J Verchot is a financial advisor with Equitable Advisors in Birmingham, AL, holding Series 63 and Series 65 credentials and having 35 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 1999. He serves as power of attorney for both of his parents. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a variety of advisory programs and third-party managers to deliver customized investment solutions.

David Mathews is a financial advisor at Thrivent Investment Management in Birmingham, AL, holding a Series 66 credential. He has recently entered the industry, with prior experience including roles at Northwestern Mutual and various positions in education and food service. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive goal-based financial analyses and a planning relationship that can be either one-time or ongoing. The firm separates its planning services from managed-account programs while allowing clients to consolidate billing under its WealthPlan option.

Philip Mcdonald is a financial advisor with Wells Fargo Clearing in Birmingham, AL, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm uses an IPS-driven process grounded in modern portfolio theory and includes insurance-related investment options alongside traditional products.

Kevin Lacey is a financial advisor at Cetera with 21 years of industry experience. He holds the Series 66 designation and has worked at Cetera Investment Advisors LLC and Cetera Investment Services LLC since 2014, in addition to his role at Regions Bank. He is also involved in compliance and legal work related to bank products in a salaried position. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and consulting services through a large network of independent advisors and operates a multi-manager platform with diverse program options.

John Ireland is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 24 years of industry experience. His career includes roles at LPL Financial, Wells Fargo, Bank of America, and Merrill. He is also associated with Trustmark Bank in Birmingham, AL. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique municipal advisor affiliation.

Forest Suber IV is a financial advisor with Cetera Wealth Services, LLC, holding a Series 63 designation and over 31 years of industry experience. His prior roles include positions at BBVA entities and Concourse Financial Group Securities Inc. He also serves as Financial Services Director for CB&S Financial Services, where he oversees recruiting and sales management. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Earl Falkner Jr. is a financial advisor at Cetera with 49 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked with Securities Service Network, Inc. and managed his own firm, Falkner Financial Advisors. He is also active as an insurance agent, selling life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting discretionary and non-discretionary accounts across various program structures.

Hilary Barnett is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds the Series 66 designation and previously worked at Merrill for 14 years before joining Wells Fargo in 2018. Outside of her advisory role, she is an independent senior consultant for Mary Kay, selling makeup on a limited basis. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Haughery is a financial advisor with Charles Schwab, holding CFP® and Series 63 credentials and bringing 34 years of industry experience. He has worked at Charles Schwab since 1992 and at Charles Schwab Bank since 2005. Outside of his advisory role, he serves as president of the Vestavia Hills Men's & Women's Golf 19th Hole Club, which supports the golf programs at Vestavia Hills High School. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a blend of non-discretionary advisory services and access to discretionary model portfolios, supported by a multi-asset allocation approach and centralized operational infrastructure.

David Lyon is a financial advisor with Mass Mutual Investors Services in Birmingham, AL, holding the ChFC® designation and Series 63 license. He has 38 years of industry experience, all with Mass Mutual and its affiliated companies. Lyon serves as a board member of To Preach the Gospel, Inc., an organization that distributes funds to support spiritual causes. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved software to analyze goals and deliver recommendations.

Tom Brown III is a financial advisor with Morgan Stanley in Birmingham, AL, holding a Series 66 designation and 13 years of industry experience. He previously worked at Stifel from 2015 to 2019 before joining Morgan Stanley in 2019. Outside of his advisory role, he serves on the advisory board for Rudolph Companies, a real estate business. Morgan Stanley Wealth Management provides a broad range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Franklin Homberg is a CFP® professional with 34 years of experience, currently affiliated with Raymond James & Associates since 2013. He holds Series 63 and Series 65 licenses and is based in Birmingham, AL. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and charitable organizations, offering tailored financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Liucija Smaizyte Wright is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Wright serves on the boards of several nonprofit organizations, including The GirlSpring, Alabama Economics Club, and Alabama Women in Business, where she is currently president. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery and firm-approved tools, supported by research from its Global Investment Committee.

Tyler Hinton is a financial advisor with Wells Fargo Clearing in Birmingham, AL, holding Series 63 and Series 66 credentials and three years of industry experience. His prior roles include positions at LPL Enterprise LLC, Navigate Wealth Management, and Regions Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

James Woodruff III is a CFP® with 19 years of industry experience. He is currently affiliated with Cambridge Investment Research Advisors and has previously worked at Raymond James Financial Services and Longbow Capital Partners. Woodruff is also the owner of Jamestown Wealth, a separate business operation. Cambridge Investment Research Advisors serves a broad client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services. The firm utilizes a network of independent financial professionals and provides both proprietary and third-party model strategies across various platform arrangements.

William Hartsfield is a financial advisor with Cambridge Investment Research Advisors in Birmingham, AL, holding a Series 65 credential and over 45 years of industry experience. His prior work includes nearly two decades with Concourse Financial Group Securities (ProEquities) and operating under his own business name since 1975. He also serves as an independent insurance agent for various companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and custodial arrangements tailored to client objectives.

Katherine Heath is a financial advisor with Morgan Stanley in Birmingham, AL, holding the Series 66 designation and eight years of industry experience. She has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2017. Prior to her advisory career, she spent 15 years as a homemaker. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets through structured planning processes supported by firm-approved tools.

Russell Jordan is a CFP® with 32 years of industry experience, currently affiliated with LPL Financial since 2012. He has also been associated with America’s First FCU since 2004. His activities include operating under the DBA America’s First Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, managing over $819 billion in discretionary assets through a network of more than 22,800 advisors.

Michael Sheehan is a CFP®-designated financial advisor with 30 years of industry experience, currently affiliated with LPL Financial. He has held prior roles at Ameriprise Financial Services and MSI Financial Services. Outside of his advisory work, he is also active as a musician. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management and retirement advice platforms.

James Harrison Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His career includes roles at Ameriprise, Wells Fargo Clearing, Private Client Services, and RFG Advisory. He operates a related business under the name Covenant Group Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.