Irina Zubov is a financial advisor at Capitol Securities Management, Inc. based in Boston, MA, with 20 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Winslow, Evans & Crocker, Inc. for 15 years, as well as at National Asset Management and National Securities Corp. In addition to her advisory work, she provides notary public services in Boston. Capitol Securities Management serves individual investors, institutional and corporate clients, retirement plans, trusts, and small businesses by offering portfolio management, financial planning, and consulting services. The firm operates as both a broker-dealer and registered investment adviser, delivering investment advice through discretionary and non-discretionary programs, separately managed accounts, and third-party Money Managers.

Keith Gontarz is a CFA® charterholder and holds a Series 66 license with six years of industry experience. He has worked at Congress Asset Management Company, LLP since 2017 and was previously employed at GW&K Investment Management from 2010 to 2017. Congress Asset Management Company, LLP provides discretionary portfolio management, model portfolio services, and sub-advisory investment management primarily to institutional clients, including pension and Taft-Hartley plans, charitable organizations, and wrap/UMA sponsors. The firm employs a bottom-up, research-driven stock selection process with a risk-aware, moderate-turnover approach focused on growth, profitability, franchise strength, and valuation.

Peter Scott is a financial advisor at Moors & Cabot, Inc. in Boston, MA, holding Series 63 and Series 65 credentials with 20 years of industry experience. He has worked at First Southwest Company since 2008. Outside of his advisory role, he is involved with DAS Investments, LLC, an organization formed with his father and brother to invest in startup companies. Moors & Cabot provides investment advisory and related services to individual and high-net-worth investors, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs a mix of analytic approaches and offers discretionary and non-discretionary portfolio management, financial planning, and consulting services.

William Richey is a financial advisor with ValMark Advisers, Inc. in Charlestown, MA, holding Series 66 and Series 65 credentials and bringing 11 years of industry experience. His prior roles include positions at Mass Mutual Investors Services and Mass Mutual Life Insurance Company, where he worked for nine years. Outside of his advisory work, he is a partner and manager of an LLC involved in his insurance and financial advisory business, Bush and Richey LLC, which is not related to investment activities. ValMark Advisers provides investment advisory and financial planning services to individuals, high-net-worth investors, retirement plan sponsors, and institutional clients. The firm emphasizes diversified, goal-based model portfolios and asset allocation, delivering solutions through proprietary and third-party platforms with oversight from its investment committee.

Aviva Sapers is a financial advisor at Csenge Advisory Group, LLC with 41 years of industry experience. She holds a Series 63 designation and has worked with firms including Integrity Alliance, LLC, Lion Street Financial, and Kestra Financial Services. She is also the owner of Sapers & Wallack Insurance Agency Inc., an insurance sales and wealth management business operating since 1987. Csenge Advisory Group provides investment advisory and retirement-plan consulting services to individuals, high net worth clients, charities, and corporate/business clients. The firm’s investment approach integrates fundamental and technical analysis with a relative strength methodology, offering customized portfolio management through discretionary and model-based allocations.

Joshua Jurbala is a Series 65-licensed financial advisor with seven years of industry experience. He is currently with RWA Wealth Partners and previously worked at Polaris Wealth Advisory Group, Adviser Investments, and contributed to the Fidelity Sector Investor Newsletter. RWA Wealth Partners serves a diverse client base including individuals, families, trusts, charitable organizations, business entities, and retirement plans. The firm employs a strategic asset allocation approach supported by a wide range of investment vehicles and offers services spanning investment management, financial and tax planning, and retirement plan advisory.

Patrick Collins is a financial advisor at Choate Investment Advisors in Boston, MA, holding a Series 65 designation with one year of industry experience. His prior roles include positions at Mission Wealth and World Energy, as well as four years at Bentley University. Choate Investment Advisors is an SEC-registered firm serving high-net-worth individuals, trusts, charitable foundations, donor-advised funds, and endowments. The firm’s investment approach focuses on diversified asset allocation tailored to clients’ risk tolerance, combining index exposures, active managers, and private fund vehicles to provide private equity exposure.

Daniel Perillo is a Series 65-licensed financial advisor with John Hancock Personal Financial Services, LLC in Boston, MA. He has one year of experience at John Hancock and Manulife Wealth Inc, along with prior roles at RBC Capital Markets and other firms. John Hancock Personal Financial Services, LLC provides financial planning and consultative services to a broad range of clients, including individuals, trusts, estates, non-profits, and businesses. The firm employs a technology-assisted, scaled service model that relies on third-party software to generate written financial plans, with implementation decisions left to clients.

Brian Katz is a CFA® charterholder with 23 years of experience in the financial industry. He is currently with Prosperity - An EisnerAmper Company and previously worked for Focus Partners Wealth, LLC and The Colony Group LLC. Katz serves as a member of the RIA Advisory Council for Ares Management, participating in meetings focused on product development and fund structures related to wealth management. Prosperity - An EisnerAmper Company provides financial planning, portfolio management, retirement-plan advisory, and consulting services to individuals, trustees, estates, retirement plans, and business entities. The firm emphasizes asset allocation and diversification, utilizing both discretionary and non-discretionary management with third-party Independent Managers and model portfolios.

