Adam Goldman is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He leads the Goldman Group, which provides personalized wealth management counseling to affluent individuals and their family members. Adam's approach focuses on simplifying complexity, clarifying uncertainty, and offering tangible value to advance his clients' best interests. Adam began his career at Merrill Lynch as a high school intern and has been with the firm since graduating from Dickinson College in 1990. He also earned an international economics certification from the University of Cambridge. He holds several professional designations, including Certified Divorce Financial Analyst (CDFA), Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), and Chartered Retirement Planning Counselor (CRPC). Adam resides with his wife, Emily, in Lafayette Hill, Pennsylvania; Margate, New Jersey; and Boca Raton, Florida. He supports various charities including the Burn Prevention Foundation and the Jewish Relief Agency. His personal interests include running, pickleball, and audiobooks.

Joshua Davila is a financial advisor at Morgan Stanley in Boca Raton, FL, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Winchester Savings Bank and Bentley University, as well as teaching positions at Marjory Stoneman Douglas High School and Westglades Middle School. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services including estate planning and investment strategies.

Melika Assadi is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in connecting clients to the people, plans, and processes that align with their unique ambitions. Melika works closely with clients to pursue personal goals such as funding education, planning for retirement and potential health care costs, and achieving long-term family objectives. Holding the Personal Investment Advisor (PIA) designation, Melika applies her expertise to create personalized financial plans that reflect her clients' individual perspectives and priorities. She strives to bring simplicity and transparency to wealth planning, aiming to make the investment process a manageable and goal-oriented experience. Melika earned her Bachelor's Degree from the University of Florida. She emphasizes connecting all aspects of a client's financial life to help prioritize and pursue goals that matter most.

Maria Killion is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2020 and previously spent five years at Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Anny Paulino is a Series 66-licensed financial advisor with nine years of industry experience. She currently works at Raymond James Financial Services Advisors, Inc. and has held roles at Fortuna Wealth, Nave Capital LLC, The Mayer Group, and Suntrust Advisory Services. Paulino is also involved with Fortuna Wealth in a client service and administrative capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools for risk profiling and outcome modeling, supporting a broad advisor network and offering specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Craig Thomas is a financial advisor with Wells Fargo Clearing in Boynton Beach, FL, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC, alongside a long tenure at Wells Fargo Bank NA starting in 2007. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Melissa Putten Henderson is a financial advisor with UBS Financial Services in Boca Raton, FL, holding Series 66 and Series 63 designations and seven years of industry experience. She previously worked at Wells Fargo Private Bank for nine years before joining UBS in 2019. Henderson serves as Treasurer and a member of the board for the Child Rescue Coalition, a nonprofit focused on technology to combat child sexual abuse. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and market analysis.

Denise Kennedy is a financial advisor with Morgan Stanley, holding a Series 63 designation and bringing 24 years of industry experience. She previously worked at Merrill from 1992 to 2024 before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs including tailored financial planning, using structured discovery conversations and proprietary planning tools to support client goals.

Allan Weiss is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 18 years of industry experience. He has been with Raymond James since 2013. In addition to his advisory role, he serves as an uncompensated director on the board of the nonprofit Ageless World of Dance for Youth and Veterans Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Patricia Oconnor is a financial advisor at Merrill with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Roberto Lowe is a CFP® professional with 40 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.

Scott Sullivan is a financial advisor at Raymond James & Associates with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Merrill and Bank of America. He serves as a trustee for family trusts, including one for his father’s IRR Trust. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and consulting with a focus on tailored, non-discretionary advice supported by extensive research and a range of investment strategies.

Michael Kessel is a CFP®-certified financial advisor with 17 years of industry experience. He is currently with Wells Fargo Clearing and has previously worked at Oppenheimer & Co. Inc and Meg Green & Associates, Inc. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Danielle Hyatt is Vice President, Wealth Planner at Fidelity Investments, a position she has held since 2024. She is a Certified Financial Planner™ who works closely with families to develop lifelong relationships aimed at helping them achieve their financial goals. She emphasizes understanding the unique aspects of each family to tailor financial strategies accordingly. Danielle has been with Fidelity Investments since 2018, progressing through various roles including Financial Representative, Relationship Manager, Financial Consultant, and now Vice President, Wealth Planner. Her professional experience is focused on wealth planning and client relationship management within the financial services industry.

Woo Joo Han is a financial advisor at J.P. Morgan Securities with eight years of industry experience. Prior to joining J.P. Morgan in 2021, he worked at Goldman Sachs and Wells Fargo. He serves on the board of a local charity, Jack The Bike Man, which restores bicycles for underprivileged children in Palm Beach County. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Douglas Marcello is a financial advisor with Edward Jones in Wellington, FL, holding CFP®, ChFC®, and Series 66 designations and having 12 years of industry experience. He worked at Edward Jones from 2014 to 2024 before spending two years at Core Wealth Management, Inc., returning to Edward Jones in 2026. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Thomas Sullivan is a financial advisor at Raymond James & Associates with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James & Associates since 2016. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and charitable organizations, offering a range of financial planning and consulting services that emphasize tailored, non-discretionary advice supported by proprietary research and multiple portfolio management strategies.

Michael Weissman is a financial advisor with RBC Capital Markets in Boca Raton, FL. He holds Series 63 and Series 65 licenses and has five years of industry experience. Before joining RBC Capital Markets in 2024, he worked at Wells Fargo Securities and Wells Fargo Advisors, and also has experience in academic roles at the University of Florida. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse range of clients including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, combining in-house and third-party investment resources tailored to clients’ risk profiles.

Vijay Khetarpal is a financial advisor at LPL Financial with 41 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Royal Alliance Associates, Inc., Signator Investors, Inc., and John Hancock Life Insurance Co. He is also an author of the book *Optimized Outcomes*. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Robbye Soler is a financial advisor at Merrill with 19 years of industry experience. She holds the Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith, UBS Financial Services, and Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.