Jarrid Rockwood is a financial advisor with LPL Enterprise in Pittsford, NY, holding a Series 63 designation and eight years of industry experience. He previously worked at Pruco Securities, LLC for seven years before joining LPL Enterprise. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management through both advisory and brokerage channels.

Patrick Kelly is a financial advisor at UBS Financial Services with 13 years of industry experience. He has worked at UBS since 2017 and previously held roles at Bank of America and Merrill Lynch. Kelly holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Daniel Ioos is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Securities LLC and Jpmorgan Chase Bank NA since 2019, following his studies at the State University of New York College at Oneonta. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Brian Blaustein is a financial advisor with OSAIC in Rochester, NY, holding a Series 63 designation and 28 years of industry experience. He previously worked at Securities America Advisors, Inc. and Securities America, Inc. Blaustein is involved in BlueMark Advisors, which provides fixed insurance product services through a partnership with the Greater Rochester Chamber of Commerce. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a wide array of advisory platforms and services, utilizing asset-allocation tools and third-party solutions to construct portfolios and manage accounts on both discretionary and non-discretionary bases.

Thomas Ferraro Jr. is a financial advisor with Cetera and holds a Series 63 designation. He has 34 years of industry experience, including long tenures with Avantax Insurance Agency and related firms. Outside of his advisory work, he is a certified public accountant operating his own tax preparation and accounting practice and is a self-employed musician. He also serves as treasurer in waiting for the Gates Historical Society, a local nonprofit organization. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Adam Ambielli is a financial advisor at OSAIC with 10 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining OSAIC in 2024, Adam worked at Securities America Advisors and Northwestern Mutual in various wealth management and investment roles. Outside of his advisory work, he is involved in insurance sales through a brokerage firm. OSAIC serves a broad mix of retail and institutional clients, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios for individual and high-net-worth investors, pension plans, corporations, and charitable organizations.

John Fazio is a financial advisor with Wells Fargo Clearing in Stuart, FL, holding Series 63, 65, and 66 licenses and bringing 42 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a discretionary 3(38) option, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment offerings.

Zachary Wagner is a CFP® designated financial advisor with five years of industry experience. He is currently with Wells Fargo Advisors and previously worked at Ameriprise. Zachary began his career after attending St. John Fisher College. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning areas and uses proprietary research and tools to develop tailored recommendations for its clients.

Noah McDonald is a Planning Consultant at Fidelity Investments, where he works collaboratively with clients to develop financial plans aligned with their personal goals. He engages with clients to review their progress and identify strategies that reflect their priorities and concerns. Noah has held various roles in the financial services industry, including Private Client Relationship Manager at Citizens Bank from 2024 to 2025, Associate Advisor at Northwestern Mutual from 2022 to 2024, and Financial Representative at Northwestern Mutual from 2021 to 2022. Outside of his professional work, Noah has interests in food, skiing, theater, traveling, and volunteering.

Mathew Hill is a financial advisor at Ameriprise with 24 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns a tax preparation business. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Antonio Barcelo is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and six years of industry experience. His prior roles include positions at Key Investment Services LLC and MassMutual Life Insurance Co. before joining Mass Mutual Investors Services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers educational seminars and employs firm-approved software to deliver written financial recommendations within annual, collaborative planning engagements.

Denise Chapman is a financial advisor with Morgan Stanley in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She has been with Morgan Stanley Private Bank since 2015 and has worked at Morgan Stanley Smith Barney since 2009. Prior to that, she was with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using approved tools and models and offers a broad range of investment and financial solutions.

Michael Deer is a financial advisor with MassMutual Investors Services and holds a Series 63 designation. He has 26 years of industry experience, including prior roles at Metlife Securities and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, he is involved with Deer & Yunker Financial Partners, assisting clients with life settlements and insurance brokerage. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning relationships and provides specialized services such as divorce and estate-settlement planning.

Mark Higgins is a CFP® professional with 16 years of experience, currently affiliated with OSAIC and Revere Financial Planning, Inc. in Fairport, NY. His work history includes long-term service at both firms since 2010. Outside of his advisory roles, Higgins is involved in nonprofit activities supporting autism awareness and treatment, including serving as a board member of AutismUp and co-owning the Autism Open golf fundraiser. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to construct diversified portfolios tailored to client risk tolerance and investment preferences.

Jeffrey Santillo is a CFP®-designated financial advisor with four years of industry experience, currently with Raymond James Financial in Rochester, NY. His prior roles include positions at Commonwealth Financial Network, Guardian Life Insurance, and Park Avenue Securities. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension and profit-sharing plans, charitable organizations, corporations, and state and municipal entities. The firm offers financial planning and non-discretionary investment consulting supported by a broad affiliate network and emphasizes advisory and implementation-support services.

Jennifer Bustamante is a financial advisor with Merrill in Pittsford, NY, holding a Series 66 license and 17 years of industry experience. She has been with Merrill Lynch since 2007. Outside of her advisory role, she is a general partner and managing member of several nutrition-related LLCs and serves as a board member for GiGi's Playhouse - Rochester, a charitable organization providing educational and therapeutic programs for individuals with Down syndrome. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Justin Wolf is a financial advisor with LPL Enterprise in Rochester, NY. He holds a Series 66 designation and has three years of industry experience, including prior roles at Equitable Advisors and involvement with Elderly Care Guidance LLC. Outside of his advisory work, he is engaged with MC Management in a non-investment-related capacity. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and other institutions through both advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management programs, and a range of brokerage and insurance products via its integrated platform.

Michael Viscosi is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 35 years of industry experience. He has worked at LPL Financial since 2021 and previously at M&T Securities and Citicorp Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services with a broad range of portfolio management options and research support.

Lisa Ritzel is a financial advisor at Morgan Stanley with 26 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Shane Dobesh is a financial professional with Cetera, holding Series 63 and Series 65 licenses and three years of industry experience. He has previously worked in real estate and banking, including roles at Rocky Point Real Estate and Manufacturers and Traders Bank. Outside of his advisory role, he is active as a real estate agent for residential properties. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors, utilizing a multi-manager platform that provides various investment and program options.