Brandon Behrad is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at several firms, including LPL Financial and Waddell & Reed. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.

Samantha Moore is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her prior roles include positions at Stifel Financial Corp, the U.S. Chamber of Commerce, Georgetown University, and Dcivitas Consulting Group. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and a manager-solutions team for due diligence. The firm applies an ESG eligibility framework in its investment recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Paul Karlitz is a financial advisor with MassMutual Investors Services in El Segundo, CA, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He has been with MassMutual and its related entities since 2007. Outside of his advisory role, he assists with a technology-based mobile application developed by his son’s business, Study Senses LLC. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes ongoing, collaborative planning engagements supported by proprietary software and offers a range of specialized planning services.

Deanna Gaussa is a financial advisor with Cetera, holding a Series 66 license and six years of industry experience. She previously worked with Avantax Insurance Agency LLC and Avantax Advisory Services. Outside of her advisory role, she is an Enrolled Agent providing tax preparation services and holds licenses related to mortgage loan origination. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with various program options and custodial relationships.

Roberto De Leon Gonzalez is a financial advisor at LPL Financial with six years of experience at the firm and a Series 66 designation. His prior roles include positions at Robert Half, Macy's, AMC Theaters, and the University of California San Diego. He is also a co-owner of Hecho En Casa LLC, a home-based business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Sadaf Bassam is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds the Series 63 and Series 66 designations and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Kevin Navas is a Financial Advisor at Merrill Lynch Wealth Management. He works with successful individuals, executives, entrepreneurs, and families to help preserve, manage, and grow their wealth responsibly. His clients often seek his guidance in navigating complex financial decisions and gaining access to resources through specialized professionals available at Bank of America. Kevin assists clients in preparing for financial challenges, identifying opportunities to strengthen their financial position, and implementing strategies tailored to meet their unique goals. Kevin graduated with honors from California State University of Fullerton, earning a Bachelor of Arts in Business Administration with a concentration in Finance. Before joining Merrill Lynch, he gained experience at New York Life and Wells Fargo, where he developed knowledge in the role life insurance investment vehicles play within customized financial plans. He also learned the importance of integrating banking relationships to help clients achieve their financial objectives through coordinated wealth strategies. He holds the Accredited Wealth Management Advisor™ (AWMA®) and Chartered Retirement Planning Counselor™ (CRPC™) designations.

Eric Ross Sr. is a financial advisor with LPL Financial who holds Series 63 and Series 66 registrations and has 21 years of industry experience. He has worked at LPL Financial since 2022 and has been involved with Ross Wealth Management and Crown Capital Securities. In addition to his advisory roles, he serves as a public notary and is employed as an engineer at Dignity Health. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Victoria Ben is a financial advisor at Morgan Stanley in Long Beach, CA, holding a Series 66 designation with less than one year of industry experience. Her prior work includes roles in education at Cal State Long Beach and Long Beach City College, as well as positions at various organizations such as Nike and the Long Beach Convention Center & Visitor's Bureau. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and research, with approximately $2.74 trillion in client assets under management.

James Bullard is a financial advisor at Morgan Stanley with 15 years of industry experience and holds the Series 66 designation. His prior roles include positions at City National Bank, RBC Capital Markets, Bank of America, and Merrill. Outside of his advisory work, he serves as President of the Board of Directors for the Rolling Hills Little League in Rolling Hills Estates, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers comprehensive planning services through its Financial Advisors and Estate Planning Strategies Group.

Nicholas Falk is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and has previously worked at Panorama Coordinated Services and SF&B. Outside of finance, he has experience working in educational roles at multiple schools and has been involved in entrepreneurial ventures such as a tiki bar and a hay distribution business. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Quin Solamo is a financial advisor at Cetera with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked with multiple firms within the Cetera network as well as Northwestern Mutual and Wedbush Securities. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets.

Michelle Medina is a financial advisor with Ameriprise in Seal Beach, CA, holding a Series 63 designation and 31 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, delivering recommendations through a centralized team in partnership with client advisors.

Sujeire Perez is a financial advisor at Wells Fargo Advisors with 21 years of industry experience. She holds the Series 66 designation and has worked in various capacities within Wells Fargo entities since 2005. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, supported by Wells Fargo research and planning tools.

Steven Carlsen is a financial advisor with LPL Financial in Rancho Palos Verdes, CA, holding Series 63 and Series 65 credentials and 39 years of industry experience. He previously worked at Wells Fargo Clearing for five years and Merrill for ten years. Carlsen is involved with Surf and Sage LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, with advisory services provided through a large network of investment adviser representatives.

Michael Santoro is a financial advisor with LPL Financial in Long Beach, CA, holding a Series 66 designation and 12 years of industry experience. He has worked with LPL Financial since 2014 and operates Michael A. Santoro Law, Inc. as an attorney, alongside providing tax preparation and accounting services through Certified Tax and Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Oliver Cervantes is a CFP® professional with 25 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent 12 years at UBS Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Laura Weil is a Financial Consultant at Fidelity Investments. In her role, she partners with clients to understand the needs and goals of their families and identify investment strategies to support their financial plans. Laura has been with Fidelity Investments since 2019, progressing through roles including Financial Representative, Relationship Manager, Planning Consultant, and now Investment Consultant. She holds a California Insurance License. Outside of her professional responsibilities, Laura's personal interests include cooking and baking, enjoying food as a foodie, listening to music, parenthood, caring for pets, and traveling.

John Le Berthon is a financial advisor at Morgan Stanley in Long Beach, CA, holding a Series 66 designation with four years of industry experience. His prior work includes roles at the University of California Irvine and College of the Canyons. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and combines common large-firm offerings with less typical activities such as private fund relationships and principal trading.

Kristine Keegan is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 39 years of industry experience. She previously worked at The Planners Network, Inc. and National Planning Corp. Keegan is also licensed as a health insurance and non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a broad advisory and brokerage platform.