Lizandro Salazar is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and offering 36 years of industry experience. He has been with LPL Financial since 2006. Outside of his advisory role, he manages a non-variable insurance business under Sequoia Wealth Advisors & Investment Management, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Gregory Williams is a CFP® professional with 31 years of experience in the financial services industry. He is currently affiliated with Mass Mutual Investors Services and MassMutual Life Insurance Company, where he has worked since 2017. Prior to that, he spent 20 years at Metropolitan Life Insurance Company and MetLife Securities Inc. Williams also works as an independent insurance agent specializing in dental and group disability income, life, accident, health, long-term care, and Medicare-related products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements that utilize firm-approved software to develop written recommendations tailored to clients' goals.

Khuong Tran is an advisor at Merrill with three years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Hong Leong Bank Vietnam. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cheryl Tadlock is a Senior Financial Advisor at Merrill Lynch Wealth Management. In her role, she provides investment guidance and financial planning services to clients. Cheryl holds the professional designation of Personal Investment Advisor (PIA), demonstrating her commitment to expertise in personal investment management. She earned her Bachelor's Degree from San Diego State University. Her background combines formal education and professional credentials to support her advisory practice.

Mark Manasco is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with J.P. Morgan affiliates since 2011, including roles at Chase Investment Services Corp and JPMorgan Chase bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm operates both as a broker-dealer and investment adviser, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Loc Thai is the Vice President and Branch Leader at Fidelity Investments, where he manages a team of financial advisors. In his role, he focuses on developing his team to assist clients in working toward their financial goals, aiming to ensure clients receive excellent service. Prior to his current position, Loc held leadership roles including Market Director of Wealth at JP Morgan Chase from 2018 to 2022, and Market Manager at Merrill Edge from 2011 to 2018. He holds a California Insurance License. Outside of his professional work, Loc has interests in beach activities, movies, photography, swimming, table tennis, and traveling.

Anne Bedell is a financial advisor with LPL Enterprise, holding the ChFC® and Series 66 designations and bringing 42 years of industry experience. She previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for over four decades. Bedell is also involved in non-variable insurance activities related to investment advisory services. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Kristina Arnst is a Series 66 credentialed financial advisor with one year of experience, currently with Edward Jones in San Jose, CA. Her prior work includes roles at Travelers Insurance and Allcat Claims Service. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

James Ku is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 designations and bringing six years of industry experience. His work history includes multiple roles within J.P. Morgan Securities and JPMorgan Chase Bank, N.A., spanning over a decade. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Jacob Hogan is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Fidelity in Campbell, CA. He has held roles within Fidelity since 2020 and previously worked at New Focus Academy and Discovery Academy. Outside of his advisory work, he is co-owner of a business involved in maintenance and upkeep of rental property. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Gianna Aiello is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior roles include positions at Bank of America, NYLIFE Securities, and New York Life Insurance Company. Outside of finance, her background includes work in public relations and media. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Corrine Fabie is a CFP®-designated financial advisor with Morgan Stanley in Los Gatos, CA, and has 31 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and has worked at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and the Global Investment Committee’s return estimates.

Kristian Sorensen is a financial advisor with RBC Capital Markets in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has worked at RBC Capital Markets since 2013 and City National Bank since 2017. Outside of finance, he is involved as a passive owner of The Cooperage American Grill and serves on the board of Aldersly Garden Retirement Community. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors, offering advisory programs with tailored investment strategies implemented through a range of internal and third-party managers.

Ann Escobar is a financial advisor with LPL Financial based in Campbell, CA, holding a Series 66 designation and bringing 13 years of industry experience. Her previous work includes eight years at Waddell & Reed, Inc and several years running her own advisory activities. She is also a notary public. LPL Financial serves a broad range of clients including individuals, retirement plans, banks, and nonprofits through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a variety of management approaches and investment strategies.

Elicia Flores is a financial advisor at Merrill with Series 63 and Series 66 licenses and four years of industry experience. She has previously worked at Bank of America, JPMorgan Chase Bank, and Bank of the West. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individual, high-net-worth, and institutional clients.

Derek Ferriera is a financial advisor with OSAIC, holding the CFP® and ChFC® designations and possessing 42 years of industry experience. He previously worked for Lincoln Financial Advisors Corporation for 27 years before joining OSAIC in 2025. Outside of advisory work, he co-authored the book "Master Your Financial Success." OSAIC serves a diverse client base including individuals, high-net-worth investors, and institutional clients through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a focus on diversified portfolio construction using multiple asset classes and third-party money managers.

Hoa Kha is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021, with prior experience at Wells Fargo Clearing and Wells Fargo Bank. Outside of his advisory role, he is planning an e-commerce sole proprietorship selling used clothes, collectible dolls, and Funko Pop items through social media platforms. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation process combined with centralized due diligence and an ESG eligibility framework. The firm’s advisory services are delivered on a non-discretionary basis and include access to a broad range of funds and strategies approved through internal review.

Alia Davariar is a Series 66 licensed financial advisor with seven years of experience, currently affiliated with Merrill in San Jose, CA. She has worked at Bank of America, N.A. and Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Darren Bado is a CFP® with five years of experience in financial advising. He is currently with Ameriprise and has previously worked at Bordeaux Wealth Advisors, Kestra Advisory, and Transitions Wealth Advisors among others. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, combining investment research, third-party data, and algorithmic tools to provide tailored recommendations.

Tracey Stanga Jarvis is a financial advisor at Charles Schwab with 13 years of industry experience. She holds a Series 66 designation and has been with Charles Schwab and Charles Schwab Bank since 2013. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a distinctive operational structure that includes centralized custody and an alternative investments program.