Patricia Zito is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 28 years of industry experience. She has been with Raymond James and its affiliates since 2008. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also provides institutional consulting and maintains public-finance and municipal capabilities.

Raymond Mckenney is a financial advisor at Merrill Lynch Wealth Management, where he has been assisting clients since joining the firm in 2018. He has been helping individuals, families, and business owners navigate important financial decisions since 2010. Raymond focuses on retirement income planning, wealth management, estate planning strategies, legacy planning, liquidity management, and personal retirement planning. He works closely with clients to create tailored strategies that support their financial goals and long-term vision, coordinating with tax and legal professionals to ensure a cohesive planning experience. Raymond holds the Chartered Retirement Planning Counselor (CRPC) designation and maintains Series 6, 7, 63, and 66 registrations with the Financial Industry Regulatory Authority (FINRA). He also holds the Personal Investment Advisor (PIA) designation. He attended the University of South Florida - Saint Petersburg but did not receive a degree. Outside of his professional work, Raymond enjoys traveling, attending sporting events, fishing, boating, golfing, and spending time with his family. He resides in St. Petersburg, Florida, with his wife, Erica, and their two children. Raymond is actively involved in youth coaching and mentoring within his community.

Sara Hobbs is a Series 66 licensed financial advisor with Raymond James & Associates, based in St. Petersburg, FL. She has seven years of industry experience, including roles at Synovus and within various divisions of Raymond James. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base including individuals, pension plans, corporations, and government entities, providing wealth planning and investment consulting primarily on a non-discretionary basis.

Jean Pierre Di Vito is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategic plans aimed at pursuing their long-term goals. His approach incorporates investment research from Merrill and banking and lending solutions from Bank of America to create wealth and investment strategies tailored to individual client needs. Jean Pierre and his team have extensive experience in areas such as wealth management strategies, wealth transfer and allocation, retirement and estate planning services, banking, and concentrated stock risk management. With a combined team experience exceeding 55 years in the industry, they provide clients with customized strategies and personal attention suited for managing significant wealth. The team stays informed on current strategies, trends, regulations, tax laws, and market conditions to offer innovative and sophisticated financial advice. He holds a Bachelor's Degree from LaSalle University and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Jean Pierre is involved in several professional organizations including the All Children's Foundation, Florida Orchestra, Keep Tampa Bay Beautiful, La Salle University Alumni, National Audubon Society, and St Petersburg Opera. He also participates in community service as an American Red Cross Volunteer and with Habitat for Humanity.

Thomas Kelly is a financial advisor at Stifel with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Invesco, Capital Group - American Funds Distributors, Jackson National Life, and Allstate. Stifel serves a broad range of individual and institutional clients, offering brokerage and investment advisory services including fee-based financial planning and recommendations of third-party advisers. The firm’s investment approach is based on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Kimberly Roper is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and seven years of industry experience. She has been with Cambridge Investment Research Advisors since 2019 and was previously with Pewter Report Inc. from 2006 to 2018. Outside of her advisory work, she is involved with the Girl Scouts of West Central Florida. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services delivered through a network of independent financial professionals who utilize a variety of portfolio management and model-based solutions.

Juan Vega is a financial advisor at Raymond James & Associates with 20 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Fisher Investments, E*TRADE Capital Management, and Scottrade. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both discretionary and non-discretionary advisory relationships.

Peter Bursik is a financial advisor at Raymond James & Associates with 18 years of industry experience. He holds a Series 66 designation and has been with Raymond James since 2006. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, as well as state and municipal government clients. The firm offers tailored financial plans and investment recommendations, with a focus that includes municipal clients and public-financing capabilities.

William Harless is a CFP® and holds a Series 66 license, with 16 years of experience in the financial industry. He has been with Raymond James & Associates since 2013 and is currently based in St. Petersburg, FL. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including high-net-worth individuals, pension plans, corporations, and public entities, offering non-discretionary financial planning and consulting supported by an extensive affiliate network and municipal finance capabilities.

Martin Velastegui is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and seven years of industry experience. Prior to joining Raymond James in 2017, he worked at Masa Restaurant and was affiliated with Florida State University. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations using firm research and planning tools, supporting both discretionary and non-discretionary advisory relationships.

Erin Rodberg is a financial advisor at Raymond James & Associates with one year of industry experience. Prior to joining Raymond James, she worked at Polen Capital Management, LLC and Foreside Funds Distributors LLC. She holds the Series 66 designation. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, with both non-discretionary and discretionary portfolio management options.

Curtis Chambers is a financial advisor at LPL Financial with 29 years of industry experience. He holds the CFP® and Series 63 designations and has been with LPL Financial since 2009. Outside of his advisory work, he has co-authored a book on U.S. tax policy with his father. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and research to support diversified investment strategies.

Trent Gain is a financial advisor with LPL Financial in Largo, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He previously worked at Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. from 2016 to 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Destiny Kunzig Lozano is a financial advisor at Ameriprise in Clearwater, FL, with four years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2021. Prior to her advisory role, she was employed by the University of South Florida and Publix Supermarkets. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written Recommendation Reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach, serving clients primarily through Ameriprise-managed accounts.

Erin Eckhouse is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 15 years of industry experience. She has been with Raymond James Financial International Limited since 2017 and Raymond James & Associates since 2016. Outside of finance, she is involved in food production and distribution through Spring Bayou Foods and volunteers with the Junior League of Tampa. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both retail and institutional advisory relationships.

Charles Maxwell is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 42 years of industry experience. His prior roles include positions at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. He has also been involved with the Montgomery County Department of Recreation since 1975. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning and a variety of advisory and brokerage programs, providing both discretionary and non-discretionary management along with access to model portfolios and research.

Scott Conti is a financial advisor with Ameriprise in Sarasota, FL, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as president of SBConti, Inc., a tax preparation business. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports, primarily for clients with Ameriprise-managed accounts.

Steven Lusk is a financial advisor with Mass Mutual Investors Services in Tampa, FL. He holds the Series 63 and Series 65 licenses and has one year of industry experience. Prior to his current role, he worked at Fisher Investments and Charles Schwab & Co., Inc. He also spent several years at Florida State University, including a position in the Office of Financial Aid. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and deliver written recommendations.

Michael Steuer is a Series 65-credentialed advisor with Cetera Wealth Services, LLC, bringing 12 years of industry experience. He has a substantial background in accounting and tax services through his ownership of multiple CPA firms since 2003. Outside of his advisory role, Steuer serves as president and treasurer for several local condominium and homeowner associations, and he is also president of a technology and marketing services corporation. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors serving individual, institutional, and retirement plan clients. The firm offers diverse investment solutions, including discretionary and non-discretionary portfolio management, access to third-party money managers, and customizable program structures.

Miranda Mottice is a financial advisor at Ameriprise with one year of industry experience. She holds the Series 66 designation and has previously worked at Ohio State University and in student recreational sports. Outside of her advisory role, she is involved with TRLT Ventures LLC. Ameriprise is an institutional firm offering retirement-income planning services primarily for clients with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized recommendation reports through a centralized retirement-income consulting team.