Christopher Biotti is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds the Series 66 designation and previously worked at Merrill for 13 years before joining Citigroup in 2025. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies and leverages its large institutional scale alongside unique market roles such as acting as a swap dealer and futures commission merchant.

Manuel Gomez is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked primarily at Citigroup and HSBC affiliates since 2006. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and unique market roles, supporting both discretionary and non-discretionary investment solutions.

Michael Borrelli is a financial advisor at Principal Financial Services with 18 years of industry experience. He holds a Series 66 designation and has worked at Principal Securities and Principal Life Insurance Company since 2010, following two years at Wells Fargo Clearing. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel abroad. The firm’s advisory services include direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Michael Weinstein is a financial advisor at Oppenheimer with 34 years of industry experience and holds Series 63 and Series 65 designations. He has been with Oppenheimer since 2005. Outside of his advisory work, he is the author and photographer of the hardcover book *Ten Times Chai: 180 Orthodox Synagogues of New York City* and participates as an individual artist in art competitions and festivals. Oppenheimer serves a wide range of clients, including individuals, corporations, pension and profit-sharing plans, and charitable organizations, offering advisory and brokerage services with both discretionary and non-discretionary investment approaches. The firm oversees sizable assets with varied programs in asset management, consulting, and financial planning.

Vincent Penn is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 23 years of industry experience. He has been with Citigroup Global Markets since 2007. Outside of his advisory work, he serves as a director for the Middletown Lacrosse Club, assisting with operations of youth lacrosse teams. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains unique roles in research, pricing, and market operations combined with large institutional scale.

Eric Baumbach is a financial advisor with Eagle Strategies at New York Life, holding the ChFC® designation and Series 63 and 66 licenses, and has 28 years of industry experience. He has worked at Eagle Strategies since 2004 and has been involved with affiliated entities such as Treebrook Financial Group and Lippencott Financial Group. Eagle Strategies serves a diverse client base including individual investors, institutional plans, and charitable organizations, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and emphasizes fiduciary responsibilities, with the majority of its assets managed on a non-discretionary basis.

Frank Bove is a financial advisor with Guardian Life, holding the PFS™ and Series 63 designations and bringing 26 years of industry experience. He has worked at Guardian Life Insurance Company of America since 2010 and is also a partner at Dinowitz & Bove CPAs, a full-service public accounting and tax preparation firm. In addition to his advisory work, he provides tax and accounting consulting services. Guardian Life, through its Park Avenue® Wealth Management subsidiary, serves individuals, including high-net-worth clients, as well as corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with various financial planning and consulting services tailored to client needs.

Dawn Terbush is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 65 credentials. She has 11 years of industry experience, including roles at New York Life Insurance Company and NYlife Securities LLC. Terbush serves as a board member of professional networking groups in Southern California and Melville, NY, and owns Terbush Management Services, Inc., which provides engineering project management services. Eagle Strategies serves a diverse client base including individual investors and institutional sponsors, offering financial planning, investment management, and retirement-plan advisory services. The firm provides tailored advice through multiple program types and focuses primarily on non-discretionary asset management within an integrated New York Life affiliate structure.

Laura Kellerman is a financial advisor at Oppenheimer with 32 years of industry experience. She holds Series 63 and Series 66 registrations and has previously worked at Morgan Stanley Smith Barney, Morgan Stanley & Co. LLC, and Citicorp Investment Services. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs including asset management, consulting, and retirement services, employing both discretionary and non-discretionary approaches across equity, balanced, and fixed-income portfolios.

Christopher Liu is a CFA® charterholder with two years of experience and is currently affiliated with Transamerica Financial Advisors. He has worked at firms including SandP GLOBAL and Cantor Fitzgerald Securities. Outside of his advisory role, he serves as Board Chair of Braata Productions, an organization focused on Caribbean arts and culture. Transamerica Financial Advisors serves a wide range of clients, including individuals, pension plans, and charitable organizations, offering both advisory and broker-dealer services through proprietary and third-party model portfolios and providing discretionary and non-discretionary investment options.

