Theresa Sims is a financial advisor at Cetera with 15 years of industry experience. She holds a Series 66 designation and has been with Cetera Investment Advisors and related affiliates since 2016. Outside of her advisory role, Sims works as a licensed real estate agent and also engages in fixed life insurance sales independently. Cetera Investment Advisors is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform supporting discretionary and non-discretionary strategies, with over $256 billion in assets under management and a nationwide network of more than 10,000 advisors.

John Chamberland is a CFP® with 28 years of industry experience, currently advising at Robert Baird & Co. since 2022. He has a long tenure at Hefren-Tillotson, Inc., where he has worked since 1997. Outside of his financial advisory role, he serves as a deacon at Advance Community Church, managing the church’s finances. John is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, and charitable organizations. The firm offers a range of financial planning, portfolio management, and brokerage services, supported by internal research and strategic partnerships.

Charles Kreinbucher is a financial advisor with Cetera, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Cetera, he held positions at McDonald's, ADP, and Walmart, and attended Bucknell University. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of over 10,000 independent advisors.

Makarios Dickos is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Fidelity, he held positions at MeditERRA Cafe, Virginia Tech Dining Services, and the Greek Orthodox Metropolis of Pittsburgh, among others. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Ryan Naples is a financial advisor with Robert Baird & Co., holding a Series 66 designation and nine years of industry experience. He previously worked at Hefren-Tillotson, Inc. and Allegheny Financial Group. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. The firm offers a range of services including financial planning, portfolio management with SMA strategies, and custody and brokerage services, supported by in-house research and ongoing manager oversight.

Matthew Mazza is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and totaling 25 years of industry experience. He has been with Cetera and its affiliates since 2013. Outside of advising, Mazza is involved in a steel drum band called Tropical Sands Music and also sells fixed insurance products including life, health, disability, annuities, and long-term care. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers diverse portfolio management services through a multi-manager platform and supports advisors with a range of program options and affiliated resources.

Jeremy Smith is a financial advisor at Merrill with Series 66 and Series 63 licenses and one year of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company and Bank of America, N.A., as well as entrepreneurial experience with Wizard Marketing and the North Park Lounge Restaurant Group. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joan Mckee is a financial advisor with Morgan Stanley in Sewickley, PA, holding a Series 63 designation and 32 years of industry experience. She has been with Morgan Stanley since 2009. Outside of her advisory role, she works as a retail sales associate at Kohl’s. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

Ralph Freedman III is a financial advisor with Ameriprise in Cranberry Township, PA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he is employed by Poach, Koury & Associates, where he manages an advisory business. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, delivering non-discretionary, research-based recommendations that integrate tax efficiency and asset management strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Jarrett Watson is a financial advisor at LPL Financial with one year of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Bristol Capital Management LLC, Alan Lancz & Associates, Creighton University, and Cavallino Capital, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Jonathan Kelly is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and seven years of industry experience. He has worked at Primerica Advisors since 2019 and previously held roles at Cellular Sales and AT&T. Kelly also engages in part-time sales of loan products and home services referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm utilizes model-driven strategies managed by unaffiliated asset managers and supports accounts through BNY Mellon Advisors and Pershing.

Katie Bowers is a financial advisor at Robert Baird & Co. with 22 years of industry experience. She holds a Series 66 designation and has worked previously at Hefren-Tillotson, Inc. since 2008. Bowers is based in Pittsburgh - Wexford, PA. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individual clients, corporate and business clients, pension and profit-sharing plans, and charitable organizations. The firm offers a range of financial planning, portfolio management, and brokerage services, utilizing a combination of manager-traded and model-traded SMA strategies, tax-management techniques, and internal research tools.

James Stossel is a financial advisor at LPL Financial with 37 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at LPL Financial since 2020, following a 13-year tenure at Woodbury Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Alexander Petrovich is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at PNC Investments from 2016 to 2019. Outside of his primary role, Petrovich leads the Innovative Wealth Team, LLC, which focuses on sales and marketing of securities, investment advisory, and insurance products. OSAIC serves a wide range of retail and institutional clients, including individual investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, financial planning, and access to third-party money managers, utilizing various asset-allocation tools and portfolio management strategies.

Matthew Sasala is a CFP® professional affiliated with Cetera, holding the Series 66 designation and bringing four years of industry experience. He has worked at Cetera and its affiliates since 2022 and previously held a position at EY from 2018 to 2020. Sasala also serves as a financial planning analyst at DSF Wealth Management Group, LLC. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a broad range of portfolio management and financial planning services with over 10,000 advisors and more than $256 billion in assets under management.

Andrea Hulsman is a financial advisor at Morgan Stanley with three years of industry experience. She previously worked at Merrill for five years and Dollar Bank for ten years. Hulsman holds a Series 66 designation and is based in Sewickley, PA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools to support client financial goals.

Todd Stepke is a financial advisor with Key Wealth Management, Inc. in Wexford, PA, holding Series 63 and Series 66 licenses and over 34 years of industry experience. He has previously worked with LPL Financial for more than two decades. Outside of investment advisory, he has been involved in tax preparation and accounting services through TSTEPKE & ASSOCIATES, INC. Key Wealth Management provides financial planning, investment management, and retirement/pension plan consulting to individuals, families, trusts, businesses, and charities. The firm uses a customized, strategic asset-allocation approach across a broad range of investment types and offers specialized retirement plan consulting with ERISA fiduciary services.