Raya Farooque is a financial advisor at UBS Financial Services with the Series 63 and Series 66 credentials. She began her advisory career in 2026 with UBS after prior roles at JPMorgan & Chase, Vanguard, and experience in behavioral health and retail sectors. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor plans aligned with clients’ goals and risk tolerances.

Kari Pestorius is a financial advisor with Morgan Stanley in Pittsford, NY, holding Series 63 and Series 66 licenses and having 19 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2008. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through financial advisors and estate planning groups.

Brian Murray is a financial advisor with LPL Financial in Rochester, NY, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. His prior roles include positions at ESL Investment Services, KeyBank, and First Niagara Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting with both discretionary and non-discretionary management options.

Sydney Charleton is a Series 66-licensed financial advisor at Osaic Wealth, Inc. with one year of industry experience. Prior to joining Osaic, Charleton worked at Lincoln Financial Advisors Corporation and held positions at BC Navigator Financial LLC and Gap Inc. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk tolerance assessments, and multiple investment platforms to construct portfolios that include a wide range of securities managed on discretionary or non-discretionary bases.

Kelly Zito is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and bringing 10 years of industry experience. Prior to joining LPL Financial in 2025, Kelly worked at Lincoln Financial Advisors from 2015 to 2025. Kelly is also a Notary Public in New York State. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by model portfolios, research, and technology-driven approaches.

Abigail Creary is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Her prior roles include positions at Stifel and Constellation Brands, as well as work in education and food service. She also has experience working with Shadow Lake Golf & Restaurant. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Christopher Sassone is a CFP® professional with 24 years of industry experience, currently affiliated with Cetera in Rochester, NY. He has held roles at Cetera Wealth Services, Avantax Advisory Services, and 1ST Global Advisors, among others. Outside of his advisory work, Sassone serves on the board of the Small Business Council of Rochester, where he is also the treasurer, and is a board member of Premier Community Relations, a nonprofit focused on fundraising for charitable causes. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Cary Greenberg is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets starting in 1999. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes that utilize advanced modeling tools without offering individual security recommendations as part of standalone planning.

Michael Chabalik is a financial advisor with Morgan Stanley in Rochester, NY, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He previously worked at UBS Financial Services, Bank of America, and Merrill Lynch. He also serves on the Finance Committee of the Irondequoit Country Club, providing guidance on capital projects and financial matters. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Melisa Beauchesne-Ellis is a Vice President, Wealth Planner at Fidelity Investments, a position she has held since 2026. She has progressed through various roles within Fidelity Investments since 2019, including Vice President, Financial Consultant, Financial Consultant, and Investment Consultant. Prior to joining Fidelity, she held positions at Paychex, Mutual of America, and Bank of America Private Bank. In her role, Melisa focuses on delivering a client-centered experience by analyzing clients' financial situations and collaborating on strategies aligned with their goals. Her approach emphasizes creating a safe space for discussion, guided by her core values of kindness, curiosity, and reliability. Outside of her professional work, Melisa enjoys biking, board games, skiing, exploring food, parenthood, and volunteering.

Matthew Case is a financial advisor at Stifel with 14 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at TIAA-CREF for 12 years. Outside of his advisory role, he serves as a board alternate on the Honeoye Falls Conservation Board, where he advises on environmental issues and supports local events. Stifel serves a broad range of clients including individuals, institutions, and nonprofit organizations, offering both brokerage and advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

William Morris is a Financial Consultant at Fidelity Investments, where he has worked since 2011 in various roles. His current position involves collaborating with clients to understand their financial goals and assessing their progress towards these goals. He utilizes Fidelity's resources and his experience to develop financial plans aimed at maximizing clients' fulfillment throughout their lives. Prior to his current role, William has held positions including Retirement Solutions Representative, Central Relationship Manager, Investment Solutions Representative, Premium Relationship Associate, College Planning Specialist, and Securities Trader, all within Fidelity Investments. This progression reflects over a decade of experience in financial services, with a focus on investment and retirement planning. No specific information about William's educational background or personal interests has been provided.

Joanne Alaimo is a financial advisor with Merrill based in Pittsford, NY, holding Series 63 and Series 65 designations and with 39 years of industry experience. She has worked at Merrill and Merrill Lynch PFS Inc since 1986 and has also been with Bank of America, NA since 2009. Outside of her advisory role, she is the owner of Tacoma Properties LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Tobin is a CFP® professional with 27 years of industry experience, currently serving with Wells Fargo Clearing since 2016. Prior to that, he worked at Wells Fargo Advisors LLC from 2009 to 2016. He is involved in community activities as an investment committee member for Rochester Rotary and serves on the finance committee of the Mary Cariola Children’s Center. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm follows an IPS-driven advisory process grounded in modern portfolio theory and acts as an ERISA fiduciary when providing investment advice.

John Mccarthy is a financial advisor at LPL Financial with 34 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Cadaret, Grant & Co., Inc. for 12 years. Mccarthy is also involved with Spero Financial Services, an affiliated business related to his LPL activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and third-party research, while also providing insurance products and credit solutions.

Matthew Piaseczny is a financial advisor with OSAIC, holding the ChFC® designation and Series 63 license, with 15 years of industry experience. His prior roles include positions at Northwestern Mutual and Securities America Advisors. He is a managing member of Dash Tax, LLC, a tax preparation firm he co-owns with two partners, and a partner at Dash Capital Advisors, a financial planning and investment services DBA. OSAIC serves a diverse client base, including individual and high-net-worth investors, corporations, and charitable organizations, offering integrated brokerage, advisory, and retirement plan consulting services through a wide network of affiliated advisors and multiple platforms. The firm employs firm-provided tools such as asset allocation models and automated rebalancing to design portfolios that may include a variety of asset types managed discretionary or non-discretionary.

Jeffrey Bradke is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and Chobani LLC prior to his current role. Outside of his advisory work, he is a part-owner of Drescher Brothers Development LLC, a real estate investment entity. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework and offers non-discretionary services delivered by Wealth Advisors.

Angelo Ponticello is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he joined in 2000. He leads Ponticello & Associates, a Goals-Based Wealth Management team within Merrill's Global Wealth and Investment Management division, focusing on providing personalized investment structures and customized wealth planning to clients. Angelo serves a diverse clientele including business owners, professionals, families, and institutional clients, aiming to support their complex and evolving lifetime financial goals. With a career in financial services beginning in 1993, Angelo holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise encompasses areas like divorce transition planning, family wealth management strategies, retirement income planning, tax minimization, legacy planning, and services for defined benefit and defined contribution plans. He earned a bachelor's degree in History and an MBA from the University of Rochester, including the Simon Business School. Angelo lives in Rochester, New York with his wife, Lisa, and their children Isabella and Alexander. He is actively involved in the community, serving as the Board Chair for AutismUp, an organization focused on supporting children and families affected by autism. Outside of his professional and community work, Angelo enjoys golfing, soccer, tennis, and watching movies.

Michael Johnson is a Chartered Financial Consultant (ChFC®) with 38 years of industry experience. He has worked at Lincoln Financial Advisors Corporation for 27 years before joining LPL Financial in 2025. Johnson is based in Rochester, NY. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning and a variety of advisory programs, employing both discretionary and non-discretionary management strategies supported by LPL Research and third-party subadvisors.

Matthew Schlicht is a financial advisor with Morgan Stanley in Rochester, NY, holding Series 63 and Series 65 licenses with 16 years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Merrill for ten years. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning that incorporates firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment and planning programs.