Cary Greenberg is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets starting in 1999. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes that utilize advanced modeling tools without offering individual security recommendations as part of standalone planning.

Michael Chabalik is a financial advisor with Morgan Stanley in Rochester, NY, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He previously worked at UBS Financial Services, Bank of America, and Merrill Lynch. He also serves on the Finance Committee of the Irondequoit Country Club, providing guidance on capital projects and financial matters. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Melisa Beauchesne-Ellis is a Vice President, Wealth Planner at Fidelity Investments, a position she has held since 2026. She has progressed through various roles within Fidelity Investments since 2019, including Vice President, Financial Consultant, Financial Consultant, and Investment Consultant. Prior to joining Fidelity, she held positions at Paychex, Mutual of America, and Bank of America Private Bank. In her role, Melisa focuses on delivering a client-centered experience by analyzing clients' financial situations and collaborating on strategies aligned with their goals. Her approach emphasizes creating a safe space for discussion, guided by her core values of kindness, curiosity, and reliability. Outside of her professional work, Melisa enjoys biking, board games, skiing, exploring food, parenthood, and volunteering.

Matthew Case is a financial advisor at Stifel with 14 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at TIAA-CREF for 12 years. Outside of his advisory role, he serves as a board alternate on the Honeoye Falls Conservation Board, where he advises on environmental issues and supports local events. Stifel serves a broad range of clients including individuals, institutions, and nonprofit organizations, offering both brokerage and advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

William Morris is a Financial Consultant at Fidelity Investments, where he has worked since 2011 in various roles. His current position involves collaborating with clients to understand their financial goals and assessing their progress towards these goals. He utilizes Fidelity's resources and his experience to develop financial plans aimed at maximizing clients' fulfillment throughout their lives. Prior to his current role, William has held positions including Retirement Solutions Representative, Central Relationship Manager, Investment Solutions Representative, Premium Relationship Associate, College Planning Specialist, and Securities Trader, all within Fidelity Investments. This progression reflects over a decade of experience in financial services, with a focus on investment and retirement planning. No specific information about William's educational background or personal interests has been provided.

Joanne Alaimo is a financial advisor with Merrill based in Pittsford, NY, holding Series 63 and Series 65 designations and with 39 years of industry experience. She has worked at Merrill and Merrill Lynch PFS Inc since 1986 and has also been with Bank of America, NA since 2009. Outside of her advisory role, she is the owner of Tacoma Properties LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Tobin is a CFP® professional with 27 years of industry experience, currently serving with Wells Fargo Clearing since 2016. Prior to that, he worked at Wells Fargo Advisors LLC from 2009 to 2016. He is involved in community activities as an investment committee member for Rochester Rotary and serves on the finance committee of the Mary Cariola Children’s Center. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm follows an IPS-driven advisory process grounded in modern portfolio theory and acts as an ERISA fiduciary when providing investment advice.

Matthew Piaseczny is a financial advisor with OSAIC, holding the ChFC® designation and Series 63 license, with 15 years of industry experience. His prior roles include positions at Northwestern Mutual and Securities America Advisors. He is a managing member of Dash Tax, LLC, a tax preparation firm he co-owns with two partners, and a partner at Dash Capital Advisors, a financial planning and investment services DBA. OSAIC serves a diverse client base, including individual and high-net-worth investors, corporations, and charitable organizations, offering integrated brokerage, advisory, and retirement plan consulting services through a wide network of affiliated advisors and multiple platforms. The firm employs firm-provided tools such as asset allocation models and automated rebalancing to design portfolios that may include a variety of asset types managed discretionary or non-discretionary.

Jeffrey Bradke is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and Chobani LLC prior to his current role. Outside of his advisory work, he is a part-owner of Drescher Brothers Development LLC, a real estate investment entity. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework and offers non-discretionary services delivered by Wealth Advisors.

