Ava Henry is a financial advisor with Guardian Life and holds a Series 66 designation. She has one year of industry experience and previously worked at Shake Smart and KC's American Kitchen. Ava is also involved with Henry Mechanical, a business she has been affiliated with since 2018. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and advisory solutions combining advisor-led discretionary management with model-based strategies and access to insurance products and alternative investments.

Marcella Harkness is a CFP® professional affiliated with Independent Financial Group, LLC, with 35 years of experience in the financial industry. She previously worked at Capital Growth Investment Management Services and Sentra Securities Corporation. Harkness also serves as an independent contractor arbitrator on FINRA arbitration panels. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm employs a model-driven approach combining active and passive strategies, offering financial planning, portfolio management, and retirement plan services.

Monica Gooding is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and 18 years of industry experience. She previously worked at LPL Financial, LLC for 10 years before joining Independent Financial Group in 2018. Independent Financial Group provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm offers a range of portfolio management solutions and uses both firm- and third-party models to develop client strategies based on assessed risk tolerances.

Taylor Jones is a financial advisor with Independent Financial Partners, holding Series 65 and Series 66 licenses and over 20 years of industry experience. His career includes roles at Triad Advisors, OneDigital Investment Advisors LLC, LPL Financial, and previous tenure at Independent Financial Partners. Jones owns a non-investment related business called Jones Advisor. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform serving tens of thousands of clients and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Jack Frantz is a financial advisor at Principal Financial Services with Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Principal Securities, Principal Life Insurance Co, and several financial institutions and service companies. He is also involved in the sale of various insurance products, including life, disability, annuities, health, and Medicare-related insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse clientele, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions under different advisory and promoter arrangements.

Chad Cristo is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He worked at Putnam Retail Management for 30 years before joining Independent Financial Group in 2022. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base including individuals, trusts, corporations, and charitable organizations. The firm provides financial planning and portfolio management through multiple platforms, utilizing a combination of firm- and third-party models as well as strategic asset allocation across various risk profiles.

Sean Son Phan is a financial advisor at Eagle Strategies (NY Life) with six years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Bankers Life Advisory Services and Bankers Life & Casualty. Outside of his advisory role, he is an independent contractor involved in brokering non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, as well as charitable and corporate clients. The firm provides financial planning, investment management, and retirement-plan advisory services, emphasizing tailored recommendations and primarily managing assets on a non-discretionary basis.

Lars Ronten is a financial advisor with Guardian Life based in San Diego, CA, holding a Series 66 designation and seven years of industry experience. He has worked at several firms, including Northwestern Mutual Wealth Management Company and Edward Jones. Guardian Life’s Park Avenue® Wealth Management provides brokerage and advisory services to individuals, businesses, and organizations, combining advisor-led discretionary management with model-based strategies and a range of proprietary and third-party solutions.

Megan Nielsen is a financial advisor with Integrated Wealth Concepts LLC, holding Series 63 and Series 65 licenses and having 18 years of industry experience. Her career includes roles at Mutual of America entities and Wealthspire Retirement Advisory. Outside of advising, she serves as president of Fort Stockton Investments, Inc., which manages income from mining rights and interests. Integrated Wealth Concepts LLC serves a broad client base including individuals, families, trusts, and retirement plans through independent advisors. The firm offers discretionary investment management, financial planning, and family office services, using primarily mutual funds, ETFs, equities, and fixed income to create customized portfolios with a long-term investment approach.

Derek Hess is a financial advisor with Integrated Wealth Concepts LLC, holding CPA credentials and possessing 19 years of experience at Duffy Kruspodin LLP prior to joining Integrated Wealth Concepts in 2025. He serves as a partner at Duffy Kruspodin LLP, a CPA firm. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, consulting, and family office services, employing customized portfolios with a long-term approach and utilizing mutual funds, ETFs, equities, and fixed income.

Andrew Mcnamara is a CFP® with 11 years of industry experience, currently serving with Corient in San Diego, CA. His career includes roles at Dowling & Yahnke, LPL Financial, and Foresters Financial Services. Corient provides investment advisory and financial planning services to a diverse client base, employing a goals-based, team investment approach that integrates in-house strategies with third-party managers and customized asset allocation. The firm offers specialized services through affiliates, including private fund capabilities and trust entities.

Benjamin Lucas is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior experience includes roles at Dunham & Associates Investment Counsel, Inc. and Janney Montgomery Scott. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and internal research tools, with investment selections executed only after client authorization.

Noah Babin is a financial advisor at Mariner Wealth Advisors with eight years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms including Beacon Pointe Advisors and PKS Investments. Outside of finance, he is the founder and youth psychology coach at The Athletes Edge and serves as a head coach for youth hockey at Pacific Ridge School and Team Athletes Edge. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, providing investment management, financial planning, retirement consulting, and tax services. The firm employs customized, discretionary portfolios supported by in-house research and third-party managers, with notable integration of tax and accounting services and administrative family office capabilities.

Patrick Thebus is a financial advisor at Guardian Life with 39 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Park Avenue Securities and Merrill. His career spans multiple roles at Guardian Life and Park Avenue Securities since 2011. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning, consulting, and investment management solutions, combining advisor-led discretionary management with model-based strategies and proprietary digital advisory platforms.

Kevin Mcfarland is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 63 designation and 24 years of industry experience. His career includes roles at Purshe Kaplan Sterling Investments, Raymond James Financial Services Advisors, Wells Fargo Clearing, and A.G. Edwards & Sons. In addition to his advisory work, he manages a horse farm through Valley Farm Racing LLC. Concurrent Investment Advisors is a multi-team SEC-registered firm serving individuals, families, trusts, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios incorporating ETFs, mutual funds, and other securities, supported by a network of approximately 286 advisors.

Alex Esposito is a financial advisor at Integrated Wealth Concepts LLC with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at OneDigital Investment Advisors LLC, Triad Advisors, Independent Capital Management, and Sagepoint Financial. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing customized portfolios with mutual funds, ETFs, individual equities, and fixed income using primarily a long-term approach.

Allison Williams is a financial advisor with Stratos Wealth Partners, Ltd., holding a Series 66 designation and 19 years of industry experience. She has worked at LPL Financial since 2015 and previously at Wells Fargo Clearing from 2007 to 2015. Stratos Wealth Partners is an SEC-registered enterprise advisory firm with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base including high-net-worth individuals, retirement plans, corporations, nonprofits, and institutional clients, offering a range of services from financial planning to outsourced CIO solutions through an open-architecture platform.

James Reopelle is a Series 66 credentialed financial advisor with 42 years of industry experience. He has worked at Independent Financial Group, LLC since 2021 and was previously with Hornor, Townsend & Kent, Inc. for 25 years. He serves as Chair Emeritus on the board of the Sharp HealthCare Foundation. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and pension plans. The firm offers financial planning and portfolio management utilizing firm- and third-party models, combining passive and active investment strategies tailored to client risk profiles.

Kent Colwell is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes roles at firms such as RSM US Wealth Management, Labrum Wealth Management, and Edward Jones. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services, relying on Morningstar Investment Management for portfolio construction and ongoing oversight.

Ronny Inniger is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and over 20 years of industry experience. His prior roles include positions at U.S. Bancorp Investments, Securities America, and Bank of the West. Outside of financial advising, Inniger is involved in several ventures, including ownership of a bar and grill in El Cajon, representation of college athletes for endorsements and sponsorships, and roles in sports alliances focused on athlete and professional development. Independent Financial Group, LLC provides advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and both passive and active investment exposures to tailor client strategies.