Hugh J. Hanley, III is a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, he provides wealth management strategies tailored for individuals, families, and businesses. Hugh’s work centers on guiding clients through various aspects of their financial lives, with an emphasis on professional money management, retirement planning, and estate planning services. Hugh began his career in the financial services industry in 2007 and has been with Merrill Lynch since 2010. He holds a Bachelor’s degree in Business Administration and Finance from the College of Charleston. His professional designations include Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Growing up in the Baltimore area, Hugh attended Loyola Blakefield in Towson and remains connected to his community. His client focus areas encompass education planning, family wealth management strategies, legacy planning, liquidity management, retirement income, and tax minimization, among others. Outside of work, Hugh’s interests include baseball, golfing, hiking, ice hockey, reading, running—including running marathons—tennis, and spending time with his family.

Aaron Polun is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 66 designation and has previously worked at Grove Point Advisors LLC and Equitable Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Kaela Iciek is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its financial planning process.

Alison Roddy is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 designation and seven years of industry experience. She has been with Merrill and Bank of America since 2019. Her prior experience includes roles at TD Ameritrade, NewDay USA, Mary Kay Inc., and Towson University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Irving Robinson Jr. is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His background includes roles at Bank of America and Family First Life. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Charles Stamm is a financial advisor at MassMutual Investors Services with 18 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at MML Investors Services Inc and MassMutual Life Insurance Company since 2010. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and collaborative annual planning relationships.

Daniel Chilcoat is a financial advisor at LPL Enterprise with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he is involved in property management through 1331 Property, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios, combining advisory programs with brokerage and insurance product sales through its integrated platform.

Thomas Johnson is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and nine years of industry experience. His career includes multiple roles within Wells Fargo entities since 2017. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services using proprietary research and tools, and integrates advisory services with other financial products and referral channels.

Paul Baader is a financial advisor with Osaic Wealth, Inc. in Hunt Valley, MD, holding Series 63 and Series 65 licenses and 14 years of industry experience. He previously worked at MML Investors Services and Mass Mutual Life Insurance Company for 13 years. Outside of his advisory role, he is an agent involved in life, health, fixed annuities, disability income insurance, and related insurance products. Osaic Wealth, Inc. serves a diverse range of clients, including individual investors, pension plans, corporations, and charitable organizations, offering integrated brokerage, advisory services, and access to various managed account platforms. The firm employs asset allocation tools and automated portfolio rebalancing across multiple investment types and supports legacy programs as well as third-party managed-account solutions.

Nicholas Steier is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services for eight years before joining his current firm in 2022. Outside of his role at Wells Fargo, he is involved in two investment-related businesses, STEIER WEALTH MANAGEMENT, LLC and STEIER GP, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services, including specialized planning for business-owner transitions, sports and entertainment, special needs, and divorce, with tailored recommendations delivered using Wells Fargo’s research and planning tools.

Jillian Magiros is a Series 66-credentialed financial advisor with Morgan Stanley in Lutherville, MD, where she has worked since 2015. She has three years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured discovery tools and investment modeling techniques.

Jeffery Maina is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 credential and four years of industry experience. His prior roles include positions at Bank of America, PNC Investments LLC, and J.P. Morgan Securities LLC. Outside of advising, he works as a consultant and independent contractor for Doordash. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joshua Cramer is a financial advisor with OSAIC, holding a Series 66 designation and bringing 25 years of industry experience. He previously worked at Invest Financial Corporation and has operated Cramer Financial Services since 1999. Outside of his advisory duties, he volunteers as a recreational league coach with the Freedom Area Recreation Council. OSAIC serves a diverse client base including individual, high-net-worth, corporate, and institutional investors through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, employing various portfolio construction tools and third-party money managers across multiple platforms.

Cody Allison is a CFP® professional with 12 years of industry experience, currently advising at Raymond James Financial in Hunt Valley, MD. Prior to joining Raymond James, he spent over a decade at Northwestern Mutual in various capacities. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through an affiliated municipal advisor.

Jacob Lanford is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding a Series 66 designation and 20 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2007. Outside of his advisory role, he is also a licensed agent involved in life, health, group life, group health, disability income, and long-term care insurance through Lenox Advisors Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses analytical tools and provides event-driven planning services, including specialized offerings such as divorce and estate-settlement planning.

Todd Roop is a financial advisor with Morgan Stanley Wealth Management in Lutherville, MD, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior roles include positions at Raymond James & Associates and BNY Mellon. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Christopher Hayburn is a financial advisor with Wells Fargo Advisors in Hunt Valley, MD, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes over a decade at Wells Fargo Advisors and related entities since 2009. He is the principal owner of Hayburn Wealth and Asset Management, LLC, a separate investment-related practice based in Baltimore, MD. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, providing a broad range of planning options including retirement, education, risk, and wealth-transfer planning. The firm combines advisory services with other financial products and referral channels, serving clients who meet a net-worth threshold.

Julie Frantz is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds the Series 63 and Series 66 designations. Her prior roles include positions at RBC Capital Markets and Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools.

George Hocker is a financial advisor with Wells Fargo Advisors, holding CFP® and Series 66 credentials and bringing 25 years of industry experience. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory work, he has ownership interests in several businesses, including a manufacturing company and multiple real estate investment entities in Maryland. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients meeting a net-worth threshold, utilizing proprietary research and tools to develop customized recommendations.

Philip Nazzaro is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by proprietary tools and models.