Neil Singal is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with the firm since 1996, dedicating his career to serving clients in the financial services industry. Neil focuses on personal retirement planning, philanthropic planning, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Neil provides wealth management services primarily to business owners, attorneys, physicians, CPAs, non-profit organizations, and executives from the automotive, manufacturing, and banking sectors. His approach is attentive and disciplined, designed to help clients prepare for key transitions, including retirement and legacy planning. He works closely with clients and their families, often engaging children to provide financial education and discuss intergenerational wealth strategies. Neil graduated from Wayne State University with a Bachelor's degree in Finance. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional career, Neil enjoys spending time with his wife, Shani, and their four children, cycling, and playing golf. He is involved with organizations such as the Detroit Chessed Project, Hebrew Benevolent Society, Wolverine Sports Club - Cycling, and Yeshiva Beth Yehudah.

Mark Lebovitz is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 11 years of industry experience. He has been with LPL Financial since 2015. Outside of his advisory role, he is involved in a family business operating a children's clothing retail store in Novi, Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services, including model portfolios and third-party asset management, supported by advisor-facing technology tools and a broad platform of non-advisory financial activities.

Erik Talmage is a financial advisor with Charles Schwab possessing eight years of industry experience. His prior roles include positions at Eagle Strategies (NY Life), New York Life Insurance Co., and Ameriprise Financial Services. Outside of finance, he has been involved with organizations related to athletics and movement, including TDC Athletics and Rohnert Park Gymnastics. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.

Nicholas Schummer is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 registrations and 13 years of industry experience. He previously worked at Northwestern Mutual in various roles from 2012 to 2018 before joining Mass Mutual in 2018. Outside of his advisory role, he is the CEO and owner of Boulder Gaming & Collectibles LLC, a retail business specializing in sales of gaming products and collectible cards. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-based planning using firm-approved analytical tools without discretionary authority over investments.

Jennifer Jennings is a Wealth Management Advisor with Merrill Lynch Wealth Management. In her role, she focuses on managing the wealth and finances of affluent families, women in transition, executives, closely held businesses, retirees, and entrepreneurs. Jennifer offers personalized financial advice and disciplined investment management to help clients pursue their financial goals and aspirations. Throughout her career, Jennifer has developed expertise in areas such as college education planning, family wealth management strategies, employee financial health, liquidity management, personal retirement planning, socially responsible and ESG investing, and retirement income. She holds the CERTIFIED FINANCIAL PLANNER® certification and the Certified Divorce Financial Analyst® designation. Jennifer also serves as a Personal Investment Advisor (PIA). Jennifer earned her bachelor's degree from Northwestern University, where she was a varsity field hockey player and served as co-captain. Born in Northern California, she currently resides in Birmingham, Michigan. She contributes to her community through volunteer opportunities with ChildSafe and the Judson Center, organizations focused on serving underprivileged children.

Sam Schmondiuk is a Financial Consultant at Fidelity Investments, where he has held various roles since 2022. His career at Fidelity began as a Financial Representative, followed by positions as a Relationship Manager and Planning Consultant before assuming his current consultant role in 2026. Prior to that, he worked as a Client Services Associate at Ameriprise Financial from 2021 to 2022. Sam focuses on building partnerships with clients and their families to develop and implement comprehensive financial plans. He emphasizes reliability and a holistic approach to assisting clients in achieving their long-term financial goals and preparing for both planned and unplanned life events. Outside of his professional work, Sam enjoys fitness, football, golf, music, and social events with friends. He also has an interest in exploring food.

Jamie Howells is a financial advisor with Raymond James & Associates holding a Series 66 designation and nine years of industry experience. He previously worked at Merrill and Bank of America before joining Raymond James in 2022. Outside of his advisory role, Howells is the owner of JJNL Investments LLC, which manages a single account focused on investing in a technology company developing an application. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Jason Bowens is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He serves as a senior partner on a specialized wealth management team that assists business owners, executives, and families in planning and managing various aspects of their financial lives. Jason focuses on providing comprehensive financial consulting, investment management, and personal CFO services to help clients achieve their unique financial objectives. He holds several professional designations including Chartered Financial Analyst (CFA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His expertise encompasses areas such as divorce transition planning, family wealth management strategies, personal retirement planning, portfolio management, and serving clients in sports and entertainment. Jason collaborates with clients' attorneys and CPAs to ensure financial plans align with their personal needs. Jason earned a Bachelor of Science degree in Mechanical Engineering from Michigan Technological University, followed by a Master's degree in Engineering from Purdue University and an MBA from Indiana University Kelley School of Business. Outside of his professional work, he enjoys baseball, bowling, football, golfing, reading, woodworking, traveling, and spending time with his family.

