Lala Balaoghlanova is a financial advisor with HSBC Securities (USA) Inc. in Gaithersburg, MD, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She has worked with HSBC Bank USA National Association and HSBC Securities since 2017. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing a range of client-directed and discretionary investment approaches with support from HSBC Global Asset Management and affiliated providers.

Donald Schoen III is a CFP® professional with four years of industry experience. He has worked at Creative Planning since 2021 and previously spent a year at Sullivan, Bruyette, Speros and Blayney LLC. He also has four years of experience at Virginia Polytechnic Institute and State University. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to individuals, pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by direct indexing, tax-loss harvesting, and selective private market exposure, managing approximately $295.6 billion in client assets.

Lily Smith is a financial advisor at Wealthspire Advisors with a Series 65 credential and one year of industry experience. She previously worked at RS Will Wealth Management and has a background that includes four years at James Madison University and six years teaching at the middle and high school levels. Wealthspire Advisors serves a diverse client base including individuals, corporations, retirement plans, nonprofits, and trustees. The firm offers customized wealth management and investment advisory services using a relationship-driven process and institutional-style asset allocation.

Ryan Verfurth is a financial advisor with Hightower Advisors in McLean, VA, holding a Series 66 designation and 13 years of industry experience. He has worked at Hightower Advisors and Hightower Securities since 2019 and was previously affiliated with Everplans - Beyondly, Inc and MBSC Securities Corporation. Hightower Advisors provides investment advisory and planning services to a diverse client base that includes individual and institutional investors such as pension plans, charitable organizations, corporations, and trusts. The firm’s advisory approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across a range of investment vehicles and strategies.

James Young is a financial advisor with Schwab Wealth Advisory based in Tysons Corner, VA. He holds Series 63 and Series 66 licenses and has 25 years of industry experience. Young has been with Schwab Wealth Advisory since 2012 and associated with Charles Schwab since 2005. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm delivers advice through Schwab’s standard asset allocation models and research tools, with clients retaining final trading decisions.

Garrett Dunlap is a financial advisor at TIAA-CREF with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Morgan Stanley, PNC Investments, E*TRADE Capital Management, and Fidelity Brokerage Services. Dunlap is based in Fairfax, VA. TIAA‑CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides a range of services including model portfolio management and customized portfolio solutions, operating under a fiduciary standard within a vertically integrated structure.

Cory Saylor is a CFP® with three years of industry experience, currently serving as a financial advisor at TIAA-CREF. He has been with TIAA since 2016 and transitioned to TIAA-CREF in 2025. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often working with clients who have pre-existing relationships through TIAA-administered employer retirement plans. The firm combines point-in-time planning services with ongoing discretionary management and operates a vertically integrated model that includes affiliated funds and donor-advised fund advisory services.

Yvette Farrugia Polster is a CFP® with 22 years of industry experience, currently serving as an advisor at Truist Advisory Services since 2021. Her work history includes roles at Bb&T and its affiliated entities dating back to 2004. Truist Advisory Services offers investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes third-party platforms and AI-enabled research tools as part of its investment approach.

Mark Martin is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Creative Planning since 2021. Prior to this, he worked for seven years at Sullivan, Bruyette, Speros & Blayney, LLC. Outside of his advisory role, Martin volunteers with Britepaths, Inc. in Fairfax, VA, providing pro bono financial counseling and coaching to individuals in the charity’s programs and prepares individual tax returns seasonally for family and friends. Creative Planning offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, and retirement plans. The firm employs a financial planning-led investment process with an emphasis on low-cost indexing and buy-and-hold strategies, supported by a large advisory team and centralized investment infrastructure managing approximately $217 billion in client assets.

Zain Khan is a CFP® professional with 19 years of experience in financial advising. He is currently with TD Private Client Wealth LLC and TD Bank N.A., where he has worked since 2017. Prior to that, he held financial planning roles at USAA. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail TDIS clients. The firm’s approach combines strategic and tactical asset allocation through portfolios managed with both affiliated and third-party sub-managers.

