Christopher Szem is a financial advisor with Kestra Advisory in Ft. Lauderdale, FL, holding Series 63 and Series 66 credentials and bringing 40 years of industry experience. He has worked with Kestra Advisory and Kestra Investment Services since 2016. Outside of his advisory role, he is involved in health insurance plan design and consulting through his ownership and partnership in related companies. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients, offering services such as fiduciary oversight, plan-level investment advice, and employee education. The firm serves large institutional investors, including sovereign wealth funds, with approximately $79.8 billion in assets under management.

Shirley Lopez is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 16 years of industry experience. Her career includes roles at Truist Investment Services Inc., Wells Fargo Clearing, Citigroup Global Markets, J.P. Morgan Securities, and U.S. Bancorp Advisors. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation, fiduciary support, and manager-selection programs, combining discretionary and non-discretionary approaches with the use of AI-enabled research tools and inter-affiliate resources.

Paul Mcfeeley is a financial advisor at Hightower Advisors with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Oppenheimer and Citigroup Global Markets. He is based in Boca Raton, FL. Hightower Advisors provides investment advisory and planning services to individual and institutional clients, offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm emphasizes multi-manager solutions and uses both affiliated and third-party managers, incorporating proprietary research and a range of investment vehicles.

Elaine Israel is a financial advisor at Oppenheimer with 31 years of industry experience. She holds a Series 63 designation and has worked at Oppenheimer since 2014, following prior roles at Deutsche Bank Securities, Morgan Stanley, and Citigroup Global Markets. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a wide range of programs and advisory services across equity, balanced, and fixed-income portfolios, employing both discretionary and non-discretionary approaches.

James Hopler is a CFP® with 28 years of experience in the financial advisory industry. He has been with VALIC Financial Advisors since 1998 and also holds a position as an agent at Agia, where he is involved with non-securities insurance products. Based in Boca Raton, FL, he holds Series 63 and Series 65 licenses. VALIC Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Belle Bennett is a Series 65-licensed financial advisor with Wealthspire Advisors, based in Boca Raton, FL. She has one year of industry experience and previously worked at Michigan State University. Wealthspire Advisors is an SEC-registered investment adviser managing approximately $34.3 billion across about 220 advisors and serving nearly 9,700 clients. The firm provides wealth management, portfolio management, financial planning, and retirement-plan consulting to individuals, corporations, and nonprofits, using an institutional-style asset allocation framework and centralized investment oversight.

Karlene Mullings is a financial advisor with Eagle Strategies (NY Life) based in Sunrise, FL. She holds Series 63 and Series 66 licenses and has two years of industry experience. Her prior work includes roles at FHC Investments Limited and VM Wealth Management Limited. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and works extensively with non-discretionary assets and a broad range of plan sponsors.

David Fromer is a financial advisor with Guardian Life and holds the Series 66 designation. He has three years of industry experience and has worked with both Guardian Life Insurance Company and Park Avenue Securities since 2018. Outside of his advisory role, he is involved with DT VENDING LLC, a non-investment-related business. Park Avenue Securities LLC, a subsidiary of Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, businesses, and charitable organizations. The firm combines advisor-led discretionary management with model-based strategies and offers a wide range of financial planning and consulting services tailored to client needs.

Joseph Chalom is a financial advisor with Planmember Securities Corporation in Coral Springs, FL, holding Series 65 and Series 66 licenses and over 40 years of industry experience. He has served as president of Retirement Council, Inc. since 1991 and holds leadership roles in several nonprofit organizations, including NAIFA-Broward and the NAIFA Florida Education Foundation. Chalom also trains volunteers as Team Commander for the Coral Springs Community Emergency Response Team and teaches financial education workshops. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, focusing on strategic asset allocation through risk-based mutual fund portfolios. The firm supports plan sponsors and participants with education, personalized planning, and separation counseling while operating as both a broker-dealer and investment adviser.

Todd Robbins is a financial advisor with Integrity Alliance, LLC in Weston, FL, holding Series 63, 65, and 66 licenses and 25 years of industry experience. His prior roles include positions at Bankers Life Advisory Services, PNC Wealth Management, and Kovack Advisors. Robbins is also an owner of Hoosier Advisor & Associates, a securities-related business. Integrity Alliance serves a diverse client base including individual investors, corporations, and qualified retirement plans. The firm offers a range of advisory and brokerage services through a large network of independent advisors managing over $5 billion in assets, utilizing discretionary and model portfolio approaches along with third-party sub-advisers.

