Kaiping Wu is a financial advisor at Osaic with 31 years of industry experience. He holds the CFP® and ChFC® designations and has worked with multiple firms throughout his career, including FSC Securities Corporation and Osaic FA, Inc. In addition to his advisory role, Wu owns Consultants Of Wu Corp., a consulting business focused on group and individual health, dental, vision, life, long-term care, and disability insurance. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting various investment programs and third-party manager selection.

Kevin Guns is a Series 66 licensed financial advisor with Equitable Advisors in Irvine, CA. He joined the firm in 2026 and has previous work experience in education and retail, including roles with several school districts and Costco Wholesale Corporation. Equitable Advisors provides financial planning, retirement plan consulting, and asset management to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers advisory services through a network of Investment Adviser Representatives using a range of firm-offered and third-party investment programs.

Becky Yao is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has previously worked at Raymond James & Associates and Wells Fargo in various capacities. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers financial planning services primarily in an advisory capacity without individual security recommendations.

Erik Brickel is a financial advisor with LPL Financial based in Santa Ana, CA, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He previously worked at J.P. Morgan Securities for 11 years before joining LPL Financial and SchoolsFirst FCU. Brickel is also commissioned as a notary in the state of California. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management programs and supports advisors with advanced operational and research tools.

David Bayeh is a financial advisor with Equitable Advisors in Irvine, CA. He holds the Series 66 designation and has experience working at firms including Charles Schwab, Wilmington Trust, and Arb Trading Group. His background also includes an MBA from the University of Southern California and roles at Nasdaq, Inc. and Edwards Lifesciences. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs. The firm uses a range of advisory models and third-party managers, focusing on personalized client information and risk assessment to guide investment solutions.

John Splain is a financial advisor with Raymond James & Associates in Yorba Linda, CA, holding Series 63 and Series 65 licenses and with 39 years of industry experience. He has been with Raymond James & Associates since 1993. Outside of his advisory role, he serves as a trustee for an investment-related entity and has a personal investment interest in a solar energy business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a broad range of investment strategies and affiliated research.

Michael Mullane is a financial advisor with LPL Financial in Irvine, CA, holding Series 63 and Series 65 credentials and 24 years of industry experience. His prior experience includes roles at California Bank and Trust, Wells Fargo, JP Morgan Chase, and Mass Mutual Investors Services. He also serves as a California-commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to model portfolios and third-party managers, supported by a large network of investment adviser representatives and extensive operational tools.

Michelle Felendes is a financial advisor with Equitable Advisors in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has been with Equitable Advisors and its predecessor, Axa Advisors, LLC, since 2008. Outside of her advisory role, she serves on the Publications Committee for the Constitutional Rights Foundation and volunteers with the MDRT Top of the Table Division Speaker Program and Program Development Committee. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by offering financial planning, retirement plan consulting, and various asset-management programs. The firm’s approach involves assessing client information and risk tolerance to match clients with suitable program models or discretionary managers, utilizing both proprietary and third-party solutions.

Thinh Nguyen is a financial advisor with Fidelity, holding a Series 66 designation and 21 years of industry experience. Prior to joining Fidelity in 2021, he worked at Wells Fargo Funds Management and Wells Fargo Funds Distributor from 2005 to 2017, and at Integrity Funds Distributor, LLC from 2019 to 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and fund‑of‑funds.

Madison Beiswenger is a financial advisor at Equitable Advisors with a Series 66 credential and one year of industry experience. Prior to joining Equitable Advisors, Madison held positions in various organizations including Flatrock Wealth Partners and educational institutions such as the University of Santa Barbara and Santa Barbara City College. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing third-party asset managers and advisory programs for implementation.

David Bolduc is a financial advisor at Equitable Advisors with nine years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at LPL Financial and The Prudential Insurance Company of America. Outside of his advisory role, he serves as a board member for the Gingerwood HOA and volunteers as a baseball coach for Golden Hills Little League in Fullerton, CA. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers to deliver its investment solutions.

Michael Zeller is a financial advisor with Primerica Advisors in Corona, CA, holding Series 63 and Series 65 licenses and possessing 43 years of industry experience. He has been with Primerica Advisors since 1983 and Primerica Financial Services since 1991. Zeller is a co-founder of the Chad Zeller Memorial Fund, Inc. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, corporate, and charitable clients. The firm operates at scale with nearly 3,700 advisors and $15.5 billion in assets under management, delivering advisory services through model-based strategies created by third-party asset managers.

Steven Tran is a financial advisor with Wells Fargo Advisors in Santa Ana, CA, holding Series 63 and Series 66 licenses and 12 years of industry experience. He has worked with Wells Fargo Clearing from 2016 to 2022 before joining Wells Fargo Advisors. Outside of his advisory role, Tran is a notary public in Riverside, CA, and owns a financial practice named Tran Capital. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients who meet certain net-worth thresholds, integrating advisory services with other financial product sales and referral channels.

Barry Levine is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and bringing 36 years of industry experience. He previously worked at Signator Investors, Inc. and Transamerica Financial Advisors, where he spent a combined 16 years. Levine is also involved with Lockton Affinity in a non-variable insurance capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives, offering customizable investment strategies alongside institutional platforms and third-party asset management options.

Neil Ratwani is a financial advisor at Merrill in Irvine, CA, holding Series 63 and Series 66 licenses with 25 years of industry experience. He has been with Merrill Lynch since 2011. Outside of his advisory role, Ratwani is the General Partner and Managing Member of Tivola SY LLC, an entity established to manage a family-owned rental property. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal and third-party managers.

Michael Carlson is a Series 66-registered financial advisor with Morgan Stanley in Irvine, CA, where he has worked since 2009. He has 18 years of industry experience and has spent over a decade with Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including customized financial planning supported by firm-approved tools and investment models. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Christian Hernandez Jacobo is a financial advisor with Merrill, holding Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Merrill and Bank of America, he worked at Wells Fargo Clearing and Wells Fargo Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brent Koch is a financial advisor with Equitable Advisors in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Equitable Advisors since 2000, following a 20-year period with Axa Advisors, LLC. Outside of his advisory role, he owns Fanactivate, LLC, a sports media platform, and is involved in group medical insurance through ownership of Paramount Strategies Group and WMS Management Inc. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset-management programs. The firm uses a risk-based approach to match clients with investment models or managers, often utilizing third-party advisory programs and offering a range of investment options, including mutual funds, ETFs, and alternative investments.

Esteban Muniz is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. His career includes roles at Merrill and Bank of America, as well as multiple positions within JPMorgan Chase Bank and J.P. Morgan Securities. Outside of his advisory work, he was involved with Relámpago del Cielo for seven years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by a systematic due diligence process and an ESG eligibility framework.

Kelli Putnam is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and three years of industry experience. Her work history includes roles at JP Morgan Chase Bank, First Republic Investment Management, and First Republic Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. The firm supports its advisory process with centralized due diligence, combining quantitative and qualitative research, and incorporates ESG eligibility frameworks in its recommendations.