Jason Vein is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support financial planning strategies.

John Lansing is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with UBS Financial Services since 2011. In addition to his advisory role, he serves as a trustee for the Adelaide G. Waldron Trust. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and leveraging proprietary research and model-based asset allocation to tailor client plans.

Jorge Garrido is a financial advisor with Mass Mutual Investors Services in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His career includes tenure at LPL Financial, Kovack Advisors, and Equitable Advisors. He serves as a director for the Palm County Criminal Justice Commission and chairs The Hispanic Vote of Palm Beach County. MassMutual Investors Services provides financial planning and investment advisory services to a diverse client base, including individuals, business owners, and charitable organizations, using firm-approved analytical tools and structured annual planning engagements.

Michael Reed is a ChFC®-designated financial advisor with 42 years of industry experience. He is currently affiliated with LPL Financial and has previously worked at TRSS Wealth Management, LLC, and Ameriprise. He also engages in selling long-term care, disability, and fixed life insurance through a related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Christopher Heffernan is a financial advisor with Primerica Advisors in Delray Beach, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Primerica Advisors since 1993 and Primerica Financial Services since 1992. Outside of his advisory role, he is involved in sales of loan products and home security services through affiliated companies and owns a legal entity formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trade implementation to BNY Mellon Advisors.

Pat Bombard is a financial advisor at Stifel with five years of industry experience and holds a Series 66 designation. Prior to joining Stifel in 2022, he worked at Equitable Advisors and Wurth USA. Outside of his advisory role, he provides periodic operational support for a branding and website design company. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Joel Morris is a financial advisor with J.P. Morgan Securities in Lake Worth, FL, holding Series 63 and Series 66 licenses and bringing six years of industry experience. His prior roles include positions at Wells Fargo Bank and Clearing, as well as National Commercial Bank JA Ltd. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting.

Scott Seltzer is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. His prior roles include positions at JPMorgan Securities, Morgan Stanley, and UBS Financial Services. Outside of his advisory work, he is involved in a food supplement business, Elevate Wellbeing LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from its Wells Fargo Investment Institute.

Joel Joffe is a financial advisor at Morgan Stanley in Palm Beach, FL, holding a Series 66 credential with one year of industry experience. His prior work includes roles at Boucher Brothers Management and various positions concurrent with his time at Florida Atlantic University. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets through structured planning processes and firm-approved tools.

Ronald Keebler is a financial advisor at Cetera with Series 63 credentials and 40 years of industry experience. His prior firms include Morgan Stanley, Stifel, and A. G. Edwards & Sons, Inc. He is based in Delray Beach, FL. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and bespoke strategies, supported by over 10,000 advisors and approximately $256 billion in assets under management.

James Seton is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work history includes roles at Nextera Energy, Bank of America Merrill Lynch, and Northwestern Mutual. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative screens and qualitative research to build model asset allocations, offering a range of strategies that may incorporate ESG criteria.

Max Bashford is a financial advisor at Wells Fargo Clearing with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Wells Fargo, he held positions at J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., and First National Bank Texas. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Mark Markowski is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds the Series 66 and Series 63 designations and has worked previously at The Chugoku Bank, Ltd. and DZ BANK AG. Mark is based in Palm Beach, FL. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research, including ESG considerations, and offers specialized capabilities in derivatives and commodities.

Vincent Mesker is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services for 10 years. Outside of his advisory role, he acts as a power of attorney for his mother. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Michael Peacock is a financial advisor at Raymond James & Associates with 38 years of industry experience. He previously spent 10 years with Morgan Stanley and Morgan Stanley Private Bank. He holds Series 63 and Series 65 credentials. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Niusha Babazadeh is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has been with Merrill and Bank of America since 2015. Outside of her financial career, she serves as an Infantry Company Commander in the Florida Army National Guard, a role she has held since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a wide range of clients including individuals, high-net-worth clients, and institutions.

Lisa Holland is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding a Series 66 designation and 21 years of industry experience. She has been with UBS since 2011. Outside of her advisory role, she works as a fitness and nutrition coach. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, delivering tailored financial plans based on proprietary research and model-based asset allocations.

Alexandra Carlino is a financial advisor with Morgan Stanley in Palm Beach, FL, holding a Series 66 designation and four years of industry experience. She previously worked at J.P. Morgan Securities and J.P. Morgan Chase Bank, N.A. before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and approved planning tools, with advisory services delivered through a large platform offering diverse retail and institutional investment solutions.

Christopher Mc Laughlin is a financial advisor with Merrill in Wellington, FL, holding a Series 66 credential and 22 years of industry experience. He has worked at Merrill since 2004 and is also associated with Bank of America, N.A. since 2010. Outside of his advisory role, he is involved in authoring a children's book through collaboration with a family member and serves as an independent consultant for a climate advisory business. Additionally, he participates as a committee member on a local school advisory council. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Todd Adelstein is a financial advisor at Morgan Stanley with 27 years of industry experience. He has held roles at JPMorgan Chase Bank, N.A., JPMorgan Securities LLC, and Wells Fargo Clearing, among others. His credentials include Series 63, Series 65, and Series 66 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm employs a structured planning process that utilizes firm-approved tools and modeling techniques to assist clients.