Oran Tsakopulos III is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been associated with MassMutual Life Insurance Company and Mass Mutual Investors Services since 2000. Outside of his advisory role, he works as a sales agent specializing in individual and group life and health insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers planning through collaborative, annual engagements using firm-approved software tools, with additional services including wrap programs and educational seminars.

Martin Mata is a CFP® and ChFC® with 35 years of experience in the financial industry. He has worked at Charles Schwab since 2023 and previously held roles at USAA Life Insurance Company, USAA Investment Management Company, and USAA Financial Planning Services from 2007 to 2023. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by in-house research and alternative investment options.

James Herring is a financial advisor with Ameriprise in Canyon Lake, TX, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at CUNA Brokerage Services, Randolph Brooks FCU, and Thrivent Financial. He serves on the board of directors for PROCU. Ameriprise offers retirement-income planning services focused on clients approaching or in retirement with significant investable assets, delivering tailored recommendation reports through a centralized consulting team utilizing research, modeling, and tax-efficiency analysis.

Amanda Galassini is a financial advisor at Ameriprise with a Series 66 credential and two years of industry experience. She has worked with several financial firms including LPL Enterprise and The Prudential Insurance Company of America. Prior to her advisory career, she spent eight years working in independent school districts. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Matthew Phillips is a financial advisor with Morgan Stanley Wealth Management, based in San Antonio, TX, holding Series 63 and Series 65 credentials and possessing 32 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and advisory programs, managing approximately $2.74 trillion in client assets.

Jason Flint is a CFP® and PFS™ credentialed advisor with five years of industry experience. He is currently with Cetera in San Antonio, TX, having previously worked at Avantax Investment Services, Inc., and Avantax Insurance Agency. In addition to his advisory work, he serves as the director of Flint CPA, PLLC, a tax preparation and planning firm that also provides IRS representation and resolution services. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, with access to affiliated and third-party managers and various program structures.

Jeffery Okafor is a financial advisor at J.P. Morgan Securities in San Antonio, TX. He holds a Series 66 designation and has one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Okafor worked in various roles including at Principal Life Insurance Co and Emory Rehabilitation Hospital. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Joshua Killeen is a Financial Advisor with Merrill Lynch Wealth Management, where he provides personalized wealth management strategies tailored to the unique goals and priorities of his clients. He focuses on bringing simplicity and transparency to financial planning, helping clients navigate the complexities of managing their wealth by placing their needs at the center of every decision. Joshua works collaboratively within the K&I Associates team, leveraging over 100 years of combined financial industry experience and the resources of Merrill to offer a comprehensive approach to investment, lending, and banking solutions. Joshua's areas of expertise include college education planning, family wealth management, legacy planning, liquidity management, retirement planning, portfolio management, small business strategies, and investment strategies for both individual and corporate clients. He holds a Bachelor's degree in Finance from the University of Texas at San Antonio, where he was a member and captain of the baseball team, received all-conference honors, and was a three-time academic honor roll selection. Joshua has also served in leadership roles with the Fellowship of Christian Athletes and trains young athletes in baseball. He is married to his wife Kathryn, and they are expecting their first child in August 2024. Joshua holds the Personal Investment Advisor (PIA) designation. In his personal time, he enjoys baseball, football, golf, hunting, pickleball, reading, spending time with family, table tennis, traveling, and watching movies. Banking and lending services are provided through Bank of America, N.A.

