Martha Robinson is a financial advisor with OSAIC based in Houston, TX, holding a Series 66 designation and 25 years of industry experience. She previously worked at Woodbury Financial Services, Inc. for 13 years and Equitable Advisors for 10 years. Outside of her primary role, she serves as a financial advisor for SilverOak Financial Group, a limited partnership offering comprehensive financial planning and alternative investment strategies. OSAIC serves a diverse client base, including retail and institutional investors, providing brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, incorporating tools like risk-tolerance questionnaires and efficient frontier analysis.

Britton Noble is a financial advisor at LPL Financial with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Raymond James Financial Services. Outside of his advisory role, he is involved with BNoble LLC and The Noble Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services through a large network of investment adviser representatives.

Nadia Khan is a financial advisor with Merrill in Houston, TX. She holds a Series 66 designation and has 11 years of industry experience. Khan has been with Merrill and Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Heather Ringuet is a Series 66 licensed financial advisor with 15 years of industry experience, currently serving clients at UBS Financial Services in Katy, TX. She has been with UBS since 2010. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and access to both traditional and alternative investment products through a platform that combines institutional trading capabilities with wealth management services.

Daniel Guido is a Planning Consultant at Fidelity Investments, where he has been working since 2025. He has held several roles within Fidelity, including Director, Retirement Planner from 2023 to 2025, Workplace Planning Consultant from 2022 to 2023, and High Net Worth Service Associate from 2021 to 2022. Prior to joining Fidelity, Daniel was a Financial Associate at Thrivent from 2020 to 2021 and worked in banking at Newtown Savings Bank as a Bank Teller and Loan Servicing Officer from 2012 to 2015. Daniel's professional focus is on helping clients and their families achieve their long-term financial goals through principles of sound financial planning presented in a collaborative and actionable manner. He emphasizes building relationships based on mutual trust, transparency, and honesty. Daniel is passionate about aligning financial outcomes with clients' core values. Outside of his professional work, Daniel spends time engaged in activities such as board games, family activities, visiting museums, reading, writing, and parenthood.

Andrea Smith is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and 23 years of industry experience. She has been with Morgan Stanley and its affiliated Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and models outcomes with methodologies such as Monte Carlo simulations, providing advisory services without individual security recommendations as part of the standalone planning program.

Luis Pineda is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 66 designation and has previously worked at Edward Jones and Gordon Technologies LLC. Luis is based in Houston, TX. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research supported by a centralized due diligence team.

Darius Uche is a financial advisor at Charles Schwab in Houston, TX, with 17 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at TD Ameritrade Investment Management, TD Ameritrade, and Scottrade. Outside of his advisory role, he volunteers with his wife's small balloon business and participates in family content creation for social media. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios alongside a formal alternative investment program.

Horace Sinclair is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Advisors since 1989 and Primerica Financial Services since 1991. His other business activities include selling loan products, home security, and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily to individual and high-net-worth clients. The firm uses an independent due-diligence consultant to select asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Clint Saurage is a financial advisor with Edward Jones in Katy, TX, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 advisors.

Braxton Mouton is a financial advisor at RBC Capital Markets with nine years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets since 2017. Prior to this, he was involved with Mouton Seafood LLC and The Studio Downtown. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through both in-house and third-party managers.

Michael Nguyen is an Investment Consultant currently working at Fidelity Investments since 2026. He has previously held roles including Private Client Banker at JP Morgan Chase from 2025 to 2026, Independent Financial Advisor at Innovation Partners LLC in 2024, Investment Adviser Representative at Catalyst Wealth Management from 2022 to 2024, and Independent Financial Advisor at GWN Securities during the same period. He holds a California Insurance License, supporting his work in financial advising and investment consulting. Michael's professional approach emphasizes understanding clients' priorities to provide personalized guidance, ensuring they feel heard and confident in their financial decisions.

Ruston Lohmeyer is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. since 2018, following prior roles at Bank of America and Legacy Mutual Mortgage. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a centralized manager solutions team.

Jeffery Vanwart Sr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked extensively within Cambridge and Cantella & Co Inc, with over 20 years of combined tenure at these firms. Vanwart also serves as president of King Capital Advisors Inc. and is a director at Integrity Bank, SSB. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals. The firm provides both discretionary and non-discretionary management and offers proprietary model strategies under the Founders Gate Capital brand.

Steven Thorpe is a financial advisor with Morgan Stanley in Sugar Land, TX, holding a Series 66 credential and 14 years of industry experience. He previously worked at Merrill from 2011 to 2017 before joining Morgan Stanley and its affiliate Morgan Stanley Private Bank, National Association, where he has worked since 2017. Outside of his advisory role, Thorpe serves as a board member of the Valley Village Dad's Club in Houston, Texas. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process supported by advanced analytical tools.

David Gura is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management based in Sugar Land, Texas. He has been with Merrill Lynch since 1999, following a 19-year career in the energy industry with Schlumberger. Dave works with a select group of clients to help them achieve their financial goals by providing personalized advice and specialized investment services tailored to sophisticated investors. He regularly meets with clients to align their financial plans with their evolving personal circumstances. Dave holds a Bachelor's degree from Worcester Polytechnic Institute in electrical engineering. He is a Certified Financial Planner® (CFP®), a designation awarded by the Certified Financial Planner Board of Standards, Inc., and also holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) certifications. His areas of expertise include college education planning, corporate benefits, family wealth management strategies, international wealth management, personal retirement planning, portfolio management, tax minimization, and retirement income planning. He resides in Sugar Land with his wife and four dogs and has two grown children living nearby in Houston. Dave and his team are involved with several local charitable organizations, including the Fort Bend County Animal Shelter, Citizens for Animals of Midland Odessa, and Saving our Companion Animals. His personal interests include boating, fishing, hiking, reading, scuba diving, skiing, swimming, traveling, and spending time with his family.

Valerie Medeles is a financial advisor at RBC Capital Markets with 20 years of industry experience. She holds the Series 66 designation and has been with RBC Capital Markets since 2015. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, tailored to clients' Advisory Risk Profiles and utilizing a mix of in-house and third-party investment managers.

Serena Sneeringer is a financial advisor with Ameriprise Financial Services LLC in Sugar Land, TX, holding a Series 66 designation and 11 years of industry experience. She previously worked at Wells Fargo Clearing for nine years before joining Ameriprise in 2025. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Dale Heysse is a financial advisor with UBS Financial Services in Sugar Land, TX, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has worked at UBS since 2020 and previously at Bank of America and Merrill from 2014 to 2020. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a range of capital markets services supported by proprietary research and model-based asset allocation strategies.

Ryan Bradford is a Series 66-licensed financial advisor at OSAIC with 17 years of industry experience. He previously worked at Woodbury Financial Services, Securian Financial Services, and Morgan Stanley. Outside of his role at OSAIC, Bradford is involved with Silveroak Financial Group, acts as an insurance agent for BenefitMall, and owns The Bradford Benefit, an LLC focused on group and individual health benefits as well as life insurance. OSAIC Wealth serves a wide range of clients including individual investors, retirement plan sponsors, charities, and corporate entities, providing brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools. The firm is noted for its scale, complex affiliate network, and multi-advisor platform.