David Holland is a CFA® charterholder with 17 years of industry experience, currently serving as a financial advisor at Ameriprise in Jupiter, FL since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2012 to 2020. Outside of his advisory role, he is involved in fiduciary activities and serves as an agent named in a health care directive or living will. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, combining research and modeling with tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Jeffrey Kaltman is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as co-trustee for family trusts. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Nancy Mobberley is a CFP® certificant with 43 years of industry experience. She has worked at OSAIC since 2023 and was previously with FSC Securities for 24 years. Mobberley is also a board member of a business-to-business networking group for women. OSAIC serves a broad range of clients including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms, offering integrated brokerage, advisory services, and access to third-party money managers.

Brooks Gilmore is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing three years of industry experience. His career includes roles at Charles Schwab Bank and Charles Schwab, along with prior experience at South Eastern. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a structured alternative investment program.

Gregory Johns is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he collaborates closely with clients to develop personalized financial strategies tailored to their individual goals. He leverages insights from Merrill and the resources of Bank of America to provide clients with a comprehensive approach to wealth management that adapts to changing market conditions. Gregory holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from the Pennsylvania State University System. His approach centers on understanding each client's full financial picture to help them pursue their long-term objectives through customized investment and lending solutions.

Anthony Santelli is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 16 years of industry experience. He previously worked for Bank of America, N.A./Merrill Lynch, Pierce, Fenner & Smith Inc. for ten years before joining J.P. Morgan in 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Michael Stolowitz is a financial advisor with Wells Fargo Clearing in Jupiter, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Outside of his advisory role, Stolowitz is involved in house flipping and property investment activities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives. The firm’s offerings include a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Carryn Mclaughlin is a CFP®-certified financial advisor with Morgan Stanley, bringing 19 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021, and previously worked at UBS Financial Services from 2014 to 2021. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and investment modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct individual plans and corporate financial planning agreements.

Matthew Carrara is a financial advisor with Morgan Stanley in Jupiter, FL, holding Series 63 and Series 65 registrations and bringing 33 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2012 and Morgan Stanley Private Bank, National Association since 2015. Carrara serves as a building and zoning commissioner for the Jupiter Inlet Colony government. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, delivering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and methodologies.

Lawrence Gonnello is a financial advisor at Raymond James & Associates with 31 years of industry experience. He has been with Raymond James since 2016 and holds Series 63, Series 65, and Series 66 designations. Gonnello serves as a board member for Home Safe, an agency supporting abused children, where he attends monthly meetings and assists with fundraising efforts. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional advisory services through a range of portfolio management styles and extensive affiliated resources.

Michael Arena is a financial advisor at OSAIC with 37 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Sagepoint Financial, Inc. for 14 years. Arena also owns a business consulting firm and is involved in insurance sales and family trust management. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, and access to third-party money managers. The firm uses asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios tailored to client preferences.

Maria Reusche is a financial advisor at Merrill with 9 years of industry experience. She holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, with support for trading, account administration, and custody.

Peter Loguidice is a financial advisor with RBC Capital Markets, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Wells Fargo Advisors, Wells Fargo Bank, and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of wrap fee advisory programs and customizes strategies based on each client’s advisory risk profile, utilizing a combination of in-house and third-party investment managers and model providers.

Eric Haar is a financial advisor with LPL Financial based in North Palm Beach, FL, holding Series 63 and Series 65 licenses and having six years of industry experience. His previous roles include positions at TD Private Client Wealth LLC, TD Bank, and JPMorgan Chase Bank. Outside of advising, he is a business owner of Cashpoint Access LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual clients, retirement plans, banks, and other institutions through a large network of investment adviser representatives. The firm offers a variety of advisory programs, retirement plan consulting, and brokerage services supported by research and multiple portfolio management options.

Felix Rosado is a financial advisor with Wells Fargo Advisors in Palm Beach Gardens, FL, holding Series 63 and Series 66 credentials with 18 years of industry experience. He has worked in various capacities within the Wells Fargo organization since 2009, including roles at Wells Fargo Bank NA and Wells Fargo Clearing. Outside of his advisory work, Rosado has ownership interests in family and wealth management LLCs. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and financial planning services tailored to clients who meet certain net-worth criteria. The firm offers a broad range of planning services and integrates advisory offerings with banking and other financial products through a large network of advisors.

Gregory Saville is a financial advisor with Merrill, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Bank of America, J.P. Morgan Chase, and First Republic Investment Management. Outside of his advisory work, he serves on the Finance Committee at Rosarian Academy and is a managing member of an LLC formed to own a boat. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Metcalf is a financial advisor with Stifel in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His prior work includes tenures at Bank of America and Merrill Lynch from 2009 to 2019 before joining Stifel in 2019. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and probabilistic modeling developed by its Investment Strategy Group.

Phillip Doherty is a financial advisor at Mass Mutual Investors Services with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Mass Mutual Investors Services since 2017, with prior experience at Metlife Securities. In addition to his advisory role, he is licensed as an insurance agent selling life insurance, fixed annuities, and disability products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational programs tailored to a broad client base.

Julianna Marks is a financial advisor with Merrill in Jupiter, FL, holding a Series 66 designation and 26 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1997. Outside of her advisory role, she serves as a power of attorney for her spouse. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Eliana Katsingris is a Wealth Management Planning Consultant at Fidelity Investments. In her current role, she partners with wealth management advisors to assist clients in developing financial plans tailored to their needs. Her professional experience includes positions as a Planning Consultant and Relationship Manager at Fidelity Investments in 2024, as well as serving as a Financial Representative at the same company from 2022 to 2024.