King Wong is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been serving clients since 2012, focusing on forming long-term relationships and addressing all aspects of clients' financial lives. King takes a hands-on approach to ensure clients' needs are met with attention and that financial strategies are effectively implemented. King specializes in family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, and portfolio management services. He begins by understanding a client's family, financial situation, and priorities to develop a customized and flexible wealth management strategy. He also provides access to the investment insights of Merrill and the banking conveniences and lending solutions of Bank of America. King holds a Bachelor's Degree in Economics from California State University and the designations Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of work, he enjoys traveling and spending time with his wife, Dione, and their two daughters, Shelby and Sydney.

Kim Lee is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Laurie Heinly is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 credentials and with 29 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of advising, she is an investor in a technology company, Nexqloud Technologies. Morgan Stanley Wealth Management provides advisory and broker-dealer services to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a range of investment programs.

Jason Lee is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley from 2015 to 2024. His current role at Wells Fargo Clearing began in 2024. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of financial products including insurance-related vehicles and bank deposit sweep options.

Delbar Jahanian is a financial advisor with LPL Financial in Campbell, CA, holding a Series 66 designation and 20 years of industry experience. Prior to joining LPL Financial in 2021, Jahanian worked for Waddell & Reed Inc. for 16 years and has been involved in various business activities including leadership roles with the Persian Zoroastrian Organization and entrepreneurial ventures. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving a range of clients including individuals, retirement plan participants, banks, and institutions. The firm offers advisory and brokerage services supported by a network of investment adviser representatives, with a comprehensive investment platform featuring model portfolios, third-party asset management, and institutional programs.

David Vanderzwaag is a financial advisor with LPL Financial in San Jose, CA, holding a Series 63 license and having 37 years of industry experience. He previously worked at National Planning Corporation and Whjr Associates, each for about ten years. Vanderzwaag also owns Vander Zwaag Financial, Inc., an investment-related business operating as a DBA for his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies.

Bradley Nering is a Senior Financial Advisor at Merrill Lynch Wealth Management. He brings over a decade of experience in banking and wealth management, having started his career at Wells Fargo in 2012 as a licensed banker. He was promoted to Client Associate in 2013 and advanced to Financial Advisor in 2018. He focuses on providing personalized financial strategies that help clients achieve their objectives while maintaining high professional standards. Brad's expertise includes family wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management, socially responsible and ESG investing, special needs planning, sports and entertainment, tax minimization, and retirement income. His passion for markets began in Wyatt, Indiana, trading corn and soybean futures with his father, which instilled principles of risk management and disciplined investment strategy. He holds a Bachelor of Arts degree from Pepperdine University and studied abroad in Spain and Argentina, which broadened his global financial perspective. In addition to his professional pursuits, Brad is a Personal Investment Advisor (PIA) and is involved with the Surfrider community organization. He resides in San Jose, California, serving clients across the Bay Area and Los Angeles.

Rucong Zhang is a financial advisor at Cetera with two years of industry experience. He holds the Series 63 and Series 66 licenses. His prior experience includes roles at Wells Fargo Clearing, Wells Fargo Bank, CITIBANK, and various automotive dealerships. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that allows advisors to use affiliated and third-party managers or create customized strategies.

Suki Lee is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and 33 years of industry experience. She has been with Charles Schwab since 1992 and has worked at Charles Schwab Bank since 2005. Outside of advising, she manages several rental properties in San Francisco. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and cash-sweep services through its Schwab Wealth Advisory program. The firm combines non-discretionary and discretionary investment approaches with centralized operational and supervisory structures.

Julius Agbonbhase is a Series 66-credentialed financial advisor at Morgan Stanley with 17 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2018 and previously held roles at E*Trade Securities LLC and E*Trade Capital Management, LLC from 2013 to 2018. Outside of his advisory work, he serves as Vice President 2 for ACCIOBA North America, a community organization focused on civic and fundraising activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and scenario modeling.

Kimberly Bradford is a Financial Consultant currently working at Fidelity Investments. She collaborates with individuals and families to develop strategies for retirement planning, tax-efficient investing, and navigating major life transitions. Kimberly has experience in various financial roles, including Financial Solutions Advisor at Merrill from 2022 to 2024, Senior Premier Banker at Wells Fargo from 2021 to 2022, and Relationship Manager at Bank of America from 2014 to 2018 and again from 2019 to 2021. She holds a California Insurance License. Outside of her professional work, Kimberly has interests in art, fitness, food, running, and traveling.

Wenjun Yang is a financial advisor at LPL Financial with 23 years of industry experience. He has held securities licenses including the Series 63 and Series 65 and has been with LPL Financial since 2010. Prior to that, he worked at Investment Advisors International, Inc. from 2006 to 2010. Yang is also involved with IntoWealth Insurance Services, an insurance agency based in California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning and model portfolio programs, access to third-party asset managers, and institutional platforms, supporting a wide range of investment strategies executed by its network of advisors.

Jenny Ju is a financial advisor with J.P. Morgan Securities in Santa Clara, CA, holding a Series 66 license and 17 years of industry experience. She has been with J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. since 2012. Outside of her advisory role, she owns a rental property. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Brian Franklin is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 licenses with 25 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Outside of his advisory work, Franklin serves as a basketball referee and is a board member of the Coalition for the Unhoused of Silicon Valley. Morgan Stanley Wealth Management offers advisory programs to individuals and institutions, providing tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process uses firm-approved tools and scenarios to model outcomes, serving clients in both direct and corporate financial planning arrangements.

Robert Choy is a CFP® professional with 25 years of experience in the financial services industry. He is currently with Robert W. Baird & Co. and has previously worked at Financial Engines Advisors L.L.C., Edelman Financial Services, Fidelity, Citigroup Global Markets, and Merrill. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department that serves individual and institutional clients with services including financial planning, portfolio management, and custody and brokerage services. The firm employs a combination of manager-traded and model-traded strategies, tax-management techniques, and ongoing manager oversight, managing approximately $394 billion in regulatory assets as of December 31, 2025.

Rose Odland is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2017, following nine years at Unionbanc Investment Services. Outside of her advisory role, she serves as a trustee and executor for family and close friends. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Maureen Bellotti is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 registrations and having 31 years of industry experience. She has worked within various divisions of Morgan Stanley since 1998, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Daniel Chan is a Financial Consultant currently working at Fidelity Investments since 2024. He has experience in financial solutions advisory, having served as a Financial Solutions Advisor at Merrill from 2021 to 2024. Prior to that, he worked as an ADP Relationship Manager at Bank of America from 2019 to 2021. Daniel holds a California Insurance License. He is committed to assisting clients in pursuing their financial goals through thorough financial planning.

Priyanka Kothari is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. She has been with Merrill and Bank of America N.A. since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Greg Edgar is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.