Joseph Kuo is a CFP® and holds a Series 65 license with 10 years of industry experience. He currently works at Farther and Financial Life Focus, LLC, and previously held roles at Family Wealth Consultants, Abundance Wealth Planning, and Griffin Black, Inc. He is also an adjunct professor at Golden Gate University and founded Abundance Life Planning, where he coaches and teaches workshops. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke or algorithmic model portfolios, primarily allocating among ETFs, mutual funds, equities, and fixed income.

Dylan Bowsky is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 credentials and four years of industry experience. His prior roles include positions at Wells Fargo Bank, J.P. Morgan Securities, and Provident Credit Union. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services, supporting tailored solutions for a broad client base.

Adrian Fadrhonc is a financial advisor at Cerity Partners LLC with 12 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Cerity Partners in 2023, he worked at Ashfield Capital Partners LLC for ten years. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with an emphasis on customized, diversified portfolios and private market programs for qualified clients.

Mason Fung is a financial advisor at IEQ Capital, LLC with one year of industry experience. He holds a Series 65 designation. Prior to joining IEQ Capital in 2024, he had roles associated with Boston College and Hamilton Zanze. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, and institutions. The firm’s investment approach centers on macroeconomic research and customized Investment Policy Statements, utilizing a blend of liquid strategies, third-party managers, and private alternatives.

John Bellamy is a CFP® and CFA® with 13 years of experience in financial advisory. He has worked at Wealth Enhancement Advisory Services, LLC and WEALTH ENHANCEMENT GROUP since 2022, following seven years at Ginsburg Financial Advisors. Bellamy serves as president and board member of Bullpen Club, Inc., a nonprofit supporting the Miramonte High School baseball program. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, charitable organizations, corporations, and retirement plans through a large network of advisors. The firm employs a strategic investment approach combining passive and active management, supported by quantitative and fundamental research, and offers a range of financial planning, asset management, and specialized retirement consulting services.

Nicolle Baria is a financial advisor at IEQ Capital, LLC with five years of industry experience. She holds a Series 65 designation and has worked at IEQ Capital since 2019, following roles at First Republic Investment Management and Northwestern Mutual Investment Services. IEQ Capital provides portfolio management and advisory services primarily to high-net-worth individuals, families, and institutional clients. The firm’s investment approach integrates centralized macro and manager research with allocations to liquid and private alternative investments, serving clients generally with net worth at or above $10 million.

Michael Henry is a CFP® professional with 10 years of industry experience, currently serving as an advisor at IEQ Capital, LLC since 2019. He previously worked at Bank of America, N.A. and Merrill. Based in Dallas, TX, he holds the Series 66 designation in addition to his CFP® credential. IEQ Capital provides discretionary and non-discretionary portfolio management and advisory services primarily to high-net-worth individuals, families, and institutional clients. The firm focuses on separately managed accounts and family-office services, utilizing a centralized investment process that includes independent managers and alternative investments across liquid and private markets.

Aileen Braga is a financial advisor at Cresset Asset Management, LLC with 33 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at J.P. Morgan Securities, First Republic Investment Management, and Saratoga Research & Investment Management. Cresset Asset Management, LLC manages approximately $71.9 billion in client assets across a diverse client base, offering services that include portfolio management, wealth planning, private fund advisory, and family office services. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies, supported by a structured due-diligence program and multiple affiliated entities.

Ridhima Chadha is a financial advisor at Schwab Wealth Advisory with six years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at JPMorgan Chase, J.P. Morgan Securities, HSBC Securities, and Indusind Bank. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in its program, relying on Charles Schwab & Co.’s asset-allocation models and internal research tools. The firm handles trades with client authorization and serves a large client base using a platform that combines proprietary research and third-party money management.

Michael Britton is a Series 66-credentialed advisor with PlanMember Securities Corporation, based in Alameda, CA, and has four years of industry experience. Prior to joining PlanMember, he worked at Raymond James Financial Services Advisors and has held a director role in supply planning and co-manufacturing at Peet's Coffee since 2017. Outside of his advisory work, he maintains a self-employed practice focused on investment-related insurance services. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, focusing on ERISA Section 3(38) fiduciary responsibilities and participant-level investment options. The firm employs a top-down strategic asset allocation framework and manages risk-based mutual fund portfolios, while offering education and support services including seminars and personalized retirement planning.