Carrie Leinbach is a financial advisor at Beacon Pointe Advisors, LLC with four years of industry experience. She holds a Series 65 credential and previously worked at Hemington Wealth Management for six years. Beacon Pointe Advisors, LLC offers wealth advisory, consulting, financial planning, retirement-plan services, and outsourced chief investment officer solutions to individual, corporate, and institutional clients. The firm combines asset-allocation modeling with third-party Independent Managers and employs both active and passive strategies across various asset classes.

Christopher Milligan is a financial advisor with Primerica Advisors based in Reston, VA, holding the ChFC® designation along with Series 65 and Series 66 licenses. He has 24 years of industry experience, including 23 years at Park Avenue Securities and Guardian Life Insurance Company. Milligan also sells long-term care insurance and health benefits outside of Guardian Life when client needs require it. Park Avenue Securities serves a diverse retail client base with brokerage and advisory services, including financial and retirement planning. The firm offers a range of investment strategies through proprietary and third-party managers, supporting both discretionary and non-discretionary accounts.

Harris Rubin is a Certified Financial Planner (CFP®) with 14 years of industry experience. He currently works at Schwab Wealth Advisory, where he has been since 2023, and has prior experience at Charles Schwab & Co., Inc. and SunTrust Advisory Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in its Wealth Advisory program. The firm uses Charles Schwab & Co.’s asset allocation models and research tools to recommend investments, with clients retaining final trading decisions and Schwab conducting annual account reviews.

Andrea Hohler is a financial advisor with Transamerica Financial Advisors in Fairfax, VA, holding Series 65 and Series 63 designations and bringing 12 years of industry experience. She has held roles at Transamerica since 2013 and serves as principal of Cacciamatta & Associates, handling engineering, marketing, and administration. Additionally, she owns CST Coaching LLC, a business coaching and consulting firm. Transamerica Financial Advisors serves a broad client base including individuals, pension and profit-sharing plans, trusts, and corporations. The firm offers a range of advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with both discretionary and non-discretionary options.

Michael Montgomery is a financial advisor at Centaurus Financial, Inc. with 24 years of industry experience. He holds the PFS™ designation and Series 66 license. Montgomery is also a partner and vice president at Ludwick, Montgomery & Stapp, P.C., a tax, audit, and accounting firm, and he serves as a board member and financial director for Tamra Learning Academy, a school for children with learning disabilities. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, and retirement-plan consulting through a range of discretionary and non-discretionary arrangements, utilizing various analytical approaches and third-party managers.

Craig Frye is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 credentials and 25 years of industry experience. His career includes roles at Truist Investment Services, Truist Bank, SunTrust Investment Services, and BB&T affiliates. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers a range of services including asset allocation analysis, plan sponsor fiduciary support, and a manager-selection program, implementing advice through a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Stacey Osborne is a ChFC® credentialed financial advisor with 35 years of industry experience, currently practicing at VOYA Financial Advisors, Inc. since 2014. She is also active as an independent insurance agent and teaches personal finance to high school students. VOYA Financial Advisors, Inc. serves a diverse client base including individuals, institutions, and retirement plan sponsors, offering a range of services such as financial planning, portfolio management, and plan-sponsor consulting through multiple program structures.

Alexandra Mccomb is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Mariner since 2026. Her previous roles include positions at Hightower Advisors, Farr Miller & Washington, Financial Engines Advisors, EF Legacy Securities, and Edelman Financial Services. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, and coordinated tax and Core Family Office services. The firm employs discretionary, customized portfolios supported by both in-house research and third-party managers, and it integrates comprehensive tax and accounting services uncommon among large advisory enterprises.

Kelly Mc Nerney is a CFP® professional with eight years of industry experience. She has been with Cerity Partners LLC since 2022 and previously worked at FJY Financial from 2014 to 2022. Mc Nerney serves as chair of the board for the Financial Planning Association - National Capital Area. Cerity Partners is an SEC-registered investment adviser serving individuals, families, trusts, corporations, charitable institutions, and other investors, overseeing approximately $126.9 billion in client assets. The firm offers a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolios.

Christopher Susel is a financial advisor with TD Private Client Wealth LLC, holding a Series 66 designation and 23 years of experience at TD Wealth Private Investment Advice. He is also a Life Insurance Advisor with TD Waterhouse Insurance Services Inc., providing client discussions and planning. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients, utilizing a range of strategic and tactical asset allocation portfolios with both affiliated and third-party sub-managers.