Sonia Olivo is a financial advisor at LPL Financial with seven years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at J.P. Morgan Securities and JPMorgan Chase Bank. Prior to her financial services career, she spent twelve years at Sally Beauty Supply. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Michael Rymsza is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers these advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Sophia Cajiao is a financial advisor at Merrill with two years of industry experience and holds a Series 66 designation. Her work history includes positions at Bank of America and Merrill, as well as a role in event staff at Andy Frain Services. She assists patrons at arenas and theaters on weekends as part of her non-investment-related activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Teresa Ferrer is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities since 2012, with prior experience at JPMorgan Chase Bank, N.A. dating back to 2004. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Raymond Eckersall III is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning, as well as specialized services such as business-owner transition and special-needs analysis. Advisors use Wells Fargo research and planning tools to develop tailored recommendations delivered through client meetings and written summaries.

Joseph Johnson III is a CFP® with 22 years of industry experience, currently affiliated with Cetera since 2025. He has held positions at Avantax and Strategize Wealth Management Group Inc and is involved in tax preparation and financial consulting through Martin Johnson Tax & Financial Services, Inc. He also serves on the board of directors for the Kiwanis of Crystal Lake, a local charitable organization. Cetera Investment Advisers LLC is an SEC-registered advisor that supports a large network of independent advisors, offering financial planning, portfolio management, and retirement services to a diverse client base ranging from individuals to institutional accounts. The firm provides access to a variety of investment strategies, including third-party managers and customized solutions, operating across multiple platforms and custodial relationships.

Claire Kent is a financial advisor at Ameriprise with 17 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2007. Outside of advising, she is also a notary. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with a structured recommendation process and tax-aware strategies.

Kenneth Lydecker is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 54 years of industry experience. He has worked with Cambridge since 2009 and has previous experience at firms including Heritage Ins Inc and Agency for Planned Benefits, Inc. Lydecker also serves as a board member of Carol's Way Foundation, a nonprofit organization. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through independent Financial Professionals, utilizing a range of portfolio management strategies and platform arrangements tailored to client objectives.

John Bantug is a financial advisor with LPL Financial in Bloomingdale, IL, holding Series 63 and Series 66 designations and 17 years of industry experience. He has been with LPL Financial since 2016. Outside of his advisory role, he is a partner in Capital Investors Group Holdings, LLC, a business entity not related to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management with support from LPL Research and third-party subadvisors.

Gregory Katzman is a CFP® and Series 66 credentialed financial advisor with 26 years of industry experience. He has been with Ameriprise since 2017, currently serving in Chicago, IL. His prior experience includes roles at Waddell & Reed and involvement with community organizations such as the Andersonville Chamber of Commerce and the Kiwanis Club of the North Shore. Ameriprise is an institutional firm offering retirement-income planning services primarily for clients with significant investable assets, utilizing a centralized consulting team to provide tailored, research-driven recommendations that integrate tax-efficient withdrawal strategies and Social Security planning.

Mark Babula is a financial advisor at Charles Schwab with 26 years of industry experience. He has been with Charles Schwab Co., Inc. since 2000 and Charles Schwab Bank, SSB since 2005. He holds the Series 63 and Series 65 designations and is based in South Barrington, Illinois. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management services. The firm provides integrated brokerage, custody, and advisory solutions supported by a centralized operational structure.

Ronald Asselborn is a financial advisor at Financial Planning Resources, LLC with 28 years of industry experience. He holds a Series 65 designation and has been with his current firm since 1999. Outside of his advisory work, he serves as a high school soccer referee during the spring and fall seasons. Financial Planning Resources, LLC is an independent firm based in St. Charles, IL, consisting of a single advisor.

Richard Arden is a financial advisor with Andover Investment Management in Algonquin, IL. He holds the Series 63 and Series 65 designations and has 45 years of industry experience. Arden has been with Andover Investment Management since 2001. Andover Investment Management is an independent firm serving clients with personalized investment management and financial planning.

John Waller is a financial advisor with Stratitech Consulting, Inc. He holds the Series 65 credential and has 10 years of industry experience. He has worked at Martin Matthews Group, Inc. since 2008. Stratitech Consulting, Inc. is an independent firm serving clients through personalized financial strategies.