Ronald Sera is a financial advisor at Raymond James & Associates with 32 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at firms including Cetera and Financial West Group. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and charitable organizations, offering financial planning and non-discretionary consulting through various advisory programs and institutional solutions.

Melissa Shapiro is a Senior Financial Advisor at Merrill Lynch Wealth Management in Westlake Village. She provides tailored advice and guidance to individuals, families, and businesses, helping them identify their financial goals and priorities. Melissa engages deeply with clients to resolve complex financial needs, streamline various aspects of their financial frameworks, and offers support through multiple wealth disciplines including portfolio design, liability and risk assessment, long-term strategy, trust and estate planning, as well as banking and lending services through Bank of America. Melissa joined Merrill in 2021 after serving as a Financial Advisor at Morgan Stanley, where she gained extensive insight into the wealth management needs of wealth creators and multi-generational families. Her professional background also includes experience as a Technical Recruiter for a Fortune 500 company and an Account Executive for a marketing and lifestyle brand. She holds a Bachelor of Arts degree in Psychology from Pepperdine University and incorporates principles of behavioral finance to support clients in making effective decisions. A native of Los Angeles, Melissa enjoys living in her home city. Her personal interests include golfing, salsa dancing, acrobatic yoga, adventure sports such as baseball, hiking, rock climbing, skiing, tennis, and spending time with her family.

Chelsea Henriod is a financial advisor at Ameriprise with a Series 66 designation and six years of industry experience. She previously worked at Edward Jones for six years and has additional experience at College of the Canyons and Sherwood Country Club. Outside of her advisory role, she serves on the board of directors for Fishbowl. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to create tailored, non-discretionary recommendations delivered through a centralized consulting team.

Ali Rad is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 25 years of industry experience. His prior work includes roles at Western International Securities, Financial West Group, Oppenheimer, and Morgan Stanley. He is also involved as an agent in accident and health, life, and variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Lucy Viado is a financial advisor at Equitable Advisors with 27 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Copper Financial, Edward Jones, Viado Insurance & Financial Services, and AllState Insurance Company. Outside of her advisory role, she serves as CEO and President of the LVFS Education Foundation, a nonprofit focused on promoting financial literacy, and volunteers with Junior Achievement to provide financial education to nonprofit organizations. Equitable Advisors serves individuals ranging from non‑high-net-worth to high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and other institutions. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and employs a range of third-party advisory models and asset management solutions.

Kelly Markowitz is a financial advisor with LPL Financial in Westlake Village, CA, holding a Series 66 designation and 17 years of industry experience. Prior to joining LPL Financial in 2013, Kelly worked at Edward Jones from 2009 to 2013. Kelly is also the owner and CEO of KM Wealth Advisors, a business entity focused on tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and various institutional platforms, with advice delivered through a large network of investment adviser representatives.

Mark Drabkin is a financial advisor at Morgan Stanley in Westlake Village, CA, holding a Series 66 designation with one year of industry experience. His work history includes a recent tenure at Morgan Stanley starting in 2022 and prior academic roles at the University of California Los Angeles and Sherman Oaks Center for Enriched Studies. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved planning tools.

Blake Ribnick is a financial advisor at Osaic with 15 years of industry experience. He holds a Series 66 designation and previously worked at Securities America Advisors, Inc. from 2011 to 2024. Ribnick is also involved in insurance sales, including annuities. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by various analytical tools and offers multiple program options through affiliated broker-dealer and RIA relationships.

Alan Plotkin is a financial advisor at Stifel with 34 years of industry experience. He has been with Stifel Nicolaus since 2008 and holds a Series 63 designation. Stifel serves a diverse client base including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, while clients retain discretion over implementation.

