Luke Pingleton is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he assists clients in managing their individual wealth to pursue their specific needs. His approach to wealth management begins with listening to a client's goals, ensuring that every strategy is tailored to what each client wants to achieve. Luke began his career in financial services in 2017 and specializes in areas such as education planning, family wealth management strategies, legacy planning, liquidity management, and personal retirement planning. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and earned a Bachelor's Degree from the University of Alabama System. He is actively involved in several professional and community organizations including the Alabama Alumni Association, Big Dog Ranch Rescue, Palm Beach Young Professionals, and The Benjamin School Alumni. Luke also contributes to community initiatives such as the Leukemia & Lymphoma Society and Place of Hope. Outside of work, he has interests in adventure sports, chess, golfing, hiking, music, reading, skydiving, spending time with family, and traveling.

Staceyanne Johnson is a financial advisor at Merrill with 15 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Citigroup and CitiBank, N.A. She serves as a board member of the Literacy Coalition of Palm Beach, which provides literacy programs for children and adults in the area. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutional entities.

John Whitledge is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Oppenheimer and Independent Portfolio Consultants, Inc. He is also the owner of JKM Legacy Holdings, a legal entity formed for real estate investing. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors and utilizes model-driven strategies managed by unaffiliated asset managers.

Ronald Mercatante is a financial advisor at Cambridge Investment Research Advisors with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has prior experience at Kovack Advisors, Inc. and Kovack Securities, Inc. Mercatante is also involved in tax services and fixed insurance sales through related business activities. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and offers both discretionary and non-discretionary management through multiple platforms and affiliated model strategies.

Anna Sieron is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and is also employed by JPMorgan Chase Bank, N.A., where she can offer certain bank products and services. Prior to joining J.P. Morgan, her work history includes positions in various companies and industries. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a structured advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes a framework for ESG eligibility, with implementation support from J.P. Morgan affiliates.

Nathan Rimpf is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 65 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at Goldman Sachs & Co. for nine years before joining Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. in 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients. The firm offers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

James Reilly is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Morgan Stanley in various roles since 2009, including positions at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by firm-approved tools and serves clients through direct relationships and corporate financial planning agreements.

Kevin Crosby is a financial advisor at J.P. Morgan Securities in Palm Beach, FL, holding Series 63 and Series 65 licenses with six years of industry experience. His prior roles include positions at JPMorgan Chase Bank NA and employment at the University of Miami. He has also been involved with Angelstone Tournaments Inc. and Angelstone Farms Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process combines quantitative and qualitative research and includes a range of derivative and commodities capabilities.

Mark Vander Veen is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding Series 65 and Series 63 credentials and 24 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Merrill, Banc of America Investment Services, Prudential Equity Group, and an earlier tenure at Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and integrates research and analytics from Wells Fargo Investment Institute along with third-party sources to support its investment approach.

John Cassandra is a financial advisor at Ameriprise with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Raymond James Financial Services and owned several businesses including Cassandra Employee Benefits Group and Comprehensive Payroll Solutions LLC. He is also involved in insurance brokering through his ownership of Cassandra Employee Benefits Group. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research and modeling with tax-efficient withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Steven Olson is a financial advisor with J.P. Morgan Securities in Palm Beach Gardens, FL, holding a Series 66 designation and six years of industry experience. His career includes prior roles at Morgan Stanley and PriceWaterhouseCoopers. Outside of his advisor role, he is also employed by JPMorgan Bank, enabling him to offer a range of bank products and services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a structured advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s approach integrates quantitative and qualitative research with a forward-looking investment framework and includes access to a broad array of derivatives and commodities capabilities.

James Paine is a financial advisor at UBS Financial Services with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has been with UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor investment strategies to client goals and risk tolerances.

Derek Hubbard is a financial advisor with J.P. Morgan Securities in Lake Worth, FL, holding a Series 66 designation and six years of industry experience. His career includes roles at United Realty Group, Keller Williams Realty, and Army Navy Outdoors prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2020. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative screens, qualitative research, and ESG considerations, supported by centralized due diligence and a broad range of regulatory registrations.

Bari Bowman is a financial advisor with Merrill in West Palm Beach, FL, holding Series 63 and Series 66 credentials and 11 years of industry experience. She has worked at Merrill and Wells Fargo in various roles since 2015. Outside of finance, she has experience with Anytime Fitness of Somers. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Benjamin Topping is a financial advisor at Fisher Investments with 10 years of industry experience. He holds a Series 66 designation and has worked at notable firms including Bank of America, Merrill, JPMorgan Chase Bank, and Principal-related entities. His prior roles include an investment adviser representative position and a principal role focused on sales of bank deposit products. Fisher Investments serves a global client base that includes institutional and private clients such as pension plans, foundations, and high-net-worth individuals. The firm provides discretionary portfolio management through a centralized, research-driven investment process and offers sub-advisory and retirement plan services across a range of equity, fixed-income, and blended mandates.

James Stanton is a Financial Advisor at UBS Financial Services in West Palm Beach, FL, holding Series 63 and Series 65 licenses with 41 years of industry experience. He has been with UBS since 2005. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings tailored using proprietary research and model-based asset allocations.

Kenneth Hart is a ChFC® credentialed financial advisor with 45 years of industry experience. He has worked extensively with Lincoln National Life Insurance Company and Lincoln Financial Advisors Corporation before joining OSAIC in 2025. Hart is also licensed as an insurance agent, selling insurance products alongside his advisory role. OSAIC serves a diverse client base, including retail and institutional investors, through a multi-advisor platform offering brokerage and advisory services like comprehensive financial planning and Unified Managed Accounts. The firm’s investment approach incorporates model-based asset allocation and portfolio optimization supported by various risk assessment and management tools.

Bradley Deluca is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and over 11 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2014 and was previously involved with B & V Exotics, LLC from 2019 to 2022. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. Their advisory approach combines quantitative screening and qualitative research to build model asset allocations and incorporates an ESG eligibility framework.

Renata Sanderson is a financial advisor at UBS Financial Services in West Palm Beach, FL, holding a Series 66 license and possessing 12 years of industry experience. She has been with UBS since 2016. Outside of her advisory role, she manages an active real estate investment LLC. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to tailor investment solutions.

Joey Johnson is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and offering 16 years of industry experience. His prior roles include positions at LPL Financial, BMO Bank NA, Truist Advisory Services, and BB&T. Outside of his advisory work, he is involved as a wealth advisor at Regions Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, with over 10,000 advisors and $256 billion in assets under management.