Tyler Jones is a Series 66-licensed financial advisor with Morgan Stanley in San Mateo, CA, bringing four years of industry experience. Before joining Morgan Stanley in 2021, he worked at Citibank and Bank of America. Outside of his advisory role, he teaches mathematics fundamentals to students. Morgan Stanley Wealth Management is a large institution serving both individual and institutional clients with a range of advisory programs, including tailored financial planning that integrates firm-approved tools and modeling techniques.

John Lamesajan is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Bank of America, Wells Fargo Clearing, Morgan Stanley, E*TRADE, Edward Jones, and JP Morgan. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas Quinby is a financial advisor at Ameriprise with 19 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for eight years before joining Ameriprise in 2023. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, with an emphasis on assets held in Ameriprise-managed accounts and the use of algorithmic automation in generating recommendations.

Tyler Needman is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by tools such as Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Charles Pollock is a financial advisor with Mass Mutual Investors Services and holds the ChFC® and Series 63 designations. He has 50 years of industry experience, including roles at MetLife Securities and MassMutual Life Insurance Company. Pollock is also involved in individual and group life and health insurance sales through Charles (Ted) Pollock Investment related activities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with a focus on collaborative, goal-driven planning and multiple specialized service offerings.

Mary Hambly is a CFP® with 15 years of industry experience and has been with Edward Jones since 2010. She is based in Redwood City, CA, and holds a Series 66 license. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management, offering a range of advisory programs and investment solutions through a nationwide network of over 23,700 financial advisors.

Deborah Freeman is a financial advisor at Thrivent Investment Management with eight years of industry experience. She holds the Series 66 designation and has been with Thrivent since 2017. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic planning across a wide range of topics and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Steve Sakamoto is a financial advisor with J.P. Morgan Securities in San Francisco, holding a Series 66 designation and 19 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering advisory services alongside brokerage, distribution, and investment management capabilities.

Mark Bernard is a financial advisor with LPL Financial in San Mateo, CA, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with LPL Financial since 2009. Bernard also serves as an instructor at the College of San Mateo. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services, providing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Melinda Orozco is a financial advisor at LPL Financial with 11 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at U.S. Bank and U.S. Bancorp Investments, Inc. She is involved with Bay Area Financial Wellness, a DBA related to her LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

Peter Chen is a financial advisor with Raymond James Financial Services Advisors, Inc. based in San Francisco, CA. He holds a Series 63 designation and has 31 years of industry experience. Chen has been affiliated with Raymond James and its related entities since 2014 and is the owner of West Portal Financial Group, LLC. He also serves as Treasurer for Hearing Research Inc., a nonprofit organization. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, and institutional investors. The firm provides tailored, non-discretionary planning and utilizes analytical tools to support client goals, with additional focus on municipal finance and innovative advisory programs.

Jeffrey Anton is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His prior roles include positions at Securities America, Inc., Foothill Securities, Inc., and Good and Associates Insurance Services. In addition to his advisory work, he manages and prepares income taxes for businesses and individuals through his own tax services firm. OSAIC serves a diverse range of retail and institutional clients through its extensive network of affiliated advisers, offering integrated brokerage, investment advisory, and financial planning services. The firm utilizes advanced asset-allocation tools and multiple advisory platforms to manage portfolios that may include a variety of investment types.

Rachel Wagner is a financial advisor with LPL Financial in San Mateo, CA, holding a Series 66 designation and 19 years of industry experience. She has been with LPL Financial since 2010. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management supported by in-house and third-party research.

Jia Hui Wei is a financial advisor at J.P. Morgan Securities with nine years of industry experience. Their work history includes roles at JPMorgan Chase Bank, Bank of America, Merrill, and HSBC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Meiting Xie is a financial advisor at Merrill with a Series 66 designation and seven years of experience. Prior to joining Merrill in 2019, she worked for Investment Visa Consultants, LLC from 2015 to 2019. Outside of her advisory role, she provides in-home supportive services as a caregiver for elderly individuals. Merrill, together with its affiliate Managed Account Advisors LLC, delivers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a variety of model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alice Kim is a financial advisor at Morgan Stanley in Burlingame, CA, holding a Series 66 designation with nine years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including customized financial planning supported by structured discovery conversations and firm-approved tools.

Jeffrey Taggart is a financial advisor with Morgan Stanley in San Mateo, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Morgan Stanley since 2009, including the Morgan Stanley Private Bank, National Association since 2015, and previously at Citigroup Global Markets beginning in 1993. Outside of his advisory role, he manages a rental property in San Bruno, CA. Morgan Stanley Wealth Management is a large, SEC-registered investment advisor and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services. The firm utilizes structured planning tools and investment models and offers comprehensive solutions including wealth management and estate planning.

Estevan Rodriguez is a financial advisor at Fisher Investments with eight years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Michael Byrne, Peter Heizer, Northwestern Mutual Life Insurance Company, and Frito Lay Inc. Fisher Investments serves institutional and private clients worldwide, including pension plans, foundations, investment companies, and high-net-worth individuals. The firm provides discretionary portfolio management across multiple asset classes using a centralized investment decision process that incorporates quantitative and qualitative research, tax-aware strategies, and risk management techniques.

Christopher Malmborg is a financial advisor with LPL Financial in San Francisco, CA, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Sony Music Publishing, BMG Music Publishing, NBC Universal, and the University of Southern California. He also operated ChirpShop for one year. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Afton Weaver is a Series 66 licensed financial advisor at Ameriprise in Burlingame, CA, with four years of industry experience. Prior to joining Ameriprise, Weaver worked with the Austrian Federal Ministry of Education, Science and Research. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning, tax-aware withdrawal strategies, and personalized recommendation reports.