Richard All is a financial advisor at Fidelity with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at TIAA-CREF and TD Ameritrade. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across various investment vehicles.

Kevin Lam is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and two years of industry experience. His prior work includes roles at JPMorgan Chase Bank, N.A., Bank of America Merrill Lynch, and a position in private equity. Kevin is based in Charlotte, NC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, and includes ESG considerations, with implementation support from affiliated entities.

Jonathan Johnston is a financial advisor with Edward Jones in Charlotte, NC, holding a Series 66 designation and eight years of industry experience. Prior to joining Edward Jones in 2018, he worked at Duke Energy for 38 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and tax-efficient services, supported by a large network of financial advisors and branch offices nationwide.

Gregory Allen is a financial advisor with LPL Financial in Charlotte, NC, holding a Series 66 designation and 28 years of industry experience. He has worked with LPL Financial since 2008 and previously at Banc of America Investment Services and A. G. Edwards & Sons. Outside of his advisory role, Allen is involved in coaching high school sports and owns an apparel business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Celeste Dearnley is a financial advisor at UBS Financial Services with one year of industry experience. She holds the Series 66 designation and has a background that includes four years at Clemson University and prior teaching roles at Fayetteville High School and St. Joseph Catholic School. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research.

Frederick Ingold is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He previously worked at Foresters Financial Services and Foresters Advisory Services LLC for a combined 33 years before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice and account management provided primarily by investment adviser representatives using a range of discretionary and non-discretionary strategies.

Andrew Wood Jr. is a CFP® professional with 39 years of experience in the financial industry. He is currently with LPL Financial and has previously worked at Cambridge Investment Research Advisors, Capital Guardian Wealth Management, and Mutual Service Corporation. Outside of advising, he maintains a role in non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

William Barlow is a Wealth Management Advisor who provides financial advisory services focused on helping entrepreneurs and business builders achieve their financial goals. He manages portfolio management services and offers expertise in areas such as college education planning, family wealth management strategies, legacy planning, liquidity management, and retirement income. Mr. Barlow holds a Bachelor's Degree from the University of North Carolina System and maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He is affiliated with professional organizations such as the 24 Foundation, Guiding Eyes for the Blind, and Moments of Hope Church, and is involved in community activities with the 24 Foundation, Covenant Day School, and Moments of Hope Church. Beyond his professional pursuits, Mr. Barlow is an avid enthusiast of cycling, boating, hiking, photography, running marathons, table tennis, tennis, and traveling. He values spending time with his family.

William Hadley is a CFP® certificant with over 41 years of industry experience. He is currently with Ameriprise Financial Services, LLC, where he has worked since 2019, and previously held roles at Wells Fargo Clearing and Wachovia Securities. He serves on the Board of Directors for The Fletcher School in Charlotte, NC. Ameriprise Financial Services is a large diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning, emphasizing dependable income sources and tax-aware withdrawal strategies.

Summer Sneed is a financial advisor at Raymond James Financial with two years of industry experience. She holds a Series 66 designation and has worked at Raymond James Financial Services, Inc. since 2022. Outside of her advisory role, she has been involved with Providence Baptist Church for nine years. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports a broad network of advisors with advanced analytical tools and specialized municipal and employer advisory services.

Shawn Mccutchan is a financial advisor with Edelman Financial Engines in Charlotte, NC, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked at Financial Engines Advisors L.L.C. since 2016 and previously at The Mutual Fund Store and Principal Financial Services. He serves as a board member for the Fellowship of Christian Athletes, a nonprofit organization. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering diversified portfolios, periodic rebalancing, and both discretionary and non-discretionary advice.

Korey Speight is a Financial Advisor at Merrill Lynch Wealth Management. Since joining the firm in 2019, he has focused on helping clients simplify complex financial decisions and develop more structured, intentional strategies. Korey partners with successful professionals to bring clarity and discipline to their finances, emphasizing investment management, retirement planning, and long-term wealth strategies. A graduate of the University of North Carolina at Charlotte, Korey holds a Personal Investment Advisor (PIA) designation. He adopts a relationship-driven approach, emphasizing a deep understanding of each client's goals, priorities, and values to achieve strong financial outcomes. Outside of his professional work, Korey is involved with the UNC Charlotte Alumni Board. He enjoys golfing, often connecting with clients and colleagues on the course, as well as traveling and attending sporting events, particularly basketball and football.

Marjori Brown is a financial advisor with Morgan Stanley in Charlotte, NC, holding Series 66 and Series 63 credentials and 17 years of industry experience. Her prior roles include positions at Rockefeller Financial LLC, Barings LLC, Barings Securities, and Wells Fargo Securities, LLC. Outside of finance, she works as a sales associate at Anthropologie. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning that integrates firm-approved tools and modeling techniques.

Andrew Viditz Ward is a CFP® with five years of industry experience. He is currently with Cambridge Investment Research Advisors and previously worked at Credit Suisse Securities (USA) LLC. He serves as a board member for the Anniston Chase Home Owners Association and is also an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals.

Brandon Martin is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop and implement personalized financial plans tailored to their goals. He leverages his experience to help clients navigate various life stages and work toward improved financial outcomes. Brandon has been with Fidelity Investments since 2021, progressing through roles from Financial Representative to Relationship Manager before becoming a Planning Consultant in 2024. His background includes identifying opportunities to strengthen financial plans and providing ongoing support to clients. Outside of his professional role, Brandon enjoys activities such as board games, bowling, hiking, playing instruments, and traveling.

Nicole Blumenthal is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she is involved in the art and culture sector as a sole proprietor in Charlotte, North Carolina. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of direct client engagement and employer-sponsored financial planning agreements.

Julia Burke is an Investment Consultant at Fidelity Investments, a position she has held since 2025. In this role, she collaborates with individuals and families to develop tailored financial plans and strategies aligned with their goals, values, and concerns. Julia's experience at Fidelity Investments spans several roles since 2020, including Workplace Planning Consultant III, II, and I, as well as Customer Relationship Advocate. Through these positions, she has gained expertise in workplace planning and client relationship management. No information regarding Julia's education, credentials, personal interests, or community involvement has been provided.

Matthew Knight is a financial advisor at Cetera with eight years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones. Outside of his advisory role, he serves as an at-large board member for the Forest Hills Swim Club in Lancaster County. Cetera Investment Advisers LLC is an SEC-registered firm that provides a wide range of investment and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers various portfolio management options and investment platforms, managing over $256 billion in assets.

Barry Gilrane is a financial advisor at LPL Enterprise with 27 years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at Prudential Insurance Company of America, Pruco Securities, LPL Financial LLC, Mass Mutual Investors Services, and Metropolitan Life Insurance Company. LPL Enterprise provides investment advisory and brokerage services to a diverse client base that includes individuals, high-net-worth investors, retirement plans, banks, corporate, and charitable entities. The firm primarily uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Sidney Journigan is a financial advisor at Morgan Stanley in Charlotte, NC, holding a Series 66 designation. Sidney has prior experience at McKim & Creed and several other firms across different industries, with a total of zero years in the advisory industry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside a broad range of retail and institutional offerings.