Darren Schwartz is a Senior Financial Advisor and Managing Director with Merrill Lynch Wealth Management Group in Westlake Village, CA. He works with individuals, families, and business owners, including business owners, C Suite Executives, health care professionals, entertainment executives, attorneys, and real estate investors, to develop personalized financial strategies focused on portfolio management, estate planning, tax-efficient retirement plans, and risk management. He leads a professional team that utilizes Merrill Lynch Wealth Management and Bank of America banking specialists to create customized strategies aimed at meeting clients' financial objectives. Since 2003, Darren has helped investors create and preserve wealth and has been part of the Private Client Group since 2008. He holds the Chartered Retirement Planning Counselor™ (CRPC™) and Certified Plan Fiduciary Advisor® (CPFA®) designations, as well as FINRA Series 7 and Series 66 registrations and Life & Health Insurance licenses. Darren earned a Bachelor's Degree from San Diego State University. He serves clients with a focus on family wealth management, retirement planning, tax minimization, socially responsible investments, and values-based investing. A native of Southern California, Darren lives in the Los Angeles area with his wife and two children. He participates in community organizations such as Sail LA, Cancer Free Generation, and the Surfrider Foundation. His personal interests include adventure sports, boxing, photography, skiing, surfing, swimming, and traveling.

Jenna Lee is a financial advisor at Wells Fargo Advisors with 16 years of industry experience. She holds a Series 66 designation and has worked with Wells Fargo and its affiliates since 2012, including roles at Wells Fargo Clearing and Wells Fargo Bank. Additionally, Lee owns and operates Concord Wealth Management, a separate financial practice based in Pasadena, CA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutions by offering a broad range of investment and fee-based financial planning services, including specialized planning for business owners, sports and entertainment professionals, and clients with unique needs. The firm integrates advisory services with other financial products and referral channels, providing tailored recommendations supported by proprietary research and planning tools.

Dylan Watkins is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. His prior work includes roles at Icon Agency and self-employment in related fields. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering tailored financial planning and portfolio management supported by proprietary research and capital market analysis.

Jennifer Atienza is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2013. Outside of her advisory role, she is involved in medical writing consulting through Fletcher Scientific LLC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning using structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services that include both direct client plans and Corporate Financial Planning agreements.

Mark Avner is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management (MSWM) is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market simulations to model potential outcomes.

Gina O'Callaghan is a financial advisor at LPL Financial with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Wells Fargo Clearing and Ventura County Credit Union. She is also involved with Simplicity Group, focusing on non-variable insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions through a large network of investment adviser representatives.

Jorge Ragde Jr. is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of finance, he consults on manufacturing, product design, and quality control for several companies and serves as a board member and state advisor for youth shooting sports organizations. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm‑approved tools and models, and manages approximately $2.74 trillion in client assets.

David Folino is a CFP® professional with 41 years of industry experience. He is currently with Cetera and has held previous roles at Summit Financial Group Inc and Summit Brokerage Services Inc. In addition to his advisory work, he owns Folino Tax & Financial Network, a tax preparation business he has operated since 1985, and has a significant ownership interest in FTFN Insurance Services, providing life, disability, and long-term care insurance. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management strategies and financial planning services through a large network of independent advisors.

Derek Giacomazzi is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with Equitable Advisors since 1999 and previously with AXA Advisors. Outside of his advisory role, he serves as a board member of CallOnJesus.com and is part of the Eternity Sports Advisory Team. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm utilizes a variety of advisory models and third-party asset managers to tailor investment solutions based on client risk tolerance and objectives.

Jason Wolsefer is a financial advisor with UBS Financial Services in Pacific Palisades, CA, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with UBS since 2004. Outside of his advisory role, he manages an occasional vacation rental property in Lake Arrowhead, California. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Miregi Huma is a financial advisor with Merrill, holding Series 63 and Series 65 designations and bringing 22 years of industry experience. He has been with Merrill since 2012. Outside of his advisory role, he consults for a family-run firm, MSI, LLC, and is the owner and operator of Huma Hideaway Ranch, a lemon and avocado orchard in Moorpark, California, with plans to develop an event venue. Merrill provides managed account services through the Select Portfolio Solutions Program, serving individual, high-net-worth, and institutional clients with model-based and discretionary investment strategies developed by internal teams and third-party managers.