Douglas Beaudoin is a Wealth Management Advisor at Merrill Lynch Wealth Management. As a CERTIFIED FINANCIAL PLANNER® and Personal Investment Advisor, he collaborates closely with clients to enhance their financial well-being through a consultative and client-focused approach. He emphasizes building long-term, trust-based relationships by understanding client needs and simplifying complex financial concepts. Douglas has gathered knowledge and credentials to provide guidance in risk management, financial planning, investments, taxes, insurance, estate planning services, and retirement savings and income planning. His professional journey has included living and working in various states including Florida, North Carolina, New Hampshire, California, and currently Massachusetts, experiences that have enabled him to connect with diverse clients. He holds an Associate's Degree from Manchester Community College and a Bachelor's Degree from Southern New Hampshire University. Outside of his professional work, Douglas is a father of three and enjoys spending time with his family, as well as interests including football, golfing, ice hockey, table tennis, traveling, and watching movies.

Yekaterina Ferraro is a financial advisor with LPL Financial in Lexington, MA, holding Series 63 and Series 65 licenses and 14 years of industry experience. She previously worked at Citizens Securities Inc. and CITIZENS Bank from 2015 to 2019. Outside of her advisory role, she serves as a yoga instructor at Empower Yoga Studio and an instructor at North Shore YMCA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, utilizing a mix of model portfolios, third-party subadvisors, and customized strategies.

Nicholas Fazio is a financial advisor with LPL Financial in Woburn, MA, holding Series 63 and Series 65 credentials and 20 years of industry experience. He has been with LPL Financial since 2012. Outside of his advisory work, Fazio serves as a high school football coach for Winchester Public Schools and is a commissioned notary public in Massachusetts. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered through a large network of investment adviser representatives using various investment approaches.

Alexandra Essman is Vice President and Financial Consultant at Fidelity Investments, where she has worked since 2011. In her role, she fosters relationships with high-net-worth individuals, institutions, and non-profit organizations. Alexandra and her team assist multiple generations of families with wealth planning, including strategies for growth, preservation, philanthropy, and transfer. Alexandra began her career at Fidelity as a Financial Representative before advancing to Investment Consultant and then to her current position. She holds a certification as a Certified Equity Professional and is a CERTIFIED FINANCIAL PLANNER4 practitioner. Alexandra earned her degree from Colby College. Her insurance licenses include a California Insurance License. Outside of her professional commitments, Alexandra enjoys camping, family activities, gardening, golf, skiing, and spending time with her pets.

Anthony Christopher is a Planning Consultant at Fidelity Investments, where he partners with individuals and their families to develop and implement individualized financial plans. He focuses on building ongoing relationships with clients to understand their financial goals and provide confidence in their financial decisions. Anthony has experience in various roles at Fidelity Investments, including positions as an Investment Consultant, Financial Representative, High Net Worth Representative, and Customer Relationship Advocate. His career at Fidelity began in 2021 and has involved progressively responsible roles focused on client service and financial planning. In his personal time, Anthony engages in activities such as cooking and baking, football, golf, spending time at the lake, watching movies, and solving puzzles.

Jonathan Britton is a financial advisor at Osaic Wealth, Inc. with 13 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Jhfn Sii from 2013 to 2018. Outside of advising, Britton is involved in health insurance brokerage and consulting for employee benefits with nonprofit organizations. Osaic Wealth, Inc. serves a broad range of retail and institutional clients, offering integrated brokerage and advisory services through an extensive network of affiliated advisers. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct diversified portfolios, and supports multiple advisory platforms alongside third-party money managers and wrap programs.

Courtney McCauley is Vice President and Financial Consultant at Fidelity Investments. In this role, she works with clients to develop customized financial plans that align their wealth with their family, values, and long-term goals. She focuses on personalized strategies and clear guidance to support clients at every stage of their financial journey. Courtney has been with Fidelity Investments since 2015. She served as a Senior Regional Investment Consultant from 2015 to 2019 before assuming her current position in 2019. Her experience encompasses financial consulting and investment advising within the firm. Outside of her professional responsibilities, Courtney enjoys family activities, golf, running, skiing, and traveling.

Britton Wilson is a financial advisor at Edward Jones with 33 years of industry experience. He has been with Edward Jones since 1992 and holds Series 63 and Series 66 designations. Outside of his advisory role, he is a member and owner of Santucket, LLC, a real estate holding company based in Litchfield, CT. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of over 23,000 financial advisors and a broad branch footprint.

David Tremblay is a Financial Consultant currently working at Fidelity Investments since 2022. He collaborates with clients to develop, implement, and maintain financial plans that align with their individual needs and goals, adapting strategies as those needs evolve over time. He has extensive experience in the financial services industry, having held various roles including Managed Solutions Consultant and Portfolio Specialist at Fidelity Investments, Financial Consultant at Santander Investments, Financial Services Professional at New York Life, Product Manager at Fidelity Investments, Consultant at Watson Wyatt Worldwide, and Sales Support Consultant positions at MetLife, Allmerica Financial, and Aetna Life Insurance. His career spans from 1993 to the present. Outside of his professional work, David enjoys activities such as baseball, beach outings, biking, family activities, parenthood, and skiing.

