Neil Auricchio II is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and 11 years of industry experience. He has been with Merrill since 2004, totaling 22 years at the firm. Outside of his advisory role, he is involved with Netflix Productions, LLC as a background/extra employee. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Theodore Smallwood is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners to develop financial strategies aimed at building, preserving, and transferring wealth. Theodore focuses on understanding each client's priorities to provide tailored financial planning. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Pennsylvania State University. Theodore emphasizes building long-term relationships and serving as a trusted resource to support his clients' financial objectives.

John Cicmansky is a Financial Consultant at Fidelity Investments, a role he has held since 2022. He specializes in building customized financial plans that prioritize the personal and financial needs of his clients and their families. His approach involves collaborating closely with clients to determine investment decision preferences and to simplify their financial lives. Prior to his current position, John worked as a Financial Solutions Advisor at Merrill Lynch, Pierce, Fenner & Smith Incorporated from 2011 to 2022. He also served as a Registered Representative at AXA Advisors LLC in 2010. He holds a California Insurance License. Outside of his professional work, John enjoys camping, golf, kayaking, skiing, softball, and volunteering.

Marc Porpora is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he held various roles including positions at Bank of America, Ramapo College, and The Commencement Group. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated within Bank of America’s broader platform, providing access to a wide set of products and services.

Chunhua Xin is a financial advisor with Primerica Advisors in West Windsor, NJ, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Primerica, Xin has worked with firms including Merrill Lynch, Pierce, Fenner & Smith, Bank of America, and various financial and real estate companies. Xin is also involved with Faithful Financial, LLC. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm utilizes model-delivery investment strategies managed by unaffiliated asset managers and supports its services with custody and execution partnerships.

David Lanka is a financial advisor at Merrill with 18 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Merrill Lynch & Co., Inc. since 2007. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader corporate platform, providing access to a wide set of products and services.

Marko Milosevic is a financial advisor at Merrill with 10 years of industry experience. He holds Series 66 and Series 63 credentials and has worked at both Merrill and Bank of America, N.A. since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

David Wallace is a Series 66-licensed financial advisor with Merrill, based in Pennington, NJ. He has 21 years of industry experience, including 16 years with Bank of America and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

John Carpani IV is a financial advisor at LPL Enterprise with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously with Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of advisory and brokerage services, utilizing research, model portfolios, and third-party strategists to support investment advice and financial planning.

George Yarnall is a financial advisor with Raymond James Financial in New Hope, PA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Raymond James since 2011 and is also associated with Tower Financial Partners as an independent contractor. Yarnall has been involved with the New Hope Historical Society since 2005. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-high-net-worth clients, pension and profit-sharing plans, charitable organizations, corporations, and public entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset allocation analysis, modeling tools, and firm research to tailor strategies for clients.

Ryan Noonan is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving clients since 2001. In his current role, he partners with high net worth clients and their families to address key financial topics including retirement planning, investment strategy, principal and income protection, equity compensation planning, and estate planning considerations. With over two decades of experience at Fidelity Investments, Ryan has held various positions including Investment Consultant and roles in client service and trading. He holds a California Insurance License, supporting his work in comprehensive financial consulting. Outside of his professional responsibilities, Ryan engages in family activities and enjoys fitness, outdoor adventures, parenthood, running, and traveling.

Jess Muha is a financial advisor with Merrill, holding a Series 66 designation and 14 years of industry experience. She has been with Bank of America and Merrill since 2011. Outside of her advisory role, she tutors students with extended absences from school due to physical or mental illness through the Hamilton Township Public Schools' home instruction program. Merrill provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions program, offering a range of discretionary and model-based investment strategies to individuals, high-net-worth clients, pension plans, and other entities.

Samuel Santiago is a Senior Financial Advisor at Merrill Lynch Wealth Management. He and his team provide a full range of wealth management services tailored to corporate executives, business owners, and their families. With over two decades of experience in the financial services industry, Samuel joined Merrill Lynch Wealth Management in 1999. His expertise includes corporate benefit programs such as equity compensation, defined benefit, defined contribution, and non-qualified deferred compensation plans. He assists corporate executives in integrating these benefits into a long-term financial strategy. Samuel emphasizes a comprehensive approach to wealth management that starts with understanding each client's individual goals. He also focuses on uncovering behavioral finance tendencies to better support clients in achieving their financial objectives. Samuel holds a Personal Investment Advisor (PIA) designation and has completed a non-accredited certificate program at Middlesex County College. Outside of work, his personal interests include adventure sports, biking, hiking, music, reading, running, spending time with his family, traveling, watching movies, and woodworking.

Farah Kazmi serves as a Wealth Management Advisor, providing financial guidance and strategies tailored to meet her clients’ distinct financial situations and goals. She works within Merrill Lynch Wealth Management, leveraging the firm’s broad investment insights and banking resources to support entrepreneurs, business owners, and individual clients in achieving their objectives. While specific details on Farah’s professional background, education, and credentials are not provided, her role focuses on delivering customized financial advice by understanding clients’ preferences, time horizons, liquidity needs, and risk tolerance. She follows a consultative approach, regularly engaging with clients to keep financial strategies current and aligned with their evolving goals. No information regarding Farah Kazmi’s personal interests or community involvement is available.

Robert Dudek is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in a range of financial services including college education planning, equity compensation services, family wealth management strategies, and retirement income planning. Robert applies his professional experience to individual and corporate investment strategy, portfolio management, and liquidity management. With over 20 years of experience, Robert has a background in financial, management, operational, sales, marketing, training, and e-business knowledge. His approach focuses on Total Asset Management, assessing clients' current financial situations and developing strategic plans to help them reach their future goals. He holds a Personal Investment Advisor (PIA) designation and a Bachelor's degree from Fairleigh Dickinson University. Additionally, he completed a Certificate of Professional Development focused in Strategy from the University of Pennsylvania. Outside of his professional role, Robert is involved in the Montgomery Youth Sports Leagues and enjoys various personal interests including baseball, basketball, cooking, football, golfing, swimming, traveling, and spending time with his family.

Brian Reppert is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has been with Merrill since 2019. Prior to joining Merrill, he worked at Foresters Financial Services and Tfs Securities Inc. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing access to a wide set of products and services.

Steven Cerula is a Series 66-licensed financial advisor with Merrill in Pennington, NJ, where he has worked since 2013. He has 10 years of industry experience. Outside of his advisory work, he operates a sole proprietorship selling sports memorabilia on eBay. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional investors.

Susan Sandman is a financial advisor at Ameriprise with 23 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. She is based in Aberdeen, NJ. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers these services through a centralized consulting team in partnership with its financial advisors.

Stephen Garnick is a financial advisor with Raymond James Financial Services Advisors, Inc. in Doylestown, PA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He previously worked at Morgan Stanley for 21 years before joining Raymond James in 2019. Outside of advising, he owns a support company that manages expenses related to his advisory business. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing a broad range of implementation options and firm research to tailor financial plans and investment recommendations.

Anthony Mak is a financial advisor with Merrill in Pennington, NJ, holding Series 66 and Series 63 designations and 30 years of industry experience. He has been with Merrill since 1996. Anthony serves as Vice President of the Northern NJ chapter of the International Society of Certified Employee Benefits Specialists, a professional networking group for Certified Employee Benefits Specialists. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors.