Sandra Grinspan is a CFP® with 35 years of industry experience currently serving as a financial advisor at Cetera. She previously worked at North Ridge Securities Corp. for over two decades and has maintained ownership of S.J. Grinspan & Co., Inc., an insurance sales business, since 2001. Grinspan is also active as an insurance agent selling life, annuities, and long-term care products. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors, serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a broad range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party investment strategies.

Sun Hong is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and 25 years of industry experience. Since 2016, Sun has worked within Morgan Stanley and its Private Bank division. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and methodologies.

Deborah Goldberg is a financial advisor at J.P. Morgan Securities with 36 years of industry experience. She previously worked at Commerz Markets LLC for over three decades and held positions at Oppenheimer and JPMorgan Chase Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Mary O'Connor is a financial advisor at Merrill with 29 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dennis Kelleher is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His career includes roles at Ameriprise Financial Services and Mutual of Omaha. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and provides access to multiple investment program structures and third-party managers.

Dwayne Johnson Jr. is a financial advisor with LPL Enterprise holding a Series 63 designation and 15 years of industry experience. His prior work includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. He is currently based in Westbury, NY. LPL Enterprise, LLC offers investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes model-driven investment implementation and provides access to third-party asset managers, financial planning, and various insurance and trust services.

Ryan Kates is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities LLC since 2015. Prior to that, he worked at JPMorgan Chase Bank, N.A. beginning in 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Andre Stampfel is a financial advisor with Merrill in West Islip, NY, holding a Series 66 designation and 13 years of industry experience. He has been with Merrill and its affiliate Bank of America since 2013. Outside of his advisory role, he is an owner and manager of Nic Becca LLC, a hair and beauty salon operated jointly with his wife. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Leah Renga is a financial advisor at Merrill with a Series 66 credential and five years of industry experience. She has worked at Merrill since 2017 and has prior work experience at St. John's University and Farmingdale Physical Therapy East. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of client types including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lance Goulbourne is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2022. Prior to joining the firm, he was employed at BDA Sports International and Strathmore Vanderbilt Country Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, utilizing structured discovery processes and firm-approved tools for modeling outcomes.

Robert Brunelli is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds several professional certifications including CERTIFIED FINANCIAL PLANNER® professional and Certified Plan Fiduciary Advisor® designee. Robert works closely with individuals and families to develop comprehensive wealth management strategies that encompass executive compensation, retirement planning, portfolio management, and tax minimization. He began his career advising institutional clients on financial audits at PwC in New York City and holds a CPA license in New York. Robert earned both his Bachelor of Science in Finance and Business Administration and his Master of Business Administration in Accounting from the John F. Welch College of Business at Sacred Heart University. He is a member of professional organizations such as the American Institute of Certified Public Accountants and the Beta Gamma Sigma International Business Honor Society. Outside of his professional work, Robert is involved in the Kiwanis Club of Garden City. He resides on Long Island with his wife and son and enjoys spending time with his family, golfing, traveling, and baseball.

Frank Frangella is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Simi Bridgelal is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds the Series 66 designation and has worked at J.P. Morgan Securities LLC since 2020, as well as at JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Nelida Flynn is a financial advisor with Primerica Advisors, holding a Series 63 designation and 19 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2006. Outside of her advisory role, she owns Adilen Enterprises Inc., a legal entity formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure, offering a range of investment models implemented through established custodians.

Charles Eschmann is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2013 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Zakia Benzoubeier is a financial advisor at Ameriprise with 19 years of industry experience. She holds Series 65 and Series 66 licenses and has worked at firms including Mass Mutual Investors Services, MassMutual Life Insurance Company, and HSBC Securities. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm’s approach includes a centralized retirement income service that collaborates with advisors to deliver written Recommendation Reports and ongoing advice within a defined investment universe.

Jerry Legrand is a financial advisor with Merrill, holding a Series 66 designation and 17 years of industry experience. He has been with Merrill since 2000. Outside of finance, he is a freelance photographer specializing in wedding and portrait photography. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies.

Mark Klebanoff is a CFP®-designated financial advisor with 39 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Western International Securities, Northeast Asset Management LLC, and Northeast Securities, LLC. Outside of his advisory work, he serves as Vice President of Klerer Financial Services, Inc., a third-party administrator, and is involved in other investment-related business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and institutional platforms, supported by extensive technology and research resources.

Anthony Santiago is a Series 66-credentialed financial professional with one year of industry experience, currently with Cetera. His background includes roles at Maiorano & Associates Inc. and the New York City School Construction Authority. He is also active as an insurance agent, selling fixed insurance products. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and advisory services through a large network of independent advisors. The firm utilizes a multi-manager platform with various program options and manages over $256 billion in assets.

Michael Casey is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 66 credential and previously worked at Ameriprise for two years. Outside of his advisory role, he is involved with Destination: Great Neck, a nonprofit organization that connects local business owners and professionals through networking events and community activities. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.