David Morales is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2006. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment models to support its advisory process.

Todd Smolen is a financial advisor at LPL Financial with 18 years of industry experience. He holds the Series 66 designation and has previously worked at Ayco/Goldman Sachs & Co. LLC and The AYCO Company, L.P./Mercer Allied. In addition to his advisory role, he is involved in tax preparation and accounting through Smolen Wealth Management Group LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced advisor tools and a diverse suite of non-advisory financial products.

Brian Mckee is a financial advisor at OSAIC with 20 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at OSAIC since 2018, following 12 years at Signator Investors/John Hancock. Outside of his advisory role, he owns and operates Rosendale Construction LLC, providing home improvement and general construction services. OSAIC Wealth, Inc. serves a broad range of retail and institutional clients through an extensive network of affiliated financial advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct diversified portfolios across various investment vehicles.

Nabila Khan is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. She previously worked at Morgan Stanley Smith Barney LLC and Law Firm Suites. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, tailoring solutions to plan objectives, demographics, and risk tolerances, and includes a broader set of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Nicholas Mattiello is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he works closely with families and business owners to address all facets of their financial lives. He specializes in creating structured, goal-based financial plans that consider clients' specific objectives, risk tolerance, time horizons, and priorities. His client focus areas include college education planning, family wealth management strategies, retirement planning, philanthropic planning, small business strategies, socially responsible and values-based investing, individual and corporate investment strategy, tax minimization, and retirement income. Nicholas holds a Bachelor's Degree from SUNY Albany and has earned professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of his professional responsibilities, he is involved in organizations such as CDARPO and The Arts Center of The Capital Region. In his personal time, Nicholas enjoys boating, fishing, hunting, skiing, soccer, traveling, and spending time with his wife and three daughters.

William Scotti is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. His prior roles include positions at Northwestern Mutual Investment Services LLC, Axa Advisors LLC, and Phoenicians Mediterranean Palace, as well as experience in the restaurant business at 15 Church Restaurant. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers various advisory programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party solutions without sponsoring its own wrap fee program.

Erin Leonard is a Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2013. Prior to this, she served as a Financial Advisor at several firms including LPL Financial from 2011 to 2013, Purshe Kaplan Sterling from 2010 to 2011, Raymond James & Associates, Inc in 2009, and UBS Financial Services, Inc from 2007 to 2009. Her work focuses on partnering with individuals and families to develop, implement, and maintain tailored financial plans that emphasize saving, spending, and protecting assets. She is committed to helping clients position themselves to achieve their financial goals. Outside of her professional duties, Erin enjoys fitness, hiking, music, outdoor adventures, skiing, and traveling.

Thomas Leece is a financial advisor with Primerica Advisors in Clifton Park, NY, holding a Series 63 designation and 18 years of industry experience. He has worked with PFS Investments, Inc. since 2008 and Primerica Financial Services since 2007. Outside of advising, he is involved in sales of loan products and referrals for home security and automation services through affiliates of his firm. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm relies on model-delivery strategies managed by unaffiliated asset managers and offers discretionary separately managed account options, with trade execution and custody supported by BNY Mellon Advisors and Pershing.

Steven Howe is a financial advisor with LPL Financial, holding a Series 66 license and two years of industry experience. He has worked at Broadview Federal Credit Union and LPL Financial since 2023. Outside of advising, Howe is also a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, utilizing model portfolios and third-party strategies across a broad advisory platform.