Brandon Cousanca is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been working in the financial services industry since 2008 and holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification as well as the Personal Investment Advisor (PIA) designation. Brandon earned a Bachelor of Science in Business Administration with a focus on Finance and Banking from Appalachian State University. His professional experience includes personal wealth management, executive compensation, qualified and non-qualified plans, and asset management for non-profits. He works with clients on areas such as college education planning, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. Outside of his professional role, Brandon spends time with his wife Elizabeth and their two sons, James and Will. The family enjoys activities near water at the beach or lake, attending sporting events, and traveling together. Brandon's personal interests include baseball, football, golfing, and spending time with his family.

Karla Zuniga Rivera is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses and two years of industry experience. She has worked at Wells Fargo Clearing since 2023 and was previously employed at Wells Fargo Bank, NA, Target, and Panera Bread. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Draven Sneed is a CFP® and holds a Series 66 license, currently serving as an advisor at LPL Financial with three years of industry experience. His prior roles include positions at OSAIC and FSC, and he has also worked with NC State University and served five years in the US Army. Outside of his advisory role, he is involved with Steward Wealth Strategies as a Wealth Associate. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, and organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Essence Murphy Miller is a financial advisor with Wells Fargo Clearing in Raleigh, NC, holding Series 63 and Series 65 designations and has been in the industry for two years. Her prior work experience includes roles at Wells Fargo Bank, Humana, and Conduent. She is also a commissioned notary public. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Victoria Johnston is a CFP® professional with seven years of industry experience. She has been with Edward Jones since 2018 and previously worked at State Farm and Western Sizzlin. Johnston is based in Raleigh, NC, and holds a Series 66 license. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Emelyn Sebastian is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and three years of industry experience. She has been associated with Wells Fargo Bank, N.A. since 2013. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Natalie Ostendorff is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. Her prior roles include positions at Emerald Holdings LLC and various other businesses. Merrill provides managed account services through the Select Portfolio Solutions program for Bank of America fiduciary clients, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations.

Eric Carter is an Investment Solutions Representative III at Fidelity Investments, a role he has held since 2023. Prior to this, he worked as a Customer Relationship Advocate at Fidelity Investments from 2022 to 2023. In his current position, Eric focuses on providing tailored investment guidance by understanding each client's individual goals and offering clear perspectives on the risks and opportunities associated with investing. He aims to build long-term relationships with clients through trust, consistency, and open communication as their financial needs evolve. Eric's professional approach centers on a client-first philosophy, emphasizing intentional listening and informed decision-making. His experience at Fidelity Investments spans roles that concentrate on customer relationship management and investment solutions, allowing him to support clients effectively in navigating their financial journeys.

Joseph Robbins is a financial advisor with OSAIC based in Raleigh, NC, holding CFP® and Series 66 credentials and bringing nine years of industry experience. Prior to joining OSAIC, he worked at FSC Securities Corporation and Wells Fargo in various advisory roles. Robbins serves on the finance committee of North Raleigh Presbyterian Church and has been involved in client relationship management roles outside his advisory work. OSAIC Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools and automated rebalancing to construct diversified portfolios and supports both discretionary and non-discretionary account management.

Nathan Podbielski is a financial advisor with Equitable Advisors in Raleigh, NC. He holds a Series 66 designation and began his career in the financial industry in 2026. Prior to joining Equitable Advisors, his work experience includes positions in various service and retail roles. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, relying significantly on LPL-sponsored solutions and third-party managers to deliver advisory and brokerage services.

Katherine Voitle is a Series 66-licensed financial advisor at Morgan Stanley in Raleigh, NC, with one year of industry experience. Her prior roles include positions at US Capital Wealth Advisors and various educational institutions. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, with a financial planning process that uses firm-approved tools and analysis methods to develop tailored strategies.

Michael Wilson is a financial advisor with Equitable Advisors in Raleigh, NC, holding Series 63 and Series 65 licenses and having 12 years of industry experience. He has been with Equitable Advisors since 2013 and previously worked at Axa Advisors. Outside of his advisory role, he is a managing partner at Oakbridge Financial Group, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model that incorporates both advisory and brokerage channels to deliver tailored client solutions.

Annie Ross is a financial advisor with Fidelity Investments in Durham, NC, holding Series 63 and Series 66 credentials and two years of industry experience. Her prior roles include positions at Elissa Olszewski CPA PA and HD Vest Advisory Services Inc, as well as operating Ross Tax & Financial Services. Outside of her advisory work, she serves as a part-time minister and is a sole proprietor of ImagineU Media, where she writes spiritual books and produces media ministry content. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios including mutual funds, ETFs, and ETPs.

Hayden Steelman is a financial advisor at Edward Jones in Carrboro, NC, holding a Series 66 designation. He has experience working with several firms, including Pesch, LLC, DCI Group, and Design Squared, LLC, before joining Edward Jones in 2026. Edward Jones is a full-service wealth management firm serving a broad client base that includes individual investors, institutional clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and tax-efficient solutions.

Michael Cronlund is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2007, initially holding several roles with Bank of America before transitioning to a Financial Solutions Advisor with Merrill Edge in 2015 and joining Merrill Lynch Wealth Management in 2020. Michael collaborates closely with clients to develop personalized and flexible wealth management strategies that align with their evolving financial goals, using the investment expertise of Merrill and banking services from Bank of America. His areas of focus include college education planning, retirement income, special needs planning strategies, socially responsible and ESG investing, and support for endowments, foundations, and non-profits, among others. Michael holds a Bachelor's Degree from James Madison University and professional designations including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). In addition to his professional work, Michael participates as a Bank of America community volunteer. His personal interests include golfing, hiking, and spending time with his family.

Catherine Pelican is the Regional Director of Executive Services at Fidelity Investments, where she leads, coaches, and develops a team of Benefits & Planning Consultants and Executive Planning Consultants. She supports the South Atlantic region in this capacity. Prior to her current role, Catherine worked as a Planning Development Consultant at Edward Jones from 2017 to 2022.

Camden Miller is an Investment Solutions Representative III at Fidelity Investments. He began his career at Fidelity in 2023 as a Customer Relationship Advocate and progressed through roles as Investment Solutions Representative I and II before attaining his current position in 2026. Camden's approach to financial advising emphasizes understanding a client's goals, values, and circumstances before discussing strategies or numbers. He aims to communicate clearly and directly to ensure clients grasp the reasoning behind financial plans. He seeks to be a consistent and accessible resource as clients' priorities evolve over time. Outside of his professional responsibilities, Camden has personal interests that include food, football, pets, running, and traveling.

Joel Ubri Cardona is a financial advisor with Fidelity in Durham, NC, holding Series 63 and Series 66 licenses and two years of industry experience. His prior work includes roles at Answer Financial and other companies in various capacities. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Sarah Horner is a financial advisor at Fidelity with 10 years of industry experience. Her prior work includes roles at Wells Fargo Clearing, Wells Fargo Advisors, and Wells Fargo Bank. Outside of her advisory work, she is licensed as a notary. Fidelity, through its Strategic Advisers subsidiary, offers investment management and advisory services to retail and institutional clients, employing a methodology that integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction.

Bayli Fox is a Series 66-licensed financial advisor with Morgan Stanley in Raleigh, NC, bringing 10 years of industry experience. Since 2016, Bayli has worked with Morgan Stanley Private Bank, National Association, and Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques such as Monte Carlo simulations in its financial planning process.