Ryan Chapman is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. His prior roles include positions at Bank of America, Spectrum, and Edward Jones. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Mallik Lewis is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and three years of industry experience. His prior work includes roles at Fidelity Investments and Redfin. Outside of financial services, he works as a shopper and delivery provider for Shipt. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with centralized custody and operational support.

Michael Santos is a financial advisor with Charles Schwab in Raleigh, NC, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. His prior roles include positions at TD Ameritrade Investment Management, LLC, Td Ameritrade, Inc., and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts with a multi-asset investment approach.

Andrew Snider is a financial advisor with LPL Financial in Durham, NC, holding a Series 66 designation and 26 years of industry experience. He previously worked at CUSO Financial Services, LP for 14 years and has been affiliated with Coastal Federal Credit Union for over 20 years. Outside of his advisory role, he serves as a board member for the Triangle Adult Soccer League, a nonprofit organization in North Carolina. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs and financial planning services, including model portfolios and advanced technology solutions, supporting both discretionary and non-discretionary management.

Cyrus Smith Jr. is a financial advisor at Fidelity with 46 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Fidelity Investments since 2021, with prior experience at CUSO Financial Services and Scottrade. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad range of clients, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop systematic model portfolios.

Justin Gorney is a financial advisor at Fidelity with the Series 66 designation and seven years of industry experience. He has been with Fidelity and its related entities since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm also serves as a registered commodity pool operator and advisor to multiple registered investment companies, utilizing algorithmic methods and AI in its investment process.

Nathan Welsh is a Series 66 licensed financial advisor with Edward Jones in Raleigh, NC. He has 11 years of industry experience, all with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Riley Harshbarger is a financial advisor with Edward Jones in Raleigh, NC, holding a Series 66 designation and six years of industry experience. He has worked at Edward Jones since 2017 and previously held roles outside the financial sector at Abercrombie & Fitch and Jimmy John's. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients with a broad range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large national network of financial advisors and branch offices.

Ernest Williams is a financial advisor at OSAIC with 22 years of industry experience. He holds the Series 66 designation and has previously worked at Lincoln Financial Securities Corporation and Cambridge Investment Research Advisors, Inc. In addition to his advisory role, he is involved in retirement income and estate planning services and has engagements related to insurance and human resources through affiliated businesses. OSAIC serves a wide range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services. The firm utilizes various asset-allocation tools and third-party platforms to construct diversified portfolios managed on discretionary or non-discretionary bases.

Steven Kocher is a Certified Financial Planner® with over 38 years of experience, currently serving at UBS Financial Services since 1987. He is based in Troy, MI, and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services that include proprietary research and tailored financial planning.

Liliane Pascalis is a financial advisor with Merrill in Raleigh, NC, holding a Series 66 designation and nine years of industry experience. She has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kerry Goodman is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. Her prior roles include tenures at LPL Financial, Founders Financial Alliance, and Independent Advisor Alliance. She serves as a board member of the Abecedarian Education Foundation, a nonprofit focused on early childhood education. OSAIC Wealth, Inc. provides a wide range of brokerage and advisory services to retail and institutional clients through a large network of advisers. The firm utilizes integrated investment platforms, asset-allocation tools, and third-party solutions to manage diversified portfolios for individuals, corporations, and charitable organizations.

Austin Poythress is a financial advisor with Equitable Advisors in Raleigh, NC, holding a Series 66 designation and 10 years of industry experience. He has been with Equitable Advisors since 2016 and previously worked at AXA Advisors, LLC. He also operates Legacy Wealth Strategies as part of his other business activities. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm is dual-registered as an SEC-registered investment adviser and broker-dealer, working extensively with program sponsors and third-party managers to deliver advisory and brokerage solutions.

Meralyn Ratnasekera is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes roles at First Citizens Investor Services, First Horizon Bank, and SunTrust Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Mikel Chalmers is a Financial Consultant at Fidelity Investments, where he currently assists clients and their families in understanding and achieving their financial goals. He collaborates with clients to analyze all aspects of their financial lives and develops plans to work towards meeting those goals. Mikel has held several roles in the financial services industry, including Planning Consultant at Fidelity Investments from 2022 to 2023, and Paraplanner at Ameriprise Financial during 2020 and 2021. Prior to that, he was an Associate Advisor at Millennium Advisory Services from 2018 to 2020. He holds insurance licenses in both Arkansas and California.

Matthew Wallace is a Benefits & Planning Consultant with the Executive Services team at Fidelity Investments. In his current role, he supports Executive Planning Consultants by meeting with clients to help them understand and maximize their employer-sponsored benefits, including 401(k) plans, pension benefits, and company stock programs. Matthew has been with Fidelity Investments since 2022, beginning his tenure as a Workplace Planning Consultant III before transitioning to his current position in 2026. His work focuses on providing education and guidance regarding available benefits, answering client questions, and assisting clients in making informed decisions to maximize the value of their benefits. Outside of his professional role, Matthew enjoys bowling, spending time with pets, snowboarding, and traveling.

Jovana Romero Hernandez is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. Her prior roles include positions at Bank of America and Merrill. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Seth Ellington is a financial advisor with Equitable Advisors in Cary, NC, holding Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Equitable Advisors, he worked at Fidelity Investments and has a background that includes various roles at Southeastern Baptist Theological Seminary and other organizations. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through multiple third-party programs. The firm operates a hybrid referral and implementation model, utilizing a broad roster of asset managers and offering both advisory and brokerage channels to meet client needs.

Manish Mehta is a financial advisor with UBS Financial Services in Cary, NC, holding Series 65 and Series 66 credentials and bringing 24 years of industry experience. He has been with UBS Financial Services since 2008. Outside of his advisory role, Mehta is involved in managing real estate investments through his ownership and decision-making roles in multiple real estate partnerships and sole proprietorships. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, employing model-based asset allocations and proprietary research to tailor plans to clients' goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad array of financial products and solutions.

Sandra Gunnels is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity Investments, she held roles in various companies, including Trophy Brewing and Pizza and Henson Novelties. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.