Daniel Stout is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he delivers comprehensive wealth management services with a focus on retirement and estate planning, asset preservation, cash flow management, and tax minimization strategies. His expertise extends to providing guidance on various credit products through Bank of America, leveraging his background as a Private Banker to address both asset and liability management for clients. Daniel works with a range of client focus areas, including college education planning, divorce transition planning, executive compensation, family wealth management, legacy planning, liquidity management, small business strategies, and retirement income planning. Daniel earned his bachelor's degree from the University of South Florida. He holds several professional designations, including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is also involved in community activities such as Career Village. Outside of work, Daniel enjoys outdoor activities including biking, running marathons, swimming, golf, camping, fishing, scuba diving, and traveling. He spends his personal time with his wife and children, embracing an active lifestyle.

Michael Martin is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and previously worked at Woodbury Financial Services INC for nine years. Outside of advising, he owns and operates a real estate company that invests in foreclosures and tax liens. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools. The firm is notable for its large scale, complex affiliate network, and recent consolidation activity.

Roderick O'Connor is a financial advisor with Edward Jones in Safety Harbor, FL, holding Series 63 and Series 66 credentials and over 21 years of industry experience. He has been with Edward Jones since 2004. Outside of his advisory role, he coaches swimming at a country club aquatic center and writes articles online about parents who have lost children. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm has a large national presence with over 23,700 advisors and reported approximately $1.01 trillion in assets under management.

Peter Katsarelis is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Keith Mevorah is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses, and has 22 years of industry experience. He has been with LPL Financial since 2011. Outside of advising, he is involved in mechanical automotive restoration. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, with advice provided through investment adviser representatives who may use various discretionary and non-discretionary strategies.

Michael Reinhardt is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Fisher Investments, Morgan Stanley, and T. Rowe Price, as well as five years of service in the Army National Guard. He has been affiliated with the University of Florida for over a decade. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by multi-asset model portfolios and a central operational structure.

Roy Echols is a Series 66 licensed financial advisor with 26 years of industry experience. He is currently with LPL Financial, where he has worked since 2022, following a 22-year tenure at CUNA Brokerage Services, Inc. He has also been associated with Suncoast Schools FCU / Members Trust Company for over 27 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment solutions, including third-party asset management access and institutional platforms, supported by extensive operational and research tools.

Henry Alava is a CFP®-designated financial advisor with 37 years of industry experience, currently serving at Cetera since 2005. He is also president of Benefits Consulting Inc., an insurance agency focused on employee benefits, retirement programs, and personal financial planning. Additionally, he holds a board member and social chair position with St. Timothy Catholic Church Men’s Club, where he arranges community social events. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a nationwide network of independent advisors. The firm serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients, offering a range of portfolio management and consulting services across multiple program structures.

Deborah Cooney is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 30 years of industry experience. She has managed her own firm, Cooney Financial Inc., since 1997 and has held various roles within the Cetera network since 2025. Outside of advisory work, she owns and operates accounting and tax preparation services through her firm. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

Katrina Naples is a Series 66–licensed financial advisor at Merrill with five years of industry experience. She has held roles at Merrill and Morgan Stanley, and has also worked at Bank of America, N.A. Outside of her advisory work, she operates personal retail sales businesses on Facebook Marketplace and eBay. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Paul Bedinghaus is a financial advisor at Bedinghaus Financial Group, Inc in Clearwater, FL, with the PFS™ designation and four years of industry experience. He has held roles at Sabal South, Inc. since 2022 and founded Bedinghaus Financial Group, Inc in 2021. He is also the president and owner of Bedinghaus & Company, PL, a certified public accounting firm, and serves as president of Sabal South, Inc., a business management company. Bedinghaus Financial Group, Inc is an independent firm led by Paul Bedinghaus.

Carlos Cano Fontecha is a financial advisor at The Grove, Realty and Services, Corp with a Series 65 designation and two years of industry experience. He has worked at Primerica Advisors and Primerica Financial Services, and also holds leadership roles as President and CEO of several companies, including DLA Joint Venture, Inc. in Florida and Interbienes, S.A., Palo Alto, S.A., and Villa Toscana, S.A. in Honduras. The Grove, Realty and Services, Corp operates as an investment manager.

Seema Jain is a financial advisor at Axiom Paragon Services LLC with seven years of industry experience. She holds a Series 65 designation and has worked at Jaffe Tilchin Investment Partners, LLC, and Axiom Business Consulting, LLC, where she is also a CPA and owner. Jain is the CEO and founder of multiple business consulting and real estate companies in Tampa, FL. Axiom CPA serves individuals, high-net-worth clients, and businesses by providing tax, accounting, and business-planning services while referring clients to unaffiliated investment adviser firms. The firm does not manage assets directly but offers solicitor referrals to third-party advisers.

Adam Gruber is a CFP® professional with 10 years of industry experience. He is currently with AMG Wealth Management LLC, where he has worked since 2020, and previously worked at CPS Investment Advisors. Outside of finance, he teaches secondary math classes at Brandon High School in the Hillsborough County School System. AMG Wealth Management LLC is a small firm based in Land O Lakes, Florida, with two advisors supporting clients in their wealth management needs.

Thomas Gruber is a financial advisor at AMG Wealth Management LLC with 17 years of industry experience. He holds the PFS™ designation and Series 65 license. Prior to joining AMG Wealth Management in 2021, he worked at CPS Investment Advisors and Sundance Wealth Management Group, LLC. In addition to his advisory role, Gruber teaches online college-level accounting and finance courses at the University of Phoenix and operates his own CPA firm, Thomas A Gruber, CPA PLLC, where he provides fractional CFO and tax consulting services. AMG Wealth Management LLC is a supported firm with two advisors, serving clients with tailored wealth management strategies.

Ryan McCarty is a financial advisor at Barlas O'Reilly Wealth Management, LLC with 14 years of industry experience. He holds a Series 65 credential and serves as Vice President and Managing Partner at Megastar Advisors, LLC, where he oversees daily operations and trains independent insurance planners. McCarty is also President of Federation of Federal Employee Benefit Advocates, LLC, focusing on marketing and educational initiatives. Barlas O'Reilly Wealth Management, LLC provides investment advisory and portfolio management services to individual and high-net-worth clients through a four-advisor team managing approximately $20.5 million. The firm offers discretionary portfolio management and financial planning, with a wrap fee program that bundles advisory services and trading under a single fee structure.

Terrence O'Reilly is a CFP® with 13 years of industry experience, currently serving at Barlas O'Reilly Wealth Management, LLC since 2018. His prior roles include positions at EQIS Capital Management and Brokers International Financial Services, LLC. Outside of his advisory work, he is president and CEO of O'Reilly Capital Management and serves as a non-paid board member for Ride and Run with Stars, a nonprofit supporting underprivileged children in Pinellas County, FL. Barlas O'Reilly Wealth Management, LLC provides investment advisory and portfolio management services to individual and high-net-worth clients through a four-advisor team. The firm manages approximately $20.5 million and offers discretionary portfolio management combined with financial planning, including a wrap fee program that bundles advisory services and trading under a single fee.