Michael Callahan is a financial advisor with Cetera in Westminster, CO, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. He has worked at firms including Charles Schwab and Fox-Smith Wealth Management. Outside of advising, he owns Emcee Services Ltd., a business focused on expense management, and serves as a notary public. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with various program options and custodial relationships.

Denise Youngquist is a CFP®-certified financial advisor with 17 years of industry experience. She has been with Cambridge Investment Research Advisors since 2017 and also owns Calkins-Youngquist Financial Life Planning LLC, a financial life planning and insurance business based in Denver, CO. Prior to her current roles, she worked at Summit Financial Group Inc and Summit Brokerage Services, Inc. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers comprehensive financial planning, investment management, and retirement advisory services through a network of independent professionals, employing a range of investment strategies and platform options tailored to client objectives.

Christian Baca is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. In this role, he works with clients to coordinate, consolidate, and simplify their financial picture, enabling them to focus on what is most important in their lives. Prior to joining Fidelity Investments, Christian served as a Financial Advisor at First Command Financial Planning from 2011 to 2014. Christian holds a California Insurance License, which supports his work in providing comprehensive financial advice and planning. Outside of his professional responsibilities, he enjoys biking, golf, running, scuba diving, and traveling.

Luke Jones is a financial advisor at Charles Schwab with eight years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2018. Prior to joining Schwab, he was employed at AT&T for one year. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and due diligence on alternative investments.

Ward Cerny is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2021 and at Morgan Stanley Smith Barney LLC since 2020. Prior to that, he spent ten years at AllianceBernstein. Outside of his advisory work, he serves on the finance committee and board of Denver Kids, a nonprofit focused on children and youth education. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment and planning services.

Reagan Giles is a financial advisor with J.P. Morgan Securities in Denver, CO. He holds the Series 66 designation and has one year of industry experience. Prior to his current role, Giles worked with JPMorgan Chase Bank, N.A. He has also been involved with the Frisco Flyers Volleyball Club. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.

Matthew Erb is a financial advisor at Edelman Financial Engines with one year of industry experience. He holds a Series 65 designation and has worked previously at Empower and various construction companies. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment management with a focus on diversified portfolios and long-term strategies.

Benjamin Michael is a financial advisor at Charles Schwab in Boulder, CO, holding Series 66 and Series 63 licenses with two years of industry experience. His prior work includes roles at Hottenrott & Associates and various firms outside finance, such as The Old Herald and Highland Auto Wash. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, combining multi-asset model portfolios with access to alternative investments and centralized custody and supervisory services.

Kimberly Tarley is a financial advisor at OSAIC with 19 years of industry experience. She holds Series 65 and Series 63 licenses and was previously with Securities America, Inc. for 10 years before joining OSAIC in 2024. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides a range of brokerage and advisory services, utilizing advanced asset-allocation tools and offering both discretionary and non-discretionary portfolio management options.

Lorne Maltenfort is a financial advisor with Wells Fargo Advisors in Denver, CO, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include work at Northwestern Mutual and a brief period as an attorney. Outside of advising, he serves as an election judge for Arapahoe County. Wells Fargo Advisors is an institutional firm with over 2,200 advisors, providing investment services to a broad client base.

Shawn Faurote is a CFP®-certified financial advisor with Edward Jones, based in Thornton, CO. He has 10 years of industry experience and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Stephen Baird is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Merrill since 2025. Prior to joining Merrill, he worked at CitiGroup Global Markets for 13 years. Outside of his advisory role, he serves in several fiduciary capacities, including trustee and executor for family trusts and estates, and is a board member of a homeowners' association in Breckenridge, Colorado. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jennifer Schilter is a financial advisor with Morgan Stanley in Denver, Colorado, holding a Series 66 designation and 20 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-supported tools and modeling techniques.

Guy Huffman is a financial advisor at Charles Schwab based in Boulder, CO, holding Series 63 and Series 66 licenses with seven years of industry experience. His work history includes roles at Charles Schwab and Charles Schwab Bank, SSB, along with experience at Colorado State University and the Colorado State Legislature. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated custody, brokerage, and advisory services.

Kelley Dillmann is a financial advisor at Edward Jones in Westminster, CO, holding a Series 66 designation with five years of industry experience. She has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a broad range of advisory programs and investment solutions through a large network of financial advisors and branch offices.

Nicholas Schoon is a financial advisor at UBS Financial Services with six years of industry experience. He previously worked at KPMG for six years before joining UBS in 2019. Outside of his advisory role, he serves on an advisory group for KIPP Colorado Schools, organizing fundraising and community service activities. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor plans to client goals and risk tolerances.

Kendra Hukari is a financial advisor with Cambridge Investment Research Advisors in Denver, CO, holding Series 63 and Series 65 credentials and two years of industry experience. She has previously worked at Summit Global Investments and has a concurrent role as a loan originator at Spire Financial. Outside of financial advising, she coaches at Fit House Denver. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement advisory services through an extensive network of independent Financial Professionals. The firm offers a range of portfolio management solutions with both discretionary and non-discretionary strategies, including proprietary and third-party models.

Cameron Johnson is a financial advisor at Ameriprise in Denver, CO, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, J&B Tax Accountants, and Wealth Strategies. Outside of financial services, he has worked in hospitality and retail environments, including West End Tavern and Rosenburg's Bagels. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides comprehensive retirement income planning through written recommendations and annual advice focused on income sources and tax‑aware withdrawal strategies.

Cory Huff is a financial advisor with LPL Financial in Broomfield, Colorado, holding a Series 66 designation and 20 years of industry experience. He previously worked for Unified Wealth Management, LLC from 2009 to 2019. Outside of his advisory role, he is involved with Noble Birch Tax Preparation, LLC, which provides individual income tax preparation services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research to support diversified investment strategies.

Adam Drewry is a financial advisor at LPL Financial with 17 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Parsonex Advisory Services and Parsonex Securities. Outside of his advisory work, he is employed at Patagonia Denver. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charities through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.