Todd Vaught is a CFP® with three years of industry experience and is currently affiliated with EP Wealth Advisors in Torrance, CA. He previously worked at Pathstone and Key Investment Services. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document access for qualified clients. The firm uses a variety of investment strategies including fundamental, technical, and cyclical analysis, and manages ERISA plans with discretionary fiduciary services.

Gary Le is a Series 66-licensed advisor at Money Concepts Capital Corp with one year of industry experience. Prior to his role at the firm, he held various educational positions over the past decade, including roles at Santiago Canyon College, Troy High School, Sarah McGarvin Intermediate School, and Anthony Elementary School. Money Concepts Capital Corp serves a broad client base, including individual investors, pension plans, and corporations, managing approximately $4.07 billion in assets through enterprise-scale advisory services. The firm employs model-driven, asset-allocation strategies and offers both discretionary and non-discretionary programs, utilizing third-party managers and platforms such as Envestnet for investment and reporting support.

Kristina Ventura is a financial advisor at EP Wealth Advisors with 20 years of industry experience. She holds Series 65 and Series 66 designations. Prior to joining EP Wealth Advisors in 2025, she worked for Peninsula Wealth, LLC for 11 years. EP Wealth Advisors serves individual, corporate, and retirement plan clients with wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a combination of fundamental, technical, and cyclical analysis, along with alternative investments and private fund recommendations when appropriate.

Victoria Martin is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding Series 63, Series 65, and Series 66 licenses and 19 years of industry experience. She has worked at Centaurus Financial since 2006 and is also associated with Archangel Financial. In addition to her advisory role, Martin is a licensed attorney in California and owns a law practice specializing in estate planning, probate, special needs conservatorships, and trust administration. Centaurus Financial, Inc. serves a diverse client base including individuals, families, businesses, corporations, trusts, and foundations, offering financial planning, portfolio management, retirement-plan consulting, and advisory management of annuity and variable life sub-accounts through a blend of discretionary and non-discretionary arrangements. The firm employs a variety of analytical approaches and provides access to model overlay programs, tax-overlay services, and approved third-party money managers.

Andrew Kurtz is a financial advisor with EP Wealth Advisors in Torrance, CA. He holds a Series 65 designation and has six years of industry experience. Prior to joining EP Wealth Advisors, he worked at RKL Wealth Management LLC and RKL LLP. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm employs a blend of fundamental, technical, and cyclical analysis in portfolio construction and provides various ancillary services, including tax preparation and estate-document facilitation for qualifying clients.

Naira Melkonyan is a financial advisor at Citigroup Global Markets in Los Angeles, CA, with 12 years of industry experience. She holds the Series 66 and Series 63 credentials and has been with Citigroup Private Bank since 2013. Outside of her advisory role, she acts as a Notary Public for friends and family. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles and arrangements.

John McGrath is a CFP® with 25 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors since 2009. Based in Torrance, CA, he holds Series 63 and Series 65 licenses. EP Wealth Advisors is a registered investment adviser providing wealth management, discretionary portfolio management, and financial planning services to individuals, corporate clients, and retirement plans. The firm employs a combination of fundamental, technical, and cyclical analysis to create customized model portfolios and offers ancillary services such as tax preparation and estate-document preparation for qualified clients.

Lynne Knox is a financial advisor with Capital Group Private Client Services, Inc. in Los Angeles, holding a Series 66 designation and bringing 21 years of industry experience. She previously worked at Capital Bank and Trust Company for five years before joining her current firm in 2021. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, utilizing a multi-manager approach that emphasizes fundamental research and long-term investment horizons. The firm implements client portfolios through separately managed accounts, mutual funds, ETFs, and offers access to private equity and alternative strategy funds.

Nicholas Carrillo is a financial advisor at Voya Financial Advisors, Inc. with four years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise and TOPA Diagnostics. Outside of finance, he works as a substitute yoga instructor at The Ritual in Westlake Village. Voya Financial Advisors, Inc. serves a diverse client base including individual and institutional investors such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides financial planning, portfolio management, and consulting through multiple program structures, emphasizing recommendation-based relationships over discretionary management.

