Nihn Huang is a Wealth Management Advisor at Merrill Lynch Wealth Management, a role he has held since 2011. He holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and the Personal Investment Advisor (PIA) designation. Nihn graduated from Indiana University with dual majors in Finance and International Business. Drawing on his international experience as an Investment Banker and Auditor, Nihn develops goals-based wealth strategies and custom-managed portfolios. He works with clients on a variety of financial objectives, including legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, socially responsible investing, individual and corporate investment strategy, tax minimization, and retirement income. In 2023, he was recognized on the Forbes "Top Next-Generation Wealth Advisors Best-in-State" list. Outside of his professional duties, Nihn is active in his community through involvement with the Alameda County Community Food Bank and Habitat for Humanity East Bay/Silicon Valley. He has coached youth basketball in the San Ramon Valley and volunteers at various local events linked to his children’s activities. His personal interests include chess, running marathons, spending time with his family, traveling, and pursuing the completion of the seven Abbott World Marathon Majors.

Jeffrey Rodvien is a financial advisor at RBC Capital Markets with 25 years of industry experience. He holds the Series 66 designation and has worked previously at Bank of America, Merrill, and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies, combining in-house and third-party managers, and provides discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Justin Crocker is a financial advisor at Morgan Stanley in Walnut Creek, CA, with 24 years of industry experience. He holds a Series 66 license and has worked at Morgan Stanley since 2017, following an 18-year tenure at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning supported by firm-approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Bhriyesh Zaver is a financial advisor with Charles Schwab holding a Series 66 designation and three years of industry experience. Prior to his current role, he worked at The Vanguard Group and has held various positions across different sectors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and maintains a large-scale, integrated structure supporting hundreds of thousands of clients.

Diva Helmy is a Series 66-licensed financial advisor with Morgan Stanley in Walnut Creek, CA, bringing six years of industry experience. Prior to her current role at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, she worked at Tiny Techies, Beauty Brands, and the University of Bergen. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers services through both individual and corporate financial planning agreements.

Daniel Dennehy is a financial advisor at UBS Financial Services with two years of industry experience. He holds the Series 66 designation and has worked previously at California Financial Advisors and Primos Pizzeria & Pub. Prior to his advisory career, he spent time at San Diego State University and in various other roles. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of financial solutions.

James Brandt is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 38 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Shampy Prakash is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing and Mass Mutual in various capacities since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Laura Pascoe is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of her advisory role, she is an independent consultant for Usborne Books. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process includes investment policy statement preparation, investment recommendations, performance reporting, and participant education, with a broader investment menu including insurance-related vehicles and bank deposit sweep options.

Jaxon Kwong is a financial advisor at Morgan Stanley in Walnut Creek, CA, with six years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2019, following prior roles at Bank of America, Panda Express, Bema Electronics, UC Santa Cruz, and JT Products. Outside of his advisory work, he is involved with Suju Inc. and JETA, LLC, both investment-related businesses in Fremont, California. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through personalized financial plans as well as corporate financial planning arrangements.

Simone Lane is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. She is the owner of Lobdell & Lane Wealth Management and serves as a consultant for Bespoke Budgeting, providing education and teaching services. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Kathleen Ladra is a CFA® charterholder with 20 years of industry experience. She is currently with Cambridge Investment Research Advisors and has previously worked at Securities America Advisors, Omega Investment Management, and Cooper Mcmanus. Outside of her advisory role, Ladra serves as president of the Animal Coalition Group, a nature-focused organization. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals using a variety of portfolio management and model-based solutions.

Ricardo Guedes is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. since 2019 and Merrill since 2017. Prior to that, he had brief tenures at New York Life and a period of unemployment. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Phillip Mortensen is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2015. Outside of his advisory work, he is involved in a small Airbnb rental business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by in-house research and a formal alternative investment program.

Glenn Hammill is a financial advisor with OSAIC in Walnut Creek, CA, holding a Series 66 designation and 14 years of industry experience. Prior to joining OSAIC in 2025, he spent 13 years at Lincoln Financial Advisors Corporation. Hammill is also president of Hammill Consulting, a professional corporation he founded in 1991 that provides accounting, tax planning, and business management services. He holds a secondary role as an insurance agent offering various health and life insurance products. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers comprehensive brokerage and investment advisory services, utilizing asset-allocation tools, efficient-frontier analysis, and automated rebalancing to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Hyun Joo Park is a financial advisor at Mass Mutual Investors Services with 21 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 65 licenses. Her prior experience includes 12 years at METLIFE Securities Inc. Park serves on the associate board of the Korean American Community Foundation. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm uses detailed client data and approved analytical tools to deliver collaborative planning and offers a range of programs including employer-sponsored and estate-settlement planning.

Zhangde Lin is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and possessing two years of industry experience. Prior to joining Wells Fargo Advisors Financial Network in 2026, Lin worked at Merrill for eight years and has experience as a delivery and ride-share driver for several platforms including Uber, DoorDash, and Amazon. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients through a wide range of planning options tailored to clients meeting specific net-worth thresholds.

Mark Mattingly is an International Wealth Advisor at Merrill Lynch Wealth Management, where he leads a team providing specialized wealth management solutions for corporate executives and plan sponsors. His focus includes equity compensation and stock plan services, leveraging the global resources of Bank of America and Merrill to deliver integrated advice tailored to complex financial strategies. Mark began his career in 1996 at Bear Stearns in Los Angeles and has over two decades of experience advising clients at firms such as JPMorgan and UBS in San Francisco. Since joining Merrill Lynch in 2017, he has concentrated on advising clients on optimizing stock-based compensation, managing concentrated positions, and integrating corporate benefits into disciplined long-term wealth strategies. His client focus areas include corporate benefits, executive compensation, equity compensation services, international wealth management, and portfolio management. He holds an Equity Plan Consultant (EPC) designation and is a Personal Investment Advisor (PIA). His education includes a High School Diploma from Lincoln High School, as well as non-accredited certificate programs from Delta College and California State University, Chico. Outside of work, Mark enjoys basketball, football, golfing, soccer, and tennis, and his family has resided in the Bay Area for 23 years.

Isabel Flowers is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Her prior work includes roles at BMO Bank, Macy's Inc., Qless, and Ismocol S.A. She is based in Walnut Creek, California. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, and holds distinct regulatory registrations uncommon among large institutional peers.

Calvin Hong is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.