Montez Roberson is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and two years of industry experience. His prior experience includes roles at Ameriprise, Comerica Securities, Fidelity Management Services, and FIS Global. J.P. Morgan Securities provides institutional consulting services focusing on asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative screening and qualitative research to build model asset allocations, with a focus on forward-looking capital market assumptions and ESG considerations.

Michael Lafave is a financial advisor with Primerica Advisors in Plymouth, MI, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Primerica Financial Services and Primerica Advisors since 1991. In addition to his advisory role, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and a limited selection of separately managed accounts for individual and high-net-worth clients. The firm emphasizes a tiered wrap-fee structure and curates third-party asset managers for its portfolio models.

Jeffrey Kingzett is a financial advisor at Ameriprise with 21 years of industry experience and holds a Series 66 designation. He has been with Ameriprise Financial Services since 2009. He serves on the Financial Advisory Committee of the US Social Investment Forum, which advises on programs for financial advisors working with investors interested in environmental and social impact investing. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering specialized retirement income planning services that emphasize dependable income sources and tax-aware withdrawal strategies. The firm’s retirement income program uses a centralized team and proprietary tools to deliver client recommendations within a framework influenced by Ameriprise’s affiliated products and distribution arrangements.

Scott Baldwin is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 35 years of industry experience. Prior to joining LPL Financial in 2020, he worked at Voya Financial Advisors for six years and has been involved with Baldwin Capital Management, Inc. since 1996. Baldwin also operates Baldwin Capital Tax Services, LLC, providing tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides access to financial planning, model portfolio programs, third-party asset management, and institutional platforms, serving over 22,800 advisors and overseeing more than $819 billion in discretionary assets.

Nicholas Ajlouny is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. He has worked at Fidelity Investments since 2023 and previously held roles at Michigan First Credit Union and United Wholesale Mortgage. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Alison Warren is a financial advisor with Ameriprise Financial Services LLC and holds a Series 66 designation. She has been with Ameriprise since 2026 and has no prior industry experience. Her background includes roles with several nonprofit organizations and a decade at the University of Michigan. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice. The firm’s approach involves collaborative, non-discretionary implementation supported by internal investment research and third-party data.

Kenneth Bieri is a CFP®-certified financial advisor with 20 years of industry experience. He is currently with OSAIC and has previously worked at firms including Woodbury Financial Services, Wealth Strategies Financial Group, and Oppenheimer. Bieri is also president of Bieri Agency, Inc., where he manages a fixed insurance sales business alongside his advisory work. OSAIC Wealth serves a diverse client base ranging from individual investors to institutional clients, offering a variety of brokerage and advisory services. The firm employs a model-based investment approach with options for discretionary management, third-party managers, and alternative investments.

David Jaffa is a CFP®-designated financial advisor with 56 years of industry experience, currently affiliated with Cetera. He has worked at Cetera and its related entities since 2013. Outside of advisory work, he serves as president of the Sheri & David Jaffa Family Support Foundation and is a board member of the American Technion Society. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform, supporting discretionary and non-discretionary strategies with extensive program and custodian options.

Joann Blake is a CFP® with 40 years of industry experience, currently serving as a financial advisor at Cetera. Her prior roles include long-term positions with Avantax Advisory Services and Radabaugh Financial Services. She is treasurer/comptroller for a nonprofit organization, Boys and Girls Bible Clubs. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that supports over 10,000 advisors and manages more than $256 billion in assets. The firm offers a range of investment and retirement services to individual, corporate, charitable, and institutional clients through a multi-manager platform with discretionary and non-discretionary program options.

Robert Rux is a financial advisor at Edward Jones in Brighton, MI, holding a Series 66 designation with two years of industry experience. His prior work includes roles at Complete Insurance Services, Goosehead Insurance, State Farm, and Citizens Insurance. Outside of finance, he umpires baseball and softball games in the Howell, MI area during the spring and summer. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and access to separately managed accounts. The firm manages over $1 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Phillip Desantis is a CFP®-designated financial advisor with 12 years of industry experience, currently practicing at LPL Financial since 2019. He previously worked at Hantz Financial Services from 2014 to 2018. His other business activities include a tax preparation and accounting practice, DeSantis CPAs PLLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, employing both discretionary and non-discretionary strategies supported by in-house research and technology.

Erik Gotaas is a ChFC® credentialed financial advisor with 39 years of industry experience, currently affiliated with LPL Financial in Farmington, MI. He has been with LPL Financial and its predecessor since 2000. Outside of his advisory role, he owns a non-variable insurance business specializing in fixed annuities, life, long-term care, disability, and health insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, participant-level retirement advice, and institutional platforms, with advisors utilizing a mix of discretionary and non-discretionary strategies.