Nathan Rogers is a financial advisor with EP Wealth Advisors in Torrance, CA, holding Series 63, 65, and 66 licenses and 12 years of industry experience. He previously worked at Polaris Wealth Advisory Group, TD Ameritrade Investment Management, and Scottrade. Outside of advisory services, Mr. Rogers teaches a college course on Business Law and Business Communications at Shasta College and provides support in corporate planning and oversight for a health and wellness center. EP Wealth Advisors serves individuals, businesses, and retirement plans with wealth management, financial planning, and ancillary services, offering customized portfolios that incorporate fundamental, technical, and cyclical analysis along with alternative investment options. The firm also provides ERISA plan services and internal tax preparation and estate-document offerings for eligible clients.

Brooke Wadsworth is a financial advisor at EP Wealth Advisors with six years of industry experience. She holds a Series 65 credential and has worked previously at Vantage Advisors, LLC and UHY Advisors MI, Inc. Outside of her advisory role, she is involved as a member and shareholder in real estate investment businesses. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans by offering wealth management, discretionary portfolio management, and financial planning services. The firm employs customized model portfolios with ongoing monitoring and utilizes a combination of fundamental, technical, and cyclical analysis, along with alternative investment strategies when appropriate.

Peter Fry is a CFP® professional with four years of industry experience. He is currently with EP Wealth Advisors and has prior experience at Kimsa Asset Management and START LLC. He is based in Torrance, California. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, financial planning, and ancillary services while employing customized model portfolios and a variety of investment strategies, including fundamental, technical, and cyclical analysis.

Michelle Jackson is a financial advisor at Capital Group Private Client Services, Inc. with 28 years of industry experience. She holds the CFP® designation and several securities licenses, including Series 63, 65, and 66. Her prior roles include positions at Morgan Stanley and Capital Bank & Trust Company. Capital Group Private Client Services primarily provides discretionary investment management to high-net-worth individuals and charitable organizations, using a multi-manager approach and a focus on fundamental research and long-term investing. The firm utilizes separately managed accounts, mutual funds, ETFs, and access to private-equity and alternative strategy funds in client portfolios.

Brian Vosberg is a financial advisor with Centaurus Financial, Inc., holding CFP® and ChFC® designations and over 24 years of industry experience. He has worked at Centaurus since 2009 and has operated Vosberg & Associates since 2005. Outside of his advisory work, Vosberg serves as an adjunct faculty member in the Finance, Real Estate, and Law Department at California State Polytechnic University Pomona and is involved in retirement education through various media formats. He also serves on the Citrus College Foundation Board and the Foothill Unity Center board. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse range of clients, including individuals, families, small businesses, and institutions. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services with both discretionary and non-discretionary arrangements, employing a combination of fundamental, technical, bottom-up, and top-down investment analyses.

Charleger Santiago is a financial advisor with Eagle Strategies (New York Life) based in Los Angeles, CA, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has been with Eagle Strategies and affiliated New York Life entities since 2006. Santiago serves as a board member for Community First Fund. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors and institutional sponsors. The firm emphasizes tailored recommendations and offers a range of advisory programs, primarily managing assets on a non-discretionary basis.

Steven Simon is a financial advisor with Equity Services, Inc. in Beverly Hills, CA, holding the ChFC® and Series 63 designations and bringing 44 years of industry experience. He has been associated with Equity Services, Inc. since 1995 and with National Life Group since 1997. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading and utilizes third-party asset managers and model portfolios.

James Nevers is a financial advisor at EP Wealth Advisors with 14 years of industry experience. He holds a Series 65 designation and previously worked at Soundmark Wealth Management, LLC, and served in the U.S. Army National Guard for 11 years. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm uses customized model portfolios with fundamental, technical, and cyclical analysis, and it provides services including third-party manager recommendations and ERISA plan fiduciary support.

Cole Allshouse is a financial advisor with EP Wealth Advisors and holds a Series 65 designation. He has two years of industry experience, including prior work at Wacker Wealth Partners and a long career at Garcia Architecture + Design. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document access for qualifying clients. The firm uses a combination of fundamental, technical, and cyclical analysis to construct customized portfolios and provides ERISA plan services including fiduciary management.

Alexander Montesinos Teran is a financial advisor at Centaurus Financial, Inc. with Series 63 and Series 65 licenses. He has one year of industry experience, joining Centaurus Financial in 2025 after three years at Bank of America. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services, employing a mix of fundamental and technical analysis with both discretionary and non-discretionary arrangements.

James Peters is a ChFC® with 30 years of industry experience and has been with Centaurus Financial, Inc. since 2012. In addition to his advisory role, he serves as president of Victory Financial Education, a nonprofit focused on financial education. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, and institutions. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services with both discretionary and non-discretionary arrangements.