James Belz is a financial advisor with Ameriprise, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Capital Analysts and Lincoln Investment. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that offers personalized retirement planning focused on dependable income sources and tax-aware withdrawal strategies.

Dennis Barth is a CFP® professional with 39 years of industry experience. He is currently affiliated with LPL Financial and has previously worked with Cetera Wealth Services, Avantax Advisory Services, and Jos. W Barth and Co. In addition to his financial advisory work, he serves as the head baseball coach for Gloucester Catholic Baseball. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a broad network of investment adviser representatives. The firm offers a range of financial planning and management solutions, including model portfolios, third-party asset management, and institutional platforms.

Matthew Carrozza is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and previously worked at Bank of New York Mellon from 2013 to 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations and incorporates ESG eligibility frameworks.

Robert Bradley III is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. His prior roles include positions at MML Investors Services, MassMutual, New York Life Securities, SEI Investments, and Canal Wines Unlimited. He operates a financial planning sole proprietorship, RDB Wealth Advisors, alongside his insurance agency activities. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization strategies supported by a range of program options and maintains multiple custodial and legacy arrangements.

Edward Penberthy is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney LLC since 2014. Outside of his advisory role, Penberthy serves on the Harvey Cedars Open Space Committee, advising on the use of property tax assessments to maintain open space in the community. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets and employing firm-approved planning tools and investment estimates without offering individual security recommendations as part of standalone plans.

Michael Oleary is a financial advisor at LPL Financial with 30 years of industry experience. He holds the ChFC® and Series 63 designations and has previously worked at Next Financial Group Inc and Mass Mutual Investors Services. Outside of his advisory role, he is involved with Michael O'Leary Insurance, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Barrett Boychuck Quigley is a financial advisor at Osaic Wealth Inc. with 15 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Osaic since 2018, following three years at Sii. In addition to her advisory role, she is a partner in Benefit Concepts, conducting securities and non-investment related activities under the trade name Bencpts, Inc., and is involved in the sale of group insurance and qualified retirement plans. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including financial planning, managed portfolios, retirement plan consulting, and third-party manager programs. The firm employs a model-based investment process with tools for asset allocation, optimization, and rebalancing, and is notable for its scale, affiliate network, and recent consolidation activity.

Waley Zhao is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding Series 63 and Series 65 licenses with one year of industry experience. Prior to joining J.P. Morgan Securities, Zhao worked at JPMorgan Chase Bank, N.A., Trinity Wealth Securities, LLC, and Florida Financial Advisors, LLC. Outside of his advisory role, he has experience operating in both securities sales and fixed insurance sales. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence combining quantitative screens and qualitative research, incorporating ESG factors and broader derivatives capabilities.

Isaac Fendrick is a financial advisor at Morgan Stanley in Philadelphia, PA, holding Series 63 and Series 65 licenses with two years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at PGIM Investments LLC and Prudential Investment Management Services LLC. He has also held roles outside of finance, including a position at the Kelley School of Business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and emphasizes structured financial planning supported by firm-approved tools and methodologies.

Jason Lewer is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 1997 as a Financial Advisor and has developed expertise in providing investment advice and financial services to individuals and families. His areas of focus include income replacement, transition planning, portfolio risk management, and guidance for families with special needs members. Jason holds a Bachelor's Degree from Villanova and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He is a member of the International Association of Approved Basketball Officials. His community involvement includes participation with Decoding Dyslexia, NJ, English in Mind, and the North Yonkers Scholarship Foundation.

Dominick Daniele is a Certified Financial Planner® with 10 years of industry experience. He is currently with UBS Financial Services, where he has worked since 2021. Prior to that, he held positions at Morgan Stanley and Northwestern Mutual Investment Management. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of financial planning and portfolio management solutions supported by proprietary research and capital market insights.

Alexander Boory is a financial advisor at Morgan Stanley in Marlton, NJ, holding a Series 66 designation. He has one year of experience in the industry, joining Morgan Stanley in 2025. Prior to his current role, he worked in various positions including at Tiqets and with several sports organizations from 2014 to 2024. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery conversations and uses firm‑approved tools to model outcomes, serving clients through a broad range of retail and institutional services.

Andrew Cohen is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Woodbury Financial Services, Questar Asset Management, LPL Financial, and Prudential Equity Group. Cohen is president of the Marjorie B Cohen Foundation, which focuses on fundraising and awareness for cancer genetics related to the BRAC gene, and serves on the board of the Abramson Cancer Center. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. Its investment approach uses model-based asset allocation and portfolio optimization, and the firm is notable for its scale, recent consolidation activity, and complex affiliate network.

Sean Gold is a financial advisor with Ameriprise in Philadelphia, holding a Series 66 designation and 12 years of industry experience. He previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC from 2017 to 2020, as well as at Wells Fargo Clearing. Outside of Ameriprise, he serves as a primary advisor on acquisitions for Lemon Hill. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Kevin Pierce is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds a Series 66 designation and has worked at Key Investment Services LLC and KeyBank prior to his current role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and integrates research from Wells Fargo Investment Institute and third-party sources in its investment approach.

Mark White is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2026. Prior to this role, he served as Branch Leader at Fidelity Investments from 2022 to 2025. His professional experience includes roles such as Regional Sales Manager at Citizens Bank from 2018 to 2022, and Director, Division Sales Manager at Bank of America Merrill Lynch from 2002 to 2018. He began his career as an Order Desk Representative at Datek Online from 2001 to 2002. Mark specializes in working closely with clients to evaluate their individual situations and develop financial plans that align with their goals and objectives. His expertise spans sales management and leadership within the financial services industry, emphasizing client-centered planning and collaboration.

Steven Goldman is a financial advisor at UBS Financial Services with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering fee-based financial planning, discretionary and non-discretionary portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management, operating as a broker-dealer, investment adviser, and futures commission merchant.

Cynthia Astorga is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding a Series 66 designation and 18 years of experience at the firm. She has been with Morgan Stanley since 2008. Morgan Stanley Wealth Management offers a wide range of advisory programs for individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations to model financial outcomes.

Michael Benedykciuk is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. He has worked at Fidelity Investments and Fidelity Brokerage Services, and previously at The Vanguard Group. Prior to his finance career, he held various roles including positions at Boston University and healthcare and technology companies. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios constructed from mutual funds, ETFs, and ETPs, and offers unique services such as registered commodity pool operator activities and advisory roles to multiple fund-of-funds.

Karen Scotti is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding a Series 66 designation and 17 years of industry experience. She previously worked at Merrill from 2007 to 2023 before joining J.P. Morgan Securities and JPMORGAN Chase Bank, N.A. in 2024. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm uses a centralized due diligence process combining quantitative screens and qualitative research, and its recommendations may incorporate ESG eligibility criteria.