Michael Whitehurst is a Wealth Management Advisor and Retirement Benefits Consultant with Merrill Lynch Wealth Management. He is a partner with the Collins Whitehurst Femat Wealth Management Team, where he focuses on helping businesses establish, evaluate, and improve retirement plans for their employees. Michael works closely with employers to evaluate plan providers, control costs, and enhance retirement outcomes for their workforce. He has experience advising companies ranging from 15 to over 1,500 employees. Michael holds a Bachelor of Business Administration degree from Texas Christian University, with a major in marketing and a minor in psychology. He has earned multiple professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), Certified 401(k) Professional (C(k)P®), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA®), Chartered Retirement Planning Counselor™ (CRPC™), Chartered Retirement Plans Specialist™ (CRPS™), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) within Bank of America/Merrill. In addition to his professional work, Michael has been involved with various community organizations such as the Catholic Youth Organization, Catholic Charities of San Antonio, American Lung Association of Texas, Habitat for Humanity, and the TCU San Antonio Alumni Association. He has participated in leadership development programs including the Alexander E. Briseño Leadership Development Program, Leadership San Antonio, and the Community Education Leadership Program. Michael enjoys spending time with his wife Katie and their three daughters and engages in activities such as hot yoga, Pilates, kayaking, and outdoor pursuits.

Baochau Ton is a financial advisor at Merrill with seven years of industry experience. Prior to joining Merrill in 2024, Ton worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. from 2018 to 2024. Ton's background also includes roles in healthcare and academia, including the University of Texas MD Anderson Cancer Center and Texas A&M University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Gregory Metz is a financial advisor with Wells Fargo Clearing in San Antonio, TX, holding Series 63 and Series 65 credentials and 26 years of industry experience. He previously worked at UBS Financial Services from 2016 to 2022. Outside of his advisory role, he has ownership in a floral import-export business with his spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, integrating research and modern portfolio theory in its investment approach.

Kelly Finley is a financial advisor at Edward Jones with six years of industry experience. She has worked at Edward Jones since 2019 and previously held roles at Gunn Automotive Group, Landon Ridge Alamo Ranch - Sagora Senior Living, and Isle at Watercrest Alamo Ranch - Integrated Senior Living. She holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a range of advisory programs, managed solutions, and affiliated investment products, operating under a fiduciary standard and supported by a network of approximately 23,701 financial advisors nationwide.

Griffin Colbert is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 66 and Series 63 licenses and one year of industry experience. Prior to joining J.P. Morgan Securities, he worked at JPMorgan Chase Bank, N.A. and Fidelity Investments, among other roles in the financial sector. Outside of finance, his background includes work in the food service and hospitality industries, such as positions at Jitters Cafe and Jimmy Johns. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and offers a range of investment strategies approved through its internal review processes.

Raul Guerrero is a CFP® and Series 66-registered financial advisor with 18 years of industry experience. He is currently with Charles Schwab in San Antonio, TX, where he has worked since 2020. Prior to Schwab, he held various roles at USAA Investment Management Company and its affiliated entities from 2008 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment services supported by multi-asset model portfolios and centralized operational infrastructure.

Christopher Budde is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. Prior to joining J.P. Morgan in 2019, he worked at Mcgill Airflow LLC and Panda Express, and he attended Abilene Christian University. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Ian Mobley is a financial advisor at J.P. Morgan Securities with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, he worked briefly at Fidelity Brokerage Services and Fidelity Investments. Outside of finance, his background includes involvement with small businesses in photography and environmental services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, applying quantitative asset-allocation modeling combined with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and offers customized services through its Institutional Consulting Services program.

Ahmad Achmar is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding a Series 66 designation and 16 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and was previously with Chase from 2009. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary advisory services supported by an in-house manager solutions team and a centralized due diligence framework.

Richard Sosa is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for Citigroup Global Markets and Citibank for 15 years. He is currently based in San Antonio, TX. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser functions, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Wesley Taylor is a financial advisor at Raymond James Financial with Series 65 and Series 63 credentials and one year of industry experience. Prior to joining Raymond James, he worked at Mutual of Omaha and serves as a worship leader at First Presbyterian Church in San Antonio. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, institutions, and charitable organizations, using tailored planning and analytical tools to support client goals.

William Davis III is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including International Bank of Commerce, Air Force Federal Credit Union, and SWBC Investment Services. Outside of his advisory work, he is involved with Double D Bar Ranch, LLC, a non-investment related business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a broad range of financial planning and advisory services, including discretionary and non-discretionary portfolio management supported by research and model portfolios from internal and third-party sources.