Dylan Michell is a financial advisor with Charles Schwab holding a Series 66 designation and has been in the industry since 2025. Prior to joining Charles Schwab, he was involved in entrepreneurial activities with several LLCs and spent multiple years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by proprietary research and a formal alternative investment process.

Charles Ankrim is a financial advisor at Robert W. Baird & Co. with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Robert W. Baird since 2009. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group provides tailored consulting and portfolio management services using a combination of in-house and third-party managers across a range of traditional and non-traditional investment strategies.

Amber Drinkwater is a financial advisor with LPL Financial and holds a Series 66 designation. She has 11 years of industry experience and has been with LPL Financial since 2014. In addition to her advisory role, she is associated with Golden 1 Credit Union, where she has worked since 2004. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by extensive operational tools and a large network of advisors.

Matthew Schirmer is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner and Smith Incorporated. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Francis Cockrell is a financial advisor with OSAIC, holding the CFP® designation and Series 63 and 65 licenses, with 28 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 28 years before joining OSAIC in 2025. Outside of his advisory role, he serves as chair of the San Juan School District Facilities Committee and acts as a successor trustee for his mother’s estate. OSAIC Wealth, Inc. serves a broad range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managers to construct diversified portfolios across various asset classes.

Rebecca Stewart is a financial advisor with Morgan Stanley in Roseville, CA, holding a Series 66 designation and nine years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Edward Jones, and Wells Fargo. She serves as a board member of the Sacramento Estate Planning Council. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm focuses on tailored financial planning using structured discovery and advanced modeling tools while providing broad retail and institutional services.

Christine Cao is a financial advisor at Edward Jones with five years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2020, with prior roles at Merrill Lynch and in a family business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Geremy Zezini is a financial advisor with LPL Enterprise and holds Series 63 and Series 66 credentials. He has 25 years of industry experience, including prior roles at Charles Schwab and CliftonLarsonAllen Wealth Advisors. His related business activities include operating Zezini Wealth Management as a DBA for his LPL business and involvement with Prudential Sponsored Non-Variable Insurance. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, consulting, and access to third-party asset managers.

Damian Lima is a financial advisor with Edward Jones in Rocklin, CA, holding CFP® and Series 66 designations and bringing eight years of industry experience. He has worked at Edward Jones since 2018 and previously was employed at Accenture from 2015 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Courtland Mulliken is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 15 years of experience with a focus on Wealth Management and Corporate Retirement Services. His wealth management services include financial, estate, investment advisory, and cash management for a select group of affluent clients. In corporate retirement services, he specializes in qualified and non-qualified deferred compensation plans, concentrated stock and option plans, business succession planning, and cash management. Court graduated from the University of Colorado, Boulder, with dual degrees in Chemistry and Mathematics. He served as a Submarine Officer in the US Navy for over 10 years in active and reserve capacities. Following his military service, he worked in the Semiconductor Equipment Manufacturing and Medical Device Manufacturing industries. He holds several professional designations including Chartered Financial Analyst (CFA), Wealth Management Advisor (WMA), Chartered Retirement Planning Counselor (CRPC), and Chartered Retirement Plans Specialist (CRPS). Court is a member of the CFA society of Sacramento and the Civil Air Patrol. He lives in El Dorado Hills, California with his wife, Taira, and is an active member of the community. His personal interests include fishing, golfing, and ice hockey.

John Nordstrom is a CFP® professional with 19 years of industry experience, currently advising at Charles Schwab in Sacramento, CA. His prior experience includes roles at Edward Jones and Fidelity Investments among other firms. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Lori Riffle is a financial advisor at Stifel with 30 years of industry experience. She holds the Series 63 designation and has been with Stifel Nicolaus & Co Inc since 2015. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

James Slaughter is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and possessing 17 years of industry experience. His prior roles include positions at LPL Financial, Next Financial Group, and Waddell & Reed. Outside of his advisory work, he owns and operates Daycation for Seniors, a business focused on senior activities. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers.

Paul Cutter is a financial advisor with UBS Financial Services in Sacramento, CA, holding Series 63 and Series 65 licenses. He has 40 years of industry experience, including over three decades at Painewebber Incorporated. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and utilizing proprietary research and model-based asset allocations to tailor client solutions.

Jon Hutchison is a financial advisor with LPL Financial in Roseville, CA, holding the ChFC® designation and Series 63 and 65 licenses. He has 42 years of industry experience, including prior roles at Lincoln Financial Securities Corporation and operating Hutchison Financial Group, Inc. He is also involved in an insurance agency business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice provided through a large network of investment adviser representatives.

Bonnie Farrell is a financial advisor with OSAIC, holding a Series 66 designation and bringing 25 years of industry experience. She previously worked at Lincoln Financial Advisors Corp for 24 years before joining OSAIC in 2025. Outside of advising, she is involved in offering various insurance products, including accident and health insurance, traditional life insurance, fixed and indexed annuities, and long-term care products. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, providing integrated brokerage and investment advisory services alongside financial planning and retirement consulting. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage diversified portfolios on both discretionary and non-discretionary bases.

Gary Arena is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Prior to his current role, he has worked at Wells Fargo Clearing, UBS Financial Services, and Piper Sandler & Co. He is the owner of Arena Wealth Management LLC and manages several vacation rental properties in California. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with banking, lending, and trustee services through a large network of financial advisors.

Heather Story is a CFP® and Series 66-licensed financial advisor with six years of industry experience. She is currently with LPL Financial and previously worked at Edward Jones. Outside of her advisory role, she was involved with Hammer & Nails Grooming Inc. and Wellbiz Brands Inc. prior to her financial career. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors and utilizes both proprietary and third-party investment strategies.

Matthew Cimino is a CFP® with 12 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors, LLC from 2012 to 2016. He also serves as Treasurer for United Walk Inc., where he provides oversight for revenue, donations, and strategic activities. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

William Dean is a financial advisor with Edward Jones in El Dorado Hills, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked in the retail automotive sector with Harley-Davidson dealerships for eight years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.