Jonathan Mcgraw Bentley is a CFA® charterholder with eight years of industry experience. He is currently a financial advisor at Choate Investment Advisors, where he has worked since 2023. His prior experience includes roles at Lowell Blake & Associates Inc., Leerink Partners LLC, and Tetrem Capital Management. Choate Investment Advisors provides discretionary and non-discretionary portfolio management, financial planning, and wealth management services to high-net-worth individuals, trusts, charitable foundations, donor-advised funds, and endowments. The firm emphasizes diversified asset allocation tailored to clients' risk tolerance and combines index exposure, active management, and private fund vehicles, operating in close affiliation with the law firm Choate, Hall & Stewart LLP.

Andres Coles is a financial advisor with SVB Wealth in New York, NY, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His prior roles include positions at Boston Private Wealth LLC and Davos Financial Advisors. He also serves as a Wealth Consultant with First Citizens Investor Services. SVB Wealth serves a diverse client base including individuals, trusts, estates, charitable organizations, family offices, corporations, and retirement plans. The firm offers wealth management, portfolio management, financial planning, and retirement plan advisory services, using fundamental, quantitative, and technical analysis alongside a formal due-diligence process for manager selection.

Victoria Tejeda is a CFP® professional with seven years of industry experience. She has been with Modera Wealth Management, LLC since 2017, following a one-year tenure at Daintree Advisors. Based in Boston, MA, she serves clients through Modera's multi-team platform. Modera Wealth Management, LLC provides wealth management, portfolio management, retirement plan consulting, and standalone financial planning services to individuals, trusts, corporations, and plan sponsors. The firm employs a diversified asset allocation strategy grounded in Modern Portfolio Theory and offers integrated accounting and tax services alongside investment management.

Anthony Frigo is a CFP® and holds a Series 65 license, currently serving as a financial advisor at Reynders, McVeigh Capital Management, LLC. He has three years of industry experience, including prior roles at Brown Brothers Harriman and a background with Frigo Foods and Bryant University. Reynders, McVeigh provides discretionary and non-discretionary investment management, model portfolio advice, and consulting to a diverse client base including individuals, trusts, family offices, corporations, and pension plans. The firm employs a growth-at-a-reasonable-price (GARP) investment philosophy with integrated ESG criteria and offers tailored portfolios alongside managing a registered mutual fund and providing consulting to other investment advisers.

Kelly Saffery is a CFP® professional with eight years of experience in the financial advisory industry. She has been with New England Private Wealth Advisors, LLC since 2018 and previously worked at Boston Private Wealth in 2017. New England Private Wealth Advisors provides fee-only investment advisory and wealth management services to individuals, trusts, estates, charitable organizations, corporate entities, and retirement plans. The firm emphasizes diversified portfolios primarily using ETFs and mutual funds and offers customized wealth planning and retirement plan advisory services.

Carolyn Wilcox is a financial advisor with Santander Securities LLC in Taunton, MA, holding Series 63 and Series 65 designations and having 24 years of industry experience. She has been with Santander Securities and Santander Bank since 2012. Santander Securities LLC provides investment advisory and related services to a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm offers wrap-fee advisory programs, financial planning, tax and values overlay services, and securities-based lending, delivering investment advice through a managed-account platform with third-party managers and centralized service support.

Hayley Carron is a financial advisor at Moors & Cabot, Inc. in Boston, MA. She holds the Series 66 designation and has been with Moors & Cabot since 2021. Prior to joining the firm, she held various roles including positions at State University Bridgewater and American Eagle Outfitters. Moors & Cabot provides investment advisory and related services to a wide range of clients, including individuals, corporations, and charitable organizations. The firm employs multiple analytic approaches and offers discretionary and non-discretionary portfolio management, financial planning, and consulting services.

Amy Qiu is a CFP® professional with 12 years of experience in the financial industry. She currently works at Choate Investment Advisors and has previously been employed at Welch & Forbes LLC, Reynders, McVeigh Capital Management, LLC, and Athena Capital Advisors LLC. Choate Investment Advisors provides discretionary and non-discretionary investment management, financial planning, and wealth management services to individuals, trustees, charitable foundations, donor-advised funds, and endowments. The firm emphasizes asset allocation based on clients’ risk tolerance and employs a diversified investment approach that includes index funds, active managers, subadvisors, and ESG research integration.

Kenneth Ko is a financial advisor at Santander Securities LLC with 16 years of industry experience. He holds a Series 66 designation and has been with Santander Securities since 2012. Outside of his advisory work, he is the sole owner of Kenneth Ko Sewing, a small business focused on homemade sewing product sales. Santander Securities LLC provides investment advisory and related services to a diverse client base, including individual investors, corporations, charitable organizations, retirement plans, and institutional clients. The firm offers wrap-fee advisory programs and utilizes a managed-account platform with third-party investment managers and an Implementation Manager for portfolio management and rebalancing.

Jaime Castro Diaz is a financial advisor with Santander Securities LLC, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked at Santander Securities and Santander Bank since 2018 and spent two years at MFS Fund Distributors, Inc. He is based in Boston, MA. Santander Securities LLC serves a broad retail client base with approximately $3.14 billion in regulatory assets under management across over 10,800 client relationships. The firm offers investment advisory services, portfolio management through wrap-fee programs, goal-based financial planning, and access to securities-based lending and insurance products, primarily targeting retail investors.

Vijay Addanki is a financial advisor at Flagship Harbor Advisors, LLC with one year of industry experience. He holds the Series 66 designation and previously worked at LPL Financial and Equitable Advisors. Prior to his advisory career, he spent 30 years at State Street Bank. Flagship Harbor Advisors is an SEC-registered investment adviser serving individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $3.42 billion in discretionary assets and employs a range of investment strategies across mutual funds, ETFs, individual securities, and managed accounts through a team of about 60 advisors.