Virginia Aaron is a financial advisor at Lido with 20 years of industry experience. She holds Series 65 and Series 66 licenses and has worked at firms including Claybrook Capital, Robertson Stephens Advisors, and Morgan Stanley. She has been with Lido since 2023. Lido serves a diverse clientele comprising high-net-worth individuals, family offices, trusts, charitable organizations, and institutional clients. The firm employs an integrated wealth-management approach that includes tactical option strategies and delivers investment management, financial planning, and family office services through a range of affiliated entities.

Jonathan Padrnos is a CFP® professional with three years of industry experience, currently with Lido Advisors, LLC. His prior experience includes roles at Northwestern Mutual Wealth Management Company and related Northwestern Mutual entities. Outside of financial services, he operated Jonny's Landscaping & Gardening Services for eight years. Lido serves a diverse client base including high-net-worth individuals, family offices, and institutional investors, providing investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach with a range of asset classes and tactical option strategies, and it also functions as a sub-adviser to publicly traded funds and affiliated investment vehicles.

Franklin Starz is a financial advisor at Cresset Asset Management, LLC with a Series 66 designation and one year of industry experience. His prior work includes roles at LPL Financial LLC, California Bank & Trust, Boot Barn, Big Sky Resort, Chapman University, and MountainScapes. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles, employing a disciplined, risk-aware approach that integrates strategic asset allocation, manager selection, and both active and passive strategies across multiple asset classes.

Jonah Barkenhagen is a financial advisor at GWN Securities Inc. with a Series 66 designation and one year of industry experience. Prior to joining GWN Securities, he worked at California State Polytechnic University, Pomona and has been involved with Bootleggers Brewery since 2020. GWN Securities provides investment advisory and related services to individual and corporate clients through a variety of managed account programs, employing a blend of discretionary portfolio management, model portfolios, and financial planning consults that incorporate asset allocation and Modern Portfolio Theory. The firm is noted for its use of market-timing and momentum-based strategies in several legacy programs.

Kenneth Waltzer is a CFP® and CFA® with 22 years of industry experience. He currently serves as an advisor at Wealth Enhancement Advisory Services, LLC, joining the firm in 2023 after prior roles at Mutual Securities, Inc., KCS Wealth Advisory, and Kenfield Capital Strategies, where he also holds a leadership role as president of a separate holding company. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets through a large advisor network and employs a diversified, risk-class based investment approach blending passive and active management with oversight from an internal Investment Committee.

Landon Thompson is a financial advisor at Lido with CFA® and Series 65 credentials and four years of industry experience. His prior work includes multiple positions at Olympus Wealth Management and a role at Freightwire, LLC. Lido serves a diverse range of clients, including high-net-worth individuals, family offices, and institutional investors, offering investment management, financial planning, family office services, and referrals to affiliated trust, tax, insurance, and brokerage entities. The firm employs an integrated wealth-management approach, balancing asset allocation across various securities and alternative investments, and is notable for its active sub-advisory roles and affiliated capabilities.

Dimitri Tsioutsiopoulos is a financial advisor at Schwab Wealth Advisory with 20 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at several firms, including Morgan Stanley and Mass Mutual Investors Services. Dimitri is based in Los Angeles, CA. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance emphasizes asset allocation and investment selection using proprietary research tools, with recommendations tailored to clients’ goals and risk tolerance.

Cenovio Melendez is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. Melendez is based in North Hollywood, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains significant in-house research and market functions alongside large-scale institutional capabilities.

David Grande is a financial advisor with HSBC Securities (USA) Inc. in Beverly Hills, CA, holding Series 63 and Series 66 licenses and possessing 13 years of industry experience. He has been with HSBC since 2015. Outside of his advisory role, he is the owner and manager of Grande Vault LLC, a sneaker resale business. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary investment options. The firm utilizes a multi-profile asset allocation approach and partners with global asset managers and third-party providers for fund selection and portfolio monitoring.

Robert Rosenstock is a financial advisor with Oppenheimer, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. His career includes roles at Oppenheimer Asset Management Inc., Fahnestock & Co. Inc., and CIBC World Markets Corp., where he has worked since 2002. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and pooled investment vehicles. The firm offers a range of programs across discretionary and non-discretionary platforms, with services that include strategic asset allocation, manager selection, and retirement consulting.

