Laura Owen Pio is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and seven years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank since 2018, with prior experience at The Act 1 Group Inc. and Empire Films Inc. Outside of finance, she serves on the board of LEO Entertainment LLC, a film production and entertainment company. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and a broad investment platform to serve its diverse client base.

Eric Dluzniewski is a financial advisor with LPL Financial in Friendswood, TX, holding Series 65 and Series 66 licenses and three years of industry experience. His previous roles include positions at Cain, Watters & Associates, LLC, and Beacon Lakes Golf Club. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives and various institutional platforms.

Carol Whitley is a CFP® professional with 18 years of experience in financial advising. She has worked at Wells Fargo Clearing since 2016 and was previously with WELLS FARGO Advisors, LLC from 2012 to 2016. She holds Series 63 and Series 65 licenses and is based in Houston, TX. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

David Novelli is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has worked at Morgan Stanley since 2009, including a role with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, Novelli is an author and a licensed pilot who owns and operates a general aviation aircraft. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services without providing individual security recommendations as part of standalone plans.

John Gallinaro is a financial advisor at Merrill with 24 years of industry experience. He holds a Series 66 designation and previously worked at Principal Securities Inc., Principal Life Insurance Company, MML Distributors, LLC, and Massachusetts Mutual Life Insurance Company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eli Horn is a financial advisor with Merrill in Houston, TX, holding Series 66 and Series 63 licenses and having 14 years of industry experience. His prior roles include positions at Sunamerica Capital Services, Inc., AIG, Hartman Investments, and D.H. Hill Securities, LLLP. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Leah Braden is a financial advisor with Merrill in Houston, TX, holding Series 65 and Series 66 licenses and 17 years of industry experience. She has been with Merrill and Bank of America since 2017, and previously worked at Berings and Merrill Lynch Trust Company. Outside of her advisory role, she serves as Co-Chairman for the Houston Heights Woman's Club Founders Day reception. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Joshua Parker is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021. His prior roles include positions at Carolina Courtworks, Northwestern Mutual, and the University of North Carolina at Chapel Hill. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Troy Mahon is a financial advisor with Fidelity Investments in Houston, TX, holding a ChFC® designation along with Series 63 and Series 66 licenses. He has eight years of industry experience, including prior roles at LPL Financial and Hudson Valley Credit Union. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, model portfolios, and fund advisory services.

Zannah Russell is a financial advisor at Merrill in Houston, TX, holding a Series 66 designation with one year of industry experience. Her prior work history includes roles at Bank of America, N.A., and various positions in academia and development groups. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Andre Quesnel Vergara is a financial advisor with Fidelity Investments in Houston, TX, holding a Series 66 designation and four years of industry experience. His work history includes roles at Fidelity Investments and Equitable Advisors, LLC, as well as entrepreneurial activities with Skyline Crossfit. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs, and it maintains a notable advisory role to multiple registered investment companies.

Marcia Mazingo is a Senior Financial Advisor at Merrill Lynch Wealth Management, a Bank of America Company. Since 1993, she has provided clients with financial strategies focused on retirement and legacy planning services, tax-efficient asset allocation, and specialized support for families with special needs. She serves clients with a long-term, growth-oriented mindset, adapting wealth management plans to changing circumstances to help mitigate risk and optimize outcomes aligned with clients' financial priorities. Marcia holds the Retirement Accredited Financial Advisor (RAFA) designation, Certified Plan Fiduciary Advisor (CPFA®) and Certified Divorce Financial Analyst (CDFA®) designations, reflecting her expertise in complex financial situations. She earned a Bachelor's Degree from Kent State University. Her professional focus includes college education planning, executive compensation, personal retirement planning, portfolio management, tax minimization, retirement income, and women and wealth. Beyond her professional work, Marcia is actively involved in the Houston community. She holds leadership and membership roles in several organizations including the Houston Chemical Association, Conroe Noon Lion's Club, Women's Energy Organization, St. Ignatius Loyola Catholic Church, and Houston NW Delta Gamma. Her community involvement extends to support for autism and Delta Gamma initiatives. In her personal time, she enjoys music, spending time with her family, and watching movies.

Prentiss Burt is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities since 2001, with prior experience at JPMorgan Chase Bank, N.A. since 1996. He serves as an advisory committee member for The MBA Investment Fund, a private investment company managed by MBA students at The University of Texas at Austin. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, combining asset allocation advice, investment manager searches, and customized performance reporting. The firm offers advisory services alongside brokerage, distribution, and investment management capabilities through a large institutional platform.

Lilly Shuhda is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, she held roles at A.P. Moller Maersk, DHL, and Moe's Original BBQ. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

David Wegenke is a financial advisor with Thrivent Investment Management in Houston, TX, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been with Thrivent Investment Management since 2006 and associated with Thrivent Financial for Lutherans since 1994. Outside of his advisory role, he serves as a Regional Leader for Lutheran Hour Ministries, where he supports recruitment and fundraising efforts for the Lone Star Region. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm’s approach includes periodic plan reviews and integration options with managed-account programs while maintaining separation between planning and portfolio management.

Christopher Curran is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Robert Nelson is a financial advisor with Wells Fargo Clearing in Houston, TX, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Stocktwits dba Trade App and USAA Investment Management Company. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Gregory Martinez is a financial advisor at Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 66 licenses with eight years of industry experience. His prior roles include positions at Bank of America, Merrill, J.P. Morgan Securities LLC, and AXA Advisors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and an IPS-driven process. The firm’s offerings include a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs, and it acts as an ERISA fiduciary when providing investment advice.

Jose Torres is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Wells Fargo Clearing since 2019 and Wells Fargo Bank, N.A. since 2015. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Dallin Beveridge is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Fidelity Investments for eight years. His background includes roles at various firms outside the financial sector. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.