Aaron Montez is a CFP® professional with 26 years of industry experience currently affiliated with LPL Financial. His previous roles include positions at Lincoln Financial Advisors Corporation and Equitable Advisors, spanning nearly two decades. Montez also maintains involvement with several business entities for tax and investment purposes outside of his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and advanced operational tools.

Alvaro Macias Gonzalez is a financial advisor at Charles Schwab with four years of industry experience. He holds the Series 66 and Series 63 designations and has worked at Charles Schwab since 2023, following prior experience at TD Ameritrade and several other organizations. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Eric Anderson is a financial advisor with Merrill in La Mesa, CA, holding a Series 66 designation and 11 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2008. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm integrates closely with Bank of America affiliates and emphasizes managed account and manager-selection capabilities supported by tax-focused investment strategies.

Scott Hollaender is a Series 66-registered financial advisor at UBS Financial Services with 22 years of industry experience. He has been with UBS since 2011. Outside of his advisory role, he serves on the Board of Directors for Junior Achievement of San Diego, participating in efforts to teach children financial literacy. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work supported by proprietary research and model-based asset allocations.

Patrick Herrington is a CFP® with 17 years of industry experience. He is currently affiliated with Edward Jones, where he has worked since 2025. Prior to that, he spent 17 years at LPL Financial. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Luis Camou is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and previously worked at Actinver Securities, Inc., TRANS Network LLC, R.L. JONES, and Tecnologico de Monterrey. He has been with Morgan Stanley since 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, managing approximately $2.74 trillion in client assets.

Ivy Edmunds is a Series 66 licensed financial advisor with UBS Financial Services in San Diego, CA, bringing 14 years of industry experience. She has been with UBS since 2009. Outside of her advisory work, she is involved with CorePower Yoga. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research, underwriting, and securities-backed lending programs.

Jada Coleman is a financial advisor at Merrill with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. Outside of her advisory role, she works part-time in retail positions, including at Ascena Retail Group and previously at Target Corporation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Andrew Zimmer is a financial advisor at LPL Financial with 13 years of industry experience. He holds Series 63 and Series 65 credentials and has been with LPL Financial since 2015. Outside of his advisory role, Zimmer is the owner of Sidepod Gaming, LLC and the Little Italy Pickleball Club, both non-investment-related businesses. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Nicholas Kolata is a Series 66-licensed financial advisor at Edward Jones with 12 years of industry experience. He previously worked at Bank of America (Merrill Lynch), Priority Financial Group, and MUFG Union Bank. He is based in Chula Vista, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jacob Allred is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 credential and three years of industry experience. Prior to joining LPL Financial, he was involved in several educational roles from 2014 to 2022. Outside of his advisory work, he manages aircraft operations for a family business through Allred Klein Enterprises, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual clients, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Amanda Smith is a financial advisor with Raymond James Financial Services Advisors, Inc. based in San Diego, CA. She holds a Series 66 designation and has four years of industry experience. Prior to joining Raymond James in 2025, she held positions at firms including Kestra Advisory Services and Northwestern Mutual Investment Services. Outside of finance, she works as an independent contractor with Tinseltones by Tomlinson, a holiday caroling group. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary advisory services using analytical tools to support client goals and maintains unique offerings such as municipal advisory services and SIMPLE IRA employer consulting programs.

Jeremiah Rodgers is a financial advisor at Merrill in San Diego, CA, with one year of industry experience. He holds a Series 66 designation and has previously worked at Cross Creek Golf Club and Linfield Christian High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christina Razzore is a financial advisor at Merrill with 21 years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley Smith Barney and Morgan Stanley in various capacities from 2006 to 2025. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Steven Gonzalez is a financial advisor with LPL Financial in San Diego, CA. He holds the Series 66 designation and has four years of industry experience. Gonzalez has been affiliated with LPL Financial since 2008 and is also associated with Nautica Wealth Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional programs, supported by a large network of investment adviser representatives.

Jennifer Antoniadis is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 16 years of industry experience. She previously worked at Edward Jones and managed Princess Pub for 12 years alongside her advisory career. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Sergio Jorquera Estero is a financial advisor at Merrill with Series 63 and Series 66 credentials. He has been in the industry since 2022, with prior experience at Wells Fargo, J.P. Morgan Securities, and JPMorgan Chase Bank. Before entering finance, he worked at Kilkenny Wine Group. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Bradford Byrns is a financial advisor at LPL Financial with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Lincoln Financial Advisors, Commonwealth Financial Network, and Aegis Consulting. Byrns also engages in fixed insurance sales as a minor part of his activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting over 22,900 advisors and overseeing more than $819 billion in discretionary assets.

Devon Buenrostro is a Financial Advisor at Merrill Lynch Wealth Management. He joined the Mohler Polo Mofty group in 2021, where he works closely with clients to simplify their financial lives and provide clarity around important financial decisions. His professional focus includes cash management, wealth strategies, and delivering personalized guidance tailored to clients' unique circumstances. Devon is a CERTIFIED FINANCIAL PLANNER® professional, applying a comprehensive and thoughtful approach to wealth management. He engages with clients to understand their goals and priorities, helping them build strategies that align with what matters most to them. His background includes dual degrees in Accounting and Business Administration with a concentration in Finance from Chapman University. Born and raised in Northern California, Devon resides in Pacific Beach. Outside of his professional work, he enjoys watching sports, going to the beach, and exercising.

Aaron Bennett is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His career includes roles at Merrill, Bank of America, and a self-employed period, as well as nearly a decade of experience in the restaurant industry prior to entering finance. Fidelity Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm incorporates proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across various investment vehicles.