Robert Kostigen is a Senior Financial Advisor with Merrill Lynch Wealth Management. He is part of the HRSK & Associates team, which averages 15 years of experience in the financial services industry, delivering expertise in retirement and education planning strategies, insurance strategies, and trust planning services. Robert and his team focus on building enduring relationships grounded in trust, integrity, and accessibility while providing sound guidance and strong service. They employ a defined, goals-based process for wealth management, emphasizing a long-term investment approach centered on asset allocation, diversification, and discipline, leveraging the resources and research of Merrill Lynch. Robert holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Suffolk University. His approach involves helping clients achieve their personal and family financial goals by creating customized plans that reflect their perspectives and priorities.

Mitchell Sirota is a Financial Consultant at Fidelity Investments, where he partners with clients to develop comprehensive financial strategies tailored to their individual and family goals. He focuses on helping clients create plans aimed at growing, preserving, and distributing their wealth in alignment with their financial objectives. Mitchell has held several roles at Fidelity Investments since 2020, including Financial Representative, Relationship Manager, Investment Consultant, and currently Financial Consultant. This progression reflects his experience in client relationship management and investment consulting within the financial services industry. Outside of his professional work, Mitchell has interests in art, cars, cooking and baking, music, and traveling.

Austin Stutz is a Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2018. He has built his career in financial services with a focus on developing customized wealth plans in partnership with his clients to help them achieve their financial goals. His experience spans several roles within Fidelity Investments, including Financial Consultant from 2015 to 2018, PAS Investment Consultant from 2014 to 2015, and PAS Client Management Representative from 2013 to 2014. Prior to joining Fidelity, Austin worked as a Financial Planner at Vanguard Group from 2011 to 2013. Throughout his career, Austin has concentrated on building lasting relationships with clients and working collaboratively to define and pursue their financial success.

Stephen Saulnier is a financial advisor with Charles Schwab in Burlington, MA, holding Series 63 and Series 66 designations and possessing 26 years of industry experience. He has worked with Charles Schwab since 1998 and has been involved with Charles Schwab Bank, SSB since 2005. Outside of his advisory role, he is the owner of 12 Th St. LLC, a rental real estate management business. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment guidance using multi-asset model portfolios, providing integrated brokerage, custody, and advisory services.

Marianne Zawacki is a financial advisor with Raymond James Financial who holds a Series 66 designation and has 22 years of industry experience. Her career includes roles at LPL Financial, Cetera Wealth Services, and Northwestern Mutual Investment Management. She is also involved with Digital Federal Credit Union through related investment and financial institution activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and consulting supported by analytical tools and offers specialized services such as municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Lauren Vives is a financial advisor with Merrill in Cambridge, MA, holding a Series 66 designation and 12 years of industry experience. She has worked with Merrill since 2014 and with Bank of America since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Kevin Crawford is the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2023. He partners with clients to help them grow, protect, and transfer their wealth with the goal of pursuing financial fulfillment. Kevin has been with Fidelity Investments since 2013, progressing through various roles including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant. This extensive experience has provided him with a comprehensive understanding of wealth management and financial planning. No information regarding his education, credentials, personal interests, or community involvement has been provided.

Mark Freeman is a financial advisor with Edward Jones in Hudson, MA, holding a Series 66 designation and having nine years of industry experience. He has been with Edward Jones since 2017. Outside of his advisory role, Freeman serves as a trustee for Highland at Holliston Trust II and volunteers as a DECA advisor, assisting students with competition preparation and public speaking. Edward Jones is a full-service wealth management firm that serves both individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, supported by a large network of financial advisors and branch offices nationwide.

Nicholas Avola is a CFP®-certified financial advisor with four years of industry experience. He currently works at LPL Financial and has previously been employed at RBC Capital Markets, First Republic Securities, JP Morgan Chase, Federated Hermes, and State Street Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a wide range of financial planning and investment management solutions delivered through a large network of investment adviser representatives.

Mark Degregorio is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2015, where he provides personalized financial advice and comprehensive planning to individuals and families. Prior to this, he worked at Morgan Stanley, developing integrated wealth management strategies for clients in the Boston area. Mark's expertise includes education planning, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, women and wealth, sports and entertainment, tax minimization, and retirement income. His investment philosophy involves creating tailored wealth management strategies that seek to reduce risk and improve returns through thoughtful changes in asset allocation. He emphasizes understanding each client's unique circumstances and works closely with them to align financial strategies with their long-term goals. He holds a Bachelor's degree in Marketing from Eastern Kentucky University and a Graduate Certificate in Financial Planning from Boston University. Mark is a CERTIFIED FINANCIAL PLANNER® professional and holds the Chartered Retirement Planning Counselor™ and Personal Investment Advisor designations. Outside of work, he enjoys spending time with his family, playing chess, ice hockey, and traveling.

Mary Metro is a CFP® with 27 years of experience, currently serving at Raymond James Financial. She has held roles at Lincoln Life and Annuity since 2018 and operates her own practice, Metro Financial Strategies, since 2010. Mary is also a Certified Divorce Financial Analyst and has been involved in non-variable insurance activities for over a decade. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a varied client base, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and consulting and supports municipal and public finance work through an affiliation with a municipal advisor.