Leslie Proceviat is a financial advisor with LPL Financial based in San Jose, CA, holding a Series 63 designation and bringing 41 years of industry experience. Prior to joining LPL in 2025, Leslie worked at Securities America, Inc. and Securities America Advisors, Inc. from 1990 to 2024, followed by a brief tenure at OSAIC. In addition to advisory work, Leslie is involved in tax preparation and financial services through related business entities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm offers diversified financial planning and advisory programs with access to both discretionary and non-discretionary management, supported by research and a variety of innovative investment solutions.

Marc Rogers is a financial advisor at Wells Fargo Clearing with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following six years at Wells Fargo Advisors LLC. Outside of advisory work, he is a screenwriter involved in script writing and attempts to sell scripts. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Raymond Carlisle is a financial advisor at Thrivent Investment Management with 28 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory role, he serves as a board member for the Birch Lakes Owners Association, overseeing common areas for commercial office properties. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers comprehensive, goal-based planning across various topics, allowing clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Gino Lopez is a Financial Advisor at Merrill Lynch Wealth Management. He brings over 8 years of experience in the securities industry, including his previous role as a Private Client Advisor at J.P. Morgan. In that capacity, he specialized in assisting affluent bank clients by offering tailored solutions for complex personal and business financial needs through Wealth Management Platforms. Gino focuses on providing personalized advice grounded in financial analysis, aiming to help clients meet their short- and long-term goals. His expertise covers areas such as employee benefits planning, legacy planning, liquidity management, retirement planning, portfolio management, tax minimization, and individual and corporate investment strategy. Gino holds a Bachelor of Science in Commerce from the University of Santo Tomas and the Personal Investment Advisor (PIA) designation. Outside of his professional commitments, Gino resides in San Francisco with his wife Alma and their two children. He enjoys playing golf, reading, and spending time with his family. Additionally, he participates in community activities, reflecting the tradition of community involvement upheld by Merrill.

Raymond Ruan is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2012. In this role, he partners with clients to understand their financial goals and develop personalized financial plans tailored to their unique needs. Prior to joining Fidelity Investments, he was an Assistant Vice President and Financial Solutions Advisor at Merrill Lynch from 2009 to 2012, and before that, a Personal Relationship Advisor at Citicorp Investment Services from 2006 to 2009. Raymond holds a California Insurance License. Outside of his professional responsibilities, he has interests in art, hiking, museums, photography, and traveling.

Vera Laver is a financial advisor at Edward Jones in Sunnyvale, CA, holding a Series 66 designation with four years of industry experience. Prior to joining Edward Jones, she worked at firms including Raymond James and has been involved in various roles since 2007. Outside of financial advising, she provides notary services in California, including document notarization and wedding services. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Leo Meneses is a Senior Financial Advisor at Merrill Lynch Wealth Management. He offers a comprehensive approach to wealth management that begins with understanding a client's family, financial situation, and priorities. Leo helps clients develop customized strategies that are adaptable to changing needs and market conditions, utilizing investment insights from Merrill and banking services from Bank of America. His areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management, tax minimization, and retirement income planning. Leo holds a Bachelor's Degree from San Jose State and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Outside of his professional work, Leo is involved in the community as a Millbrae Recreation Baseball Coach. He enjoys spending time with his family and engaging in activities such as baseball, biking, football, hiking, reading, running, swimming, traveling, and watching movies.

Jessica Chan is a CFP® with 11 years of industry experience, currently serving at Mass Mutual Investors Services since 2017. She previously worked at MetLife Securities Inc. from 2015 to 2017. In addition to her advisory role, she is a part-time instructor teaching personal financial planning courses at UC Berkeley Extension. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses technology-based analysis tools and offers specialized planning programs including estate settlement and employer-sponsored planning.

Jacob Rabin is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, Carbahal and Company, and Upwelling Capital. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Mathew Mcclain is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment menus.

Calvin Shiu is a financial advisor at Wells Fargo Clearing in San Jose, CA, holding the ChFC® designation with 23 years of industry experience. His career includes multiple roles at Wells Fargo entities and Morgan Stanley Private Bank. Outside of his advisory work, he owns and operates an online coffee K-Cup sales business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader investment menu that features insurance-related products and bank deposit sweep options.

Denise Freedman is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and has been with Citigroup Global Markets, Inc. since 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies, and manages approximately $2.74 trillion in client assets.

Jack Hsia is a financial advisor with Wells Fargo Clearing in Houston, TX, holding a Series 66 designation and 22 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC. Outside of advisory work, he holds a minority ownership in a manufacturing company, Union Tech Co, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options within its investment menus.

Faizan Bilal Habib is a Series 66-credentialed financial advisor with three years of industry experience. He has worked at Wells Fargo Clearing since 2025 and previously held positions at Bank of America, Merrill, and several banks in the Middle East. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Brandon James is a financial advisor with Charles Schwab in Menlo Park, CA, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Charles Schwab since 1997 and Charles Schwab Bank since 2008. Outside of his advisory work, he owns a rental property managed by its residential HOA. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm combines non-discretionary advisory relationships with discretionary separately managed accounts, using multi-asset model portfolios and a structured approach to alternative investments.

Eric Castillo is a financial advisor at Morgan Stanley Wealth Management in Palo Alto, CA, with nine years of industry experience. He has previously worked at J.P. Morgan Securities and J.P. Morgan Chase Bank for six years before joining Morgan Stanley in 2026. He holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process incorporating firm-approved tools and quantitative modeling.

Rodolfo Ornelas Jr. is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and having 10 years of industry experience. He has been with J.P. Morgan Securities and affiliated JPMorgan Chase entities since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Kenneth Lemas is a financial advisor with LPL Financial in Pleasanton, CA, holding a Series 66 credential and bringing 12 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Lincoln Financial Advisors for eight years. Outside of his advisory role, he has served as a wrestling coach for the Dublin Unified School District since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory programs, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Randy Manzanares is a financial advisor with Charles Schwab in Sunnyvale, CA, holding Series 63 and Series 65 licenses and with six years of industry experience. His prior experience includes roles at JPMorgan Chase and JP Morgan Securities LLC. Outside of his advisory work, he is an independent sales representative for Amway. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios with strategic asset allocations.

Alan Coddington is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior experience includes roles at Charles Schwab, JP Morgan Chase, and First Republic Bank. Merrill and its affiliate, Managed Account Advisors LLC, provide managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.