John Crowther III is a financial advisor at Cresset Asset Management, LLC with four years of industry experience. He holds a Series 65 designation and has previously worked at True Capital Management, LLC and Tiedemann Advisors, LLC. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves a diverse client base including individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles, employing a disciplined, risk-aware approach that integrates strategic asset allocation, manager selection, and a mix of active and passive strategies across public equities, fixed income, and alternatives.

Peter Zanino is a financial advisor at IEQ Capital, LLC in San Francisco, CA, holding a Series 65 designation with eight years of industry experience. His prior roles include positions at EPIQ Capital Group, Iconiq Capital, and EY. IEQ Capital provides discretionary and non-discretionary portfolio management and advisory services primarily to high-net-worth individuals, families, trusts, foundations, endowments, donor-advised funds, and private funds. The firm focuses on separately managed accounts and family-office services, managing approximately $35.4 billion through a platform that integrates private investments, independent manager research, and specialized offerings such as digital asset exposure and PPLI sub-advisory services.

John Cheung Jr. is a CFP® professional with 18 years of industry experience, currently serving as a senior financial planner at Kestra Advisory. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory duties, he is involved with JD Strategic Financial Services, LLC, where he acts as an insurance agent selling life insurance products. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering a range of services including fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves a diverse client base that includes large institutional investors.

Matthew Kay is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked with Ameritas in various capacities since 2006 and also owns an incorporated business, All Planning Phases, providing insurance and financial services. Kay is licensed as an independent insurance agent specializing in fixed insurance products. Ameritas Advisory Services, LLC offers investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm combines model portfolios, mutual funds, ETFs, and individual securities across multiple platforms, with options such as held-away retirement management and interval fund strategies.

Peter Young is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 18 years of industry experience. He has been with Transamerica since 2018 and has prior experience at World Financial Group and Provident Credit Union. Outside of advisory work, he serves as a board member of the Chinese Historical and Cultural Project, which promotes and preserves Chinese and Chinese American history and culture in Santa Clara County. Transamerica Financial Advisors serves a diverse client base including individuals, pension and profit-sharing plans, trusts, and corporations. The firm offers advisory and broker-dealer services through proprietary and third-party model portfolios, providing both discretionary and non-discretionary program options.

Matthew Dolan is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63, 65, and 66 licenses and 28 years of industry experience. He has worked at Ameritas Advisory Services since 2021 and has been affiliated with Ameritas Life Insurance Corp. and Ameritas Investment Corp. since 2006. In addition to his advisory role, he is a licensed insurance agent at David White & Associates, where he has also been active since 2003. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm utilizes a range of model portfolios, mutual funds, ETFs, and individual securities, supported by multiple program platforms and third-party technology, to tailor investment solutions for its clients.

Kristor Lawson is a CFP® and ChFC® with 31 years of industry experience. He has been with HighTower Advisors since 2020 and previously worked at Schultz Collins, Inc. from 2016 to 2020. Outside of advisory work, he is a partner in a rental real estate partnership. HighTower Advisors serves individual and institutional clients, providing investment advisory and planning services through a network of Advisor Practices. The firm emphasizes multi-manager solutions and uses both affiliated and third-party managers, offering a range of investment options including mutual funds, ETFs, and alternative investments.

Veronika Larot Annal is a financial advisor at Citigroup Global Markets with six years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at Wells Fargo Clearing Services, Wells Fargo Bank, and Wells Fargo Bank, N.A. - Abbot Downing. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and security pricing, swap dealing, and futures commission merchant activities.

Judith Zeigler is a financial advisor with Planmember Securities Corporation, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has worked in various capacities including tax preparation and financial planning services, and since 2024, she has also been involved in pranic healing, coaching others in that practice. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, offering strategic asset allocation portfolios and educational support, while acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a risk-based mutual fund investment approach and maintains dual registration as both a broker-dealer and investment adviser.

Timothy Alford is a CFP® with eight years of industry experience, currently serving at Money Concepts Capital Corp. His prior roles include positions at Consilium Wealth Management and Cetera Wealth Services, as well as operating as a self-employed advisor. Outside of his advisory work, he is employed at NorthPoint Tax, Wealth and Business Advisory, LLP and owns a non-investment-related business, Wheelhouse LLC. Money Concepts Advisory Services provides investment advisory and financial planning to a diverse client base, including individuals, pension plans, trusts, and corporations. The firm employs model-driven, asset-allocation strategies and uses a combination of proprietary and third-party portfolio programs, serving clients through a large network of advisors.