Troy Barrow is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 65 credential and seven years of industry experience. He has previously worked at Federal Prep Advisors, Inc. and Penn Mutual Life Insurance Company. Outside of advising, Barrow is active as an insurance agent with Life Capitalized Financial, LLC, focusing on insurance sales and service. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad advisory platform that includes third-party asset manager relationships and both discretionary and non-discretionary account options. The firm operates as both an SEC-registered adviser and a FINRA-member broker-dealer, offering integrated custody, execution, and brokerage services.

Luke Melms is a CFP® with 11 years of industry experience currently serving as an advisor at NewEdge Advisors. He previously worked at United Capital Financial Advisers and KFORCE. Outside of his advisory role, he is the owner of Baseball and Business, a website and podcast network. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent advisers. The firm offers a broad range of portfolio management, financial planning, and consulting services, employing multiple program structures and integrating technology tools such as algorithmic model portfolios and held-away account platforms.

Christian Martinez is a financial advisor with Valic Financial Advisors in Boca Raton, FL, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He has worked at Valic Financial Advisors since 2015 and also serves as an agent for Agia, providing non-securities insurance products. Additionally, he has authorization to sign for a permit running service related to construction and remodeling projects. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models and operating at scale with over 1,200 advisors nationwide.

Fredrik Virgin is a financial advisor with Rockefeller Financial LLC, holding Series 63 and Series 65 licenses and 29 years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of finance, he is an owner and instructor of a martial arts business. Rockefeller Financial LLC serves high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides portfolio management, financial planning, and consulting services, operating as both an advisory firm and a registered broker-dealer with capabilities in securities transactions, insurance products, and investment banking.

Jordan Phelps Castro is a financial advisor at Empower Advisory Group with four years of industry experience. He holds the Series 66 and Series 63 designations. His prior roles include positions at Northwestern Mutual Investment Services and Charles Schwab & Co., Inc. Outside the financial sector, he has experience working with O.H.S.O Distillery & Brewery and Teffler Music. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm uses an integrated model tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Annette Blair is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 66 licenses. She has 25 years of industry experience, including over two decades with New York Life Insurance Company. Blair is also involved in brokering with various insurance carriers. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individuals, institutional investors, and corporate clients. The firm offers multiple program types and focuses on tailored solutions, with a significant portion of assets managed on a non-discretionary basis.

Timothy Ratty is a financial advisor with Janney Montgomery Scott and holds Series 63, 65, and 66 credentials. He has 27 years of industry experience, including prior roles at Cambridge Investment Research Advisors and Wells Fargo Clearing. Outside of his advisory work, he volunteers with the Florida Securities Dealer Elder Fraud Committee and the Trustbridge Hospice Foundation. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base with brokerage services, financial planning, and advisory programs, utilizing a combination of in-house portfolio management and third-party managers.

C Rassler is a financial advisor with Eagle Strategies (NY Life) in Boca Raton, FL, holding the ChFC® designation along with Series 63 and Series 65 licenses. With 47 years of industry experience, Rassler has worked at several firms including NYLife Securities LLC and M&A Executive Benefit Insurance Solutions, LLC. He serves on multiple nonprofit boards such as Junior Achievement of South Florida, Paul L. Rodensky Foundation for the Arts, and Nova Southeastern University, and owns The Creative Learning Center, LLC. Eagle Strategies serves a diverse client base including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm emphasizes tailored solutions and manages the majority of its assets on a non-discretionary basis.

Sammie Kreindel is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 26 years of industry experience. She has been with PNC Investments and PNC Bank since 2011. PNC Wealth Management provides retail brokerage and advisory services, offering model-based investment programs including a digital discretionary model account available through an employee-only pilot. The firm employs algorithm-driven portfolio selection and delegates portfolio implementation to third-party strategists.

Gerald Berman is a financial advisor at Oppenheimer with 44 years of industry experience. He holds the Series 63 designation and has worked at Oppenheimer since 2013. His prior experience includes roles at Janney Montgomery Scott and Advest, Inc. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm provides a wide range of programs and advisory services, including discretionary and non-discretionary portfolio management, with a noteworthy portion of assets managed on a non-discretionary basis.