Joshua Visconti is a CFP® professional with 14 years of industry experience. He is currently with Wells Fargo Clearing, where he has worked for 10 years, and previously held positions at Edward Jones and Morgan Stanley. Outside of his advisory role, he owns IRON FORGED GRIT, LLC, which provides strength training and firearm instruction, and serves on the fundraising committee at Saint Michael Catholic Church. Wells Fargo Advisors is a large national firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services, leveraging extensive research and analytics in its investment approach.

Chris Rysak is a Financial Consultant currently working at Fidelity Investments since 2023. He has previously held positions as a Financial Consultant and Investment Consultant at Charles Schwab from 2016 to 2023, as well as roles at T. Rowe Price and Vanguard, where he specialized in retirement and client relationship administration respectively. His approach involves collaborating with clients to develop financial plans that address wealth accumulation, preservation, distribution, and legacy considerations. Chris emphasizes understanding clients' goals and adapting plans as their circumstances evolve to maintain alignment with their changing objectives. Details regarding his education, credentials, personal interests, or community involvement were not provided.

Philip Beethoven Wilson is a financial advisor with Cambridge Investment Research Advisors in Richmond, VA, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Minnesota Life Insurance Co, Securian Financial Services Inc, and Virginia Asset Management. He is also involved in several entrepreneurial ventures, including ownership positions in PBW Financial LLC and Ephesians 210 LLC. Cambridge Investment Research Advisors serves a diverse client base ranging from individuals and retirement plans to charitable organizations and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a variety of portfolio management approaches and multiple platform arrangements.

Joseph Tuck is a financial advisor with LPL Financial, holding a Series 66 designation and 26 years of industry experience. His prior firms include Lincoln Financial Securities Corporation, Wells Fargo Advisors, and UBS Financial Services. Outside of his advisory role, he is involved with a non-variable insurance business in Richmond, VA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of planning and portfolio management services, utilizing various strategies and tools to support its network of over 22,800 advisors.

Kara Topping is a financial advisor at RBC Capital Markets with a Series 66 designation and over 20 years of industry experience. She previously worked at Wells Fargo Advisors for 21 years and Capital One Financial for two years. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Holly Huebsch is a financial advisor with Ameriprise in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Ameriprise and its affiliates since 1993. Outside of advising, she manages shared office expenses for a suite used by multiple Ameriprise advisors. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Rochele Nelson is a financial advisor with Merrill in Richmond, VA, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. She has been with Merrill since 2004. Outside of her advisory role, she serves as a general partner and managing member of Adorning in Prayer Ministries, where she teaches and preaches through prayer conferences and seminars, and is involved in merchandising prayer products. Additionally, she works with Leona's Love Garden, a charitable organization focused on urban farming, youth programs, and community outreach. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations.

Jared Lewis is a CFP® with 17 years of industry experience, currently serving at Cetera since 2023. He has previously worked with Virginia Asset Management and Minnesota Life Insurance Company, including their affiliate Securian Financial Services. Outside his advisory role, he co-owns Irongate Capital Advisors, LLC, a firm involved in securities offering, advisory, and insurance services. Cetera Investment Advisers LLC provides a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, leveraging a large network of advisors and affiliated third-party managers.

Madelyn Flinn is a financial advisor with LPL Financial in Glen Allen, VA. She holds the Series 66 designation and has one year of industry experience. Prior to joining LPL Financial, she worked at Zola for seven years and held positions at S'well and Toyota Tsusho America. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various model portfolios, third-party subadvisors, and technology tools.

Robert McGuire is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Bank and Wells Fargo Advisors LLC since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Leo Whitlow Jr. is a financial advisor at Cetera with Series 63 and Series 65 licenses and 44 years of industry experience. He previously worked at Select Brokers, LLC and Securian Financial Services, Inc. He serves as a board member and officer of the Varina Ruritan Club. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that provides access to model portfolios, third-party managers, and bespoke strategies under various program structures and custodial relationships.

Ashli Luse is a CFP® professional with eight years of experience in financial advisory roles, currently with Ameriprise since 2022. She previously worked at Truist Advisory Services, Truist Investment Services, and BB&T Securities. Outside of finance, Ashli owns and operates a wedding planning company, Libby West Weddings. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that emphasizes dependable income sources and tax-aware withdrawal strategies.

William Gribble IV is a financial advisor with RBC Capital Markets in Richmond, VA. He holds Series 63 and Series 65 licenses and has 27 years of industry experience. Prior to joining RBC Capital Markets in 2020, he worked at Wells Fargo Clearing from 2016 to 2020 and Morgan Stanley Dw Inc. in 2002. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies and integrates both in-house and third-party managers to implement portfolios.

Mark Douglas is a financial advisor with Cetera, holding a Series 66 designation and 26 years of industry experience. He has been associated with Bowman Gaskins Financial Group since 2000 and has served at Cetera Wealth Services, LLC since 2013. In addition to his advisory work, he operates as an independent insurance agent focusing on disability, fixed annuities, and life, accident, and health insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers diversified portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and custodial relationships.

Wafa Noble is a financial advisor with Raymond James Financial, holding a Series 66 designation and 10 years of industry experience. Prior to joining Raymond James in 2025, she worked for Edward Jones from 2015 to 2025. She is also the president of WingSpan Wealth Management, a support company unrelated to investment activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and investment consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Paul Staples is a financial advisor with Ameriprise Financial Services in Richmond, VA, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. His prior roles include positions at Wells Fargo Clearing, UBS Financial Services, and Prudential Equity Group. Outside of advising, he has ownership in a restaurant business and periodically participates in public poker tournaments. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through a centralized service that provides written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Robert Barnes III is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he is involved in managing investment-related businesses in Nags Head, NC, including ownership of Seapoint Paradise LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a research-driven approach and offers a broad range of brokerage and advisory solutions supported by its large network of financial advisors.

Jackson Schott is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. His prior work includes roles at The CoStar Group, NewRez, and NewDay USA. He also spent four years at James Madison University. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute and third-party sources to evaluate investment options based on diversification and modern portfolio theory.

Wendy Coggsdale is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and MORGAN STANLEY SMITH BARNEY llc since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, utilizing structured planning tools and broader investment resources to support client goals.

Wayne Lee is a financial advisor with Cetera, holding a Series 66 designation and 21 years of industry experience. He has been associated with Cetera Financial Specialists LLC since 2004 and leads Lazarus Group Consulting, Inc., a business providing accounting, tax, and consulting services. He is also president and CEO of AlphaGate, Inc., an investment practice involved in real estate management. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.