Priti Mora is a financial advisor at First Citizens Investor Services, Inc. with 17 years of industry experience. She holds a Series 66 credential and has worked at Wells Fargo and First Citizens in various capacities since 2006. Outside of her advisory role, she has a 5 percent ownership interest in a hotel partnership operating a Holiday Inn Express in Monterey, California. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and business entities. The firm employs an IAR-led process combining financial needs assessments with fundamental, quantitative, and technical analysis to manage portfolios that include equities, fixed income, mutual funds, and ETFs.

Bradley Kaufman is a financial advisor at Lido with Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at TradeStation Securities, Integrated Financial Concepts, Cypress Insurance Group, and Liberty Mutual Insurance. Lido serves a diverse client base including high-net-worth individuals, family offices, trusts, estates, and institutional investors, offering integrated wealth management through a range of investment strategies and affiliated trust, tax, insurance, and brokerage services. The firm manages approximately $42.5 billion in assets and operates notable sub-advisory and investment-company roles, including strategies implemented via discretionary and non-discretionary accounts.

Frank Napolitano is a financial advisor with Eagle Strategies (NY Life) in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His prior roles include positions at Parkland Securities, NYLIFE Securities LLC, and New York Life Insurance Co. He is also the owner of FN Wealth Management Insurance Brokering, focusing on fixed life and fixed annuity products. Eagle Strategies serves a diverse clientele that includes individual investors, defined contribution and defined benefit plans, as well as charitable and corporate clients. The firm provides financial planning, investment management, and retirement-plan advisory services, emphasizing tailored recommendations and primarily managing assets on a non-discretionary basis.

Viviana Ramirez is a financial advisor at Citigroup Global Markets with seven years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at First Republic Bank, JPMorgan Chase Bank, and Northwestern Mutual. Ramirez is based in Pasadena, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including in-house research and derivatives services.

Gary Madvin is an investment advisor with Kestra Advisory, holding the ChFC® and Series 63 designations and bringing 52 years of industry experience. He has held positions at multiple firms, including Kestra Investment Services and Financial Network Investment Corporation. Outside of advisory work, he is an author and co-wrote a published book with his cousin. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad mix of institutional and individual clients. The firm offers services such as fiduciary consulting, plan design, and advisor-managed accounts, serving clients that include large institutional investors and sovereign wealth funds.

Andrew Hancock is a financial advisor at Lido with 11 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations and has previously worked at Morgan Stanley and SBC Wealth Management. Hancock is based in Los Angeles, CA. Lido serves a diverse client base including high-net-worth individuals, family offices, trusts, and corporations, offering investment management, financial planning, and family office services. The firm manages approximately $42.5 billion in assets and utilizes an integrated wealth-management approach that incorporates tactical option strategies and works through both discretionary accounts and affiliated entities.

Ryan Reiff is a financial advisor at Cerity Partners LLC with four years of industry experience. He holds a Series 65 designation and previously worked at West Coast Financial, LLC. Cerity Partners advises a broad client base including individuals, families, trusts, estates, business entities, charitable institutions, and institutional investors, managing approximately $166.2 billion in client assets. The firm offers customized wealth management services and utilizes a client-specific investment framework that incorporates proprietary quantitative screening, manager selection, and access to alternative and private market solutions.

Michael Jaquez is a financial advisor at D.A. Davidson & Co. with credentials including the Series 66 designation. He began his advisory career in 2022 and has held positions at Edward Jones, New York Life, and Team Financial Partners. Outside of finance, he has worked in various roles including at Brookside Golf Course and in education at California State University of Los Angeles. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, offering ERISA retirement plan advisory, comprehensive financial planning, and wealth management programs. The firm operates under fiduciary standards and also serves as a municipal advisor, distinguishing it from many large enterprise advisers.

Jin Mun Low is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, Bank of America, Joymode Inc., and Standard Chartered Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Darnel Bentz is a financial advisor at Kayne Anderson Rudnick Investment Management, LLC with 23 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials and has worked at Kayne Anderson Rudnick since 2013, following a prior role at Charles Schwab from 2004 to 2007. Kayne Anderson Rudnick provides discretionary investment management and sub-advisory services to a diverse client base, including institutional investors and high-net-worth individuals. The firm’s investment approach centers on fundamental, company-level research and incorporates proprietary governance and sustainability assessments in portfolio construction.