Daniel Mccreesh is a CFA® charterholder based in New York, NY, with five years of industry experience. He currently works at MAI Capital Management, LLC, where he has been since 2025. Prior to this, he held positions at Goldman Sachs & Co LLC and various roles connected to the University of Maryland. MAI Capital Management, LLC provides discretionary and non-discretionary investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base, including high-net-worth individuals, families, sports professionals, and institutional clients. The firm customizes portfolio management and asset allocation across multiple strategies and serves in both product-sponsor and advisory roles, managing significant assets and affiliated with The Carlyle Group.

Clive Dixon is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citigroup since 2021, following five years at HSBC Bank USA, N.A. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles such as acting as a swap dealer and futures commission merchant.

Chitman Uppal is a financial advisor with Voya Financial Advisors, Inc., holding the CFA® designation and Series 66 license, with seven years of industry experience. His career includes roles at several firms, including Sun Life Financial and multiple financial technology companies. He is also the author of a forthcoming book titled "Rich Grandpa, Rich." Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate providing financial planning, portfolio management, and retirement advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm utilizes a combination of in-house and external strategists alongside technology-enabled tools to deliver personalized investment solutions.

Grant Jones is a financial advisor at Citigroup Global Markets with a Series 66 designation and four years of industry experience. He has worked at Citi since 2019 and previously held roles at WRP Wealth Management and The Harrelson Group. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with oversight committees to select and monitor managers, and it maintains significant market roles including swap dealer and futures commission merchant activities.

John Cortapasso Jr. is a CFP® with eight years of industry experience, currently advising at Janney Montgomery Scott in Garden City, NY. Prior to joining Janney in 2017, he operated Chef John's Kitchen And Catering for six years. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients and offers brokerage, financial planning, consulting, and advisory programs through a combination of in-house and third-party portfolio management.

Jennaydra Jordan is a Series 66 licensed financial advisor with six years of industry experience, currently affiliated with Eagle Strategies (NY Life). She has worked at several related firms since 2018 and also operates JD Growth Financial Strategies, LLC, focusing on brokering non-registered insurance products and selling New York Life products. Jordan is active in community and nonprofit organizations, including serving on committees for Jack and Jill of America, Inc., and holding leadership roles within Alpha Kappa Alpha Sorority and the AKA North Atlantic Regional Conference. Eagle Strategies serves a diverse client base including individuals, defined contribution and defined benefit plans, charitable and corporate clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

James Pijuan is a financial advisor at Citigroup Global Markets with five years of industry experience. He holds a Series 66 designation and has worked at Citigroup since 2021. His prior roles include positions at Insight Workforce Solutions and teaching roles at Rutgers Business School and William Paterson University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional capabilities with specialized market functions, including in-house research, swap dealing, and futures commission merchant activities.

Wilfredo De Jesus Jr. is a financial advisor at Empower Advisory Group with seven years of industry experience. He holds Series 66 and Series 63 credentials. Prior to joining Empower Advisory Group in 2025, he worked at J.P. Morgan Securities and JPMorgan Chase Bank. Outside of his advisory work, he owns and operates two automotive-related businesses focused on buying, selling, and renting cars. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated service model leverages proprietary and third-party methodologies to emphasize long-term portfolio returns and includes both point-in-time financial plans and optional managed accounts.

David Silva is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Janney Montgomery Scott since 2012. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a broad client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and various advisory programs.

Blanca Herreros De Tejada Lobo is a financial advisor at Citigroup Global Markets with a Series 66 designation and one year of industry experience. Her prior roles include positions at Santander CIB and The Data Science Institute at Columbia University. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm maintains in-house research and operates unique market roles, including derivatives and futures services, distinguishing it from typical advisory firms.