Patricia Nicole Quierrez is a financial advisor at Empower Advisory Group with seven years of industry experience. She holds Series 66 and Series 63 designations. Her prior work includes roles at Wells Fargo Clearing Services, E*TRADE Securities, and Riversource Distributors. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns, annual rebalancing, and client savings rates in its planning approach.

Alexander Barrios is a financial advisor with Schwab Wealth Advisory Inc., holding Series 63 and Series 66 credentials and 17 years of industry experience. His career includes roles at Charles Schwab since 2017 and prior experience at Transamerica Capital Inc. from 2013 to 2017. Schwab Wealth Advisory, Inc. offers non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm provides investment recommendations and annual account reviews but does not exercise discretionary trading authority.

Bruce Inscoe is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has worked at Advised Assets Group LLC since 2017 and previously at Gwfs Equities, Inc. from 2014 to 2017. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated approach is tied to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Chris Schafersman is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked at TIAA-CREF and Tiaa since 2011 and has been involved with Lyft and Uber as a rideshare driver. Additionally, he manages 5th Season, a family-owned lawn care business, and Wuduwerks, which creates and sells handcrafted woodworking pieces. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as retail brokerage clients. The firm offers point-in-time financial plans alongside optional managed account solutions, operating within a model integrated with Empower’s administrative and recordkeeping platforms.

Andrew Lang is a financial advisor at &PARTNERS with 32 years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing for a combined 26 years. Outside of his advisory role, Lang serves on the Business and Entrepreneurship Education Committee for Littleton Public Schools and is a director of the Littleton Business Chamber. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers a range of financial services such as investment management, financial and tax planning, and ERISA consulting using both proprietary and third-party strategies, with accounts managed on discretionary and non-discretionary bases.

Scott Walker is a financial advisor at Empower Advisory Group with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Empower Advisory Group since 2023 and Personal Capital Advisors since 2014. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Curtis Warner is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Fidelity Investments. Before his financial services career, he was involved in the brewing industry with 20 Corners Brewing Company and Flatstick Pub. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s approach integrates planning and management with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

Andrew Hefner is a CFP® with seven years of industry experience. He is currently with Empower Advisory Group and has previously worked at Personal Capital and Bank of America Private Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are delivered through an integrated model tied to Empower’s recordkeeping and administrative platforms and include both point-in-time financial plans and optional managed account solutions.

Ryan Hulslander is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 designations and bringing 18 years of industry experience. His career includes roles at U.S. Bancorp Investments, Inc. and Fidelity in various capacities spanning over a decade. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focusing on long-term portfolio returns and savings rates within a model closely tied to Empower’s recordkeeping and administrative platforms.

Andrew Lollback is a financial advisor at Creative Planning with 15 years of industry experience. He holds a Series 66 designation and has worked at Creative Planning since 2021. Prior to that, he spent five years with Lockton Investment Advisors, Lockton Companies LLC, and Lockton Financial Advisors. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad client base, including high-net-worth individuals, pension and profit-sharing plans, trusts, and corporations. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in assets across more than 1,100 advisors and 151 offices.

David Grant III is a financial advisor with Empower Advisory Group and holds Series 66 and Series 63 designations. He has 26 years of industry experience, including prior roles at Fidelity Brokerage Services LLC. He has been with Empower since 2018. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and annual rebalancing in its planning approach.

Andrew Green is a financial advisor with CWM, LLC, holding Series 65 and Series 63 licenses and nine years of industry experience. He has worked at CWM, LLC and Carson Wealth since 2026, with previous roles at Empower Advisory Group and Personal Capital Advisors. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm manages portfolios using a combination of fundamental and technical analysis, third-party sub-advisors, and customization tools, with a strong focus on retirement plan services and comprehensive fiduciary processes.

Lorie Reid is a financial advisor at Empower Advisory Group with 13 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses. Her prior experience includes roles at Fidelity Investments, JPMorgan Chase Bank, J.P. Morgan Securities, Bank of America, and Kids Choice Dental. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as retail brokerage clients. The firm’s services integrate with Empower’s administrative platforms and focus on long-term portfolio strategies and client savings rates.

Drew Harper is a CFP® and CFA® with 16 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in Denver, CO. He previously worked with Raymond James Financial Services and M.J. Smith & Associates. Outside of his advisory role, Harper serves as a finance committee member for QuietWaters Ministries, contributing to financial review and strategic planning. Mercer Global Advisors serves a diverse clientele including individuals, families, small business owners, plan sponsors, foundations, and non-profits. The firm utilizes a Modern Portfolio Theory-based investment approach with globally diversified portfolios, offering a range of services from retirement plan consulting to family office support.

Eric Fischer is a CFP® and ChFC® with 24 years of industry experience. He is currently with Farther and has concurrently worked at HFG Advisors since 2013. Fischer holds Series 63 and 65 licenses and spends part of his time as an independent insurance advisor selling fixed insurance products. He also provides educational support on tax matters for Triad Education under the direction of another advisor. Farther offers discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a combination of digital platforms and in-person meetings. The firm employs a Modern Portfolio Theory-based approach using proprietary model portfolios and algorithmic rebalancing, focusing on exchange-traded funds, mutual funds, equities, and fixed income.

Tyler Nally is a financial advisor at Empower Advisory Group with 26 years of industry experience. He holds Series 66 and Series 63 designations. His work history includes positions at GWFS Equities from 2018 to the present and at Jackson National Life Distributors LLC from 2009 to 2018. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s services feature an integrated model aligned with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Zareen Church is a financial advisor at TIAA-CREF in Denver, CO, with 26 years of industry experience. She holds Series 63 and Series 65 designations and has been with TIAA-CREF since 2006. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with existing employer retirement plan relationships, as well as trusts, estates, and various entities. The firm separates point-in-time planning from ongoing management and serves as adviser to a donor-advised fund while operating within a vertically integrated group using affiliated funds.

Carmone Duncan Copeland is a CFP® professional at Focus Partners Wealth, LLC with four years of industry experience. Prior to joining Focus Partners Wealth, Copeland held positions at Follett Higher Education, MicroCenter, and Brookdale Senior Living, and has been affiliated with the University of Denver since 2010. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients, offering comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Barbara Budny is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and bringing 38 years of industry experience. She previously worked at UBS Financial Services from 2013 to 2017. Budny is co-owner and Chief Administrative Officer of Graziano Budny Wealth Management Group, LLC. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and comprehensive back-office support, including operations, trading, technology, investment management, and compliance services.

Cari Smith is a financial advisor with Private Advisor Group, LLC and holds Series 63 and Series 66 credentials. She has 22 years of industry experience, including multiple roles at LPL Financial and Western Wealth Management prior to joining Private Advisor Group in 2020. Smith also provides investment advisory services through Independent Advisor Alliance, LLC. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model that combines client goal assessment with portfolio management and access to various third-party strategists and technology platforms.