craig Boyer is a financial advisor with Valic Financial Advisors in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Management. Outside of his advisory work, he is president of Boyer Holdings LLC and Coastal Fig Company, involved in agricultural ventures including growing and selling figs. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed models and maintaining a large advisor base.

Zachary Taylor is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. His prior roles include positions at BlackRock, Charles Schwab and Co., TD Ameritrade, Merrill Lynch, and Citizens Securities. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified, risk-class based investment approach blending passive and active strategies, supported by an internal Investment Committee.

Brian Michaels is a CFP® with 15 years of experience in financial advisory. He is currently with Private Advisor Group, LLC and has also worked at LPL Financial LLC, McAdam LLC, Purshe Kaplan Sterling Investments, and VOYA Financial Advisors, Inc. Based in Philadelphia, PA, Michaels provides investment advisory services through Private Advisor Group, an independent registered investment advisor. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model, utilizing both proprietary and third-party platforms and strategies to meet client goals.

Michael Corr is a financial advisor at Janney Montgomery Scott in Philadelphia, PA, with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Lincoln Financial Advisors, OSAIC, the Pennsylvania House of Representatives, and The Vanguard Group. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage, financial planning, and advisory programs, and combines in-house portfolio management with third-party managers across multiple wrap programs and model portfolios.

Milagritos Sosna is a financial advisor at TD Private Client Wealth LLC with 25 years of industry experience. She holds a Series 66 credential and has worked at firms including JP Morgan Securities, Charles Schwab, and Ameriprise. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth clients, combining strategic and tactical asset allocation with investments from affiliated and third-party managers.

George Bradley is a financial advisor at Hornor, Townsend & Kent, LLC with 31 years of industry experience. He holds the ChFC® designation and Series 63 license. Bradley has longstanding ties to Penn Mutual Life Insurance Company and has been involved in insurance brokerage through his partnerships with The Independents Financial Network, Inc. and Automated Insurance Concepts Agency Inc. outside of his advisory role. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm operates an advisory platform with third-party asset manager relationships and offers both discretionary and non-discretionary account management, combining investment advice with brokerage and custody services.

Benjamin Lukas is a financial advisor with Lincoln Investment in Marlton, NJ, holding a Series 66 license and one year of industry experience. His prior roles include positions at Chris Lukas and Blue Phoenix USA. He volunteers as a tax preparer providing income tax assistance to lower and middle income taxpayers through the Franciscan Community Development Center of Fairview. Lincoln Investment Planning, LLC serves a wide range of clients including individuals, high-net-worth investors, trusts, charities, and retirement plans, with a long history of working with educators and 403(b) and 457(b) program participants. The firm’s investment approach combines in-house portfolio management and third-party managers, offering both discretionary and advisor-led services through a comprehensive platform.

Patrick Hynes is a financial advisor at Carson Wealth with 12 years of industry experience. He holds the Series 65 and Series 63 licenses and has worked at firms including Voya Financial Advisors and Cetera. Outside his advisory role, he is an insurance agent focusing on fixed insurance products. Carson Wealth is an SEC-registered enterprise platform managing approximately $50.6 billion through over 650 advisors. The firm offers discretionary asset management, financial planning, and retirement plan services, employing an Investment Committee to develop and monitor model portfolios and providing access to alternative investments and third-party sub-advisors.

Patrick Toner is a financial advisor at Lincoln Investment with five years of industry experience. He holds a Series 66 designation and previously worked at The Vanguard Group for five years. Lincoln Investment Planning, LLC serves a diverse client base including individual and high-net-worth investors, trusts, charities, and retirement plans, offering financial planning, portfolio management, and access to third-party managers. The firm utilizes an in-house Investment Management & Research team to develop model portfolios and AIM strategies while maintaining many advisor-led client relationships.

Edmund Chen is a financial advisor at Janney Montgomery Scott with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Janney Montgomery Scott and its affiliates since 2018. Prior to his advisory career, he was employed by Comcast for two years. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party portfolio management.

Michael Mc Carron is a financial advisor with Janney Montgomery Scott in Philadelphia, PA, holding Series 63 and Series 65 designations and six years of industry experience. His prior roles include positions at JPMorgan Securities LLC, JPMorgan Chase Bank NA, and Grant Thornton. Janney Montgomery Scott is a large enterprise firm managing approximately $110 billion in client assets and serving a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients. The firm offers a range of brokerage, financial planning, and advisory services with integrated portfolio management and centralized client support.