Angelo Ponticello is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2000. He leads Ponticello & Associates, a Goals-Based Wealth Management team focused on providing personalized investment structures and customized wealth planning for business owners, professionals, families, and institutional clients. Their services are designed to accommodate complex and evolving lifetime financial goals across generations. Angelo has been in the financial services industry since 1993 and specializes in areas such as divorce transition planning, family wealth management strategies, retirement income, legacy planning, tax minimization, and special needs planning strategies, among others. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned both a bachelor's degree in History and an MBA from the University of Rochester's Simon Business School. Angelo lives in Rochester, New York with his wife Lisa and their two children, Isabella and Alexander. He is actively involved in his community, serving on the Board of Directors at AutismUp, a charity focused on supporting children and families affected by autism.

Michael Johnson is a Chartered Financial Consultant (ChFC®) with 38 years of industry experience. He has worked at Lincoln Financial Advisors Corporation for 27 years before joining LPL Financial in 2025. Johnson is based in Rochester, NY. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning and a variety of advisory programs, employing both discretionary and non-discretionary management strategies supported by LPL Research and third-party subadvisors.

Matthew Schlicht is a financial advisor with Morgan Stanley in Rochester, NY, holding Series 63 and Series 65 licenses with 16 years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Merrill for ten years. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning that incorporates firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment and planning programs.

Edward Laders is a financial advisor at Cetera with 44 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining Cetera in 2025, he worked at Concourse Financial Group Securities Inc for 15 years and has been involved with The Independent Advisor Network LLC since 2010, where he serves as President and Owner. He also acts as Executive Director of Association Benefit Services, providing support and services related to fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of over 10,000 independent advisors. The firm offers a multi-manager platform with a range of portfolio management options, including discretionary and non-discretionary services, leveraging affiliated and third-party managers.

Ann Morris is a financial advisor at Merrill with 40 years of industry experience. She holds the Series 63 and Series 66 licenses and has been with Merrill since 1992. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kathryn Castro is a CFP® and Series 66-registered financial advisor with Ameriprise, based in Fairport, NY, and has 17 years of industry experience. She has been with Ameriprise and its affiliated entities since 2008. Castro serves on the board of the Collaborative Law Association of the Rochester Area. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Jeffrey Garcia is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in executive compensation, managing new wealth, personal retirement planning, and retirement income. Jeffrey focuses on creating personalized wealth management strategies tailored to clients' individual financial goals. With a lifelong commitment to the financial services industry, Jeffrey holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He completed his high school education at Fairport High School and attended Tulane University, though no degree was conferred. Jeffrey also participates in community volunteer work aligned with Merrill’s tradition of service. Outside of his professional role, Jeffrey enjoys spending time with his family, reading, watching movies, and pursuing interests such as baseball, basketball, football, ice hockey, chess, music, and travel. He lives in the home where he was raised in Fairport, NY, and is a longtime Buffalo Bills fan. Jeffrey is also an animal lover and cares for two Dalmatians.

Jennifer Balazs is a financial advisor with Wells Fargo Advisors in Rochester, NY, holding Series 63 and Series 65 registrations and 27 years of industry experience. She has worked with various Wells Fargo entities since 2009. Outside of her advisory role, she is an independent consultant for Norwex products. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning areas, using proprietary research and tools.

Anthony Nelson is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and three years of industry experience. His prior work includes roles at CUNA Brokerage Services, CUNA Mutual Group, Five Star Bank, and Foreperformance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement plan consulting, brokerage services, and both discretionary and non-discretionary management supported by research and third-party subadvisors.

Rita Labeta is a financial advisor with Ameriprise in Rochester, NY, holding a Series 66 designation and 11 years of industry experience. Her prior roles include positions at LPL Financial, Kinecta Federal Credit Union, Citizens Securities, Citizens Bank, and Bank of America. Outside of finance, she operated a photography business for ten years. Ameriprise offers retirement-income planning services tailored to individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to create personalized Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Mark Palazzolo is a financial advisor with Ameriprise in Rochester, NY, holding a Series 63 designation and 39 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of advisory services, he manages office real estate through a business he owns. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written retirement income plans and ongoing advice focused on income reliability and tax-aware withdrawal strategies. The firm’s approach integrates proprietary investment research and third-party analytics